Suchergebnisse

This joint OECD-ILO report provides a comparative analysis of case studies focusing on improving skills use in the workplace across eight countries. The examples provide insights into the practical ways in which employers interact with government services and policies at the local level. They highlight the need to build policy coherence across employment, skills, economic development and innovation policies, and underline the importance of ensuring that skills utilisation is built into policy development thinking and implementation. Skills utilisation concerns the extent to which skills are effectively applied in the workplace to maximise workplace and individual performance. It involves a mix of policies including work organisation, job design, technology adaptation, innovation, employee-employer relations, human resource development practices and business-product market strategies. It is often at the local level that the interface of these factors can best be addressed.

1. The importance of financial education for youth -- 2. Implementing financial education in schools -- 3. Comparing selected financial education learning frameworks

Foreword; Table of contents; Acronyms and abbreviations; Executive summary; Key findings; Chapter 1. Introduction; Background and rationale; Process; Scope of the publication; References; Chapter 2. Gender differences in financial literacy; Women have lower levels of financial knowledge; Figure 2.1. Average financial knowledge score by gender; Box 2.1. Different financial literacy gaps across students, employees and retirees in India; Gender differences in financial knowledge at young ages; Figure 2.2. Average financial knowledge score by gender (young people). - Box 2.2. Gender differences in financial literacy among 15 year-oldsSmaller but still significant gender differences after controlling for socio-demographic factors; Figure 2.3. Gender differences in financial knowledge controlling for socio-demographic factors; Less well-educated and poor women have the lowest financial knowledge; Different financial attitudes across genders; Women appear to be aware of their lack of financial knowledge; Women have lower confidence than men in their financial knowledge and skills; Figure 2.4. Average number of "do not know" replies by gender. - Men are more likely to be over-confident in their financial skillsGender differences in interest for financial matters; Women are more risk-averse than men; Implications for women's financial behaviour; Gender differences in financial behaviour and strategies; Women are more likely to have a budget and to keep track of their finances; Figure 2.5. Responsibility for day-to-day money management decisions in the household; Figure 2.6. Responsible for money management decision and has a household budget; Figure 2.7. I keep a close personal watch on my financial affairs