Foreword; Table of contents; Acronyms and abbreviations; Executive summary; Key findings; Chapter 1. Introduction; Background and rationale; Process; Scope of the publication; References; Chapter 2. Gender differences in financial literacy; Women have lower levels of financial knowledge; Figure 2.1. Average financial knowledge score by gender; Box 2.1. Different financial literacy gaps across students, employees and retirees in India; Gender differences in financial knowledge at young ages; Figure 2.2. Average financial knowledge score by gender (young people). - Box 2.2. Gender differences in financial literacy among 15 year-oldsSmaller but still significant gender differences after controlling for socio-demographic factors; Figure 2.3. Gender differences in financial knowledge controlling for socio-demographic factors; Less well-educated and poor women have the lowest financial knowledge; Different financial attitudes across genders; Women appear to be aware of their lack of financial knowledge; Women have lower confidence than men in their financial knowledge and skills; Figure 2.4. Average number of "do not know" replies by gender. - Men are more likely to be over-confident in their financial skillsGender differences in interest for financial matters; Women are more risk-averse than men; Implications for women's financial behaviour; Gender differences in financial behaviour and strategies; Women are more likely to have a budget and to keep track of their finances; Figure 2.5. Responsibility for day-to-day money management decisions in the household; Figure 2.6. Responsible for money management decision and has a household budget; Figure 2.7. I keep a close personal watch on my financial affairs
Every person aspires to a good life. But what does "a good or a better life" mean? This report looks at the most important aspects that shape people's lives and well-being: income, jobs, housing, health, work and life-balance, education, social connections, civic engagement and governance, environment, personal security and subjective well-being. It paints a comprehensive picture of well-being in OECD countries and other major economies, by looking at people's material living conditions and quality of life across the population. The report responds to the needs of citizens for better information on well-being and to the needs of policy makers to give a more accurate picture of societal progress. The report finds that well-being has increased on average over the past fifteen years: people are richer and more likely to be employed; they enjoy better housing conditions and are exposed to lower air pollution; they live longer and are more educated; they are also exposed to fewer crimes. But differences across countries are large. Furthermore, some groups of the population, particularly less educated and low-income people, tend to fare systematically worse in all dimensions of well-being considered in this report. For instance they live shorter lives and report greater health problems; their children obtain worse school results; they participate less in political activities; they can rely on lower social networks in case of needs; they are more exposed to crime and pollution; they tend to be less satisfied with their life as a whole than more educated and higher-income people.