South Africa's Post-Apartheid Microcredit Experiment: Moving from State-Enforced to Market- Enforced Exploitation
In: Forum for Social Economics, July 2015
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In: Forum for Social Economics, July 2015
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In: Review of radical political economics, Band 46, Heft 4, S. 577-580
ISSN: 1552-8502
In: Review of radical political economics, Band 46, Heft 4, S. 577-580
ISSN: 1552-8502
In: International Development Studies Working Paper #001
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In: International Development Studies Working Paper #14.3
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In: Law, Democracy and Development, Volume 18: 92-135
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In: Review of radical political economics, Band 45, Heft 3, S. 415-419
ISSN: 1552-8502
In: ÖFSE Working Paper No. 39
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This article argues that the microfinance model that arrived in Latin America in the 1970s has proven, as elsewhere around the world, to be an almost wholly destructive economic and social policy intervention. Centrally, I argue that the microfinance model is responsible for embedding and giving continued impetus to an adverse 'anti-development' trajectory in Latin America's economies, one that has progressively helped to de-industrialise, infantilise and informalise the overall local economic and social structure. Until recently, the extent and precise nature of this 'anti-development' trajectory has been ignored for fear of undermining and delegitimizing the global microfinance model and, with it, the dominant political-economic philosophy - neoliberalism - that essentially gave life to it. Effective local industrial policies and 'pro-development' local financial institutions are now urgently required in Latin America to build genuinely sustainable and equitable solidarity-driven local economies from the bottom up.
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In: 5th International conference «Economic Integration, competition and cooperation», Opatija, Croatia, 2005.
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In: Review of radical political economics, Band 45, Heft 3, S. 415-419
ISSN: 0486-6134
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In: Development and change, Band 43, Heft 6, S. 1385-1402
ISSN: 1467-7660