OECD/INFE-Studie zur finanziellen Bildung von Erwachsenen in Deutschland 2019

Abstract

The survey collects relevant information about respondents' financial literacy, financial inclusion and socio-demographics. Of particular interest are the financial knowledge, financial behaviour and financial attitudes as well as awareness and holding of financial products of adults in Germany. The questionnaire covers topics such as keeping track of finances, making-ends-meet and longer-term financial planning. Furthermore, numeracy skills within a financial context and basic knowledge of financial concepts (e.g. time-value of money, compound interest or diversification) are tested.
The survey is coordinated by the OECD International Network on Financial Education (INFE) and was developed to provide internationally comparable data on financial literacy and financial inclusion. The third wave was carried out in 2019, and in total 1003 telephone interviews were conducted via random digit dialling by BaFin in collaboration with an external survey institute. The anonymized micro data is available as a Scientific Use File.