Towards a plural history of microfinance
In: Copestake , J , Johnson , S , Garcia Cabello , M , Goodwin-Groen , R , Gravesteijn , R , Humberstone , J , Nino-Zarazua , M & Titus , M 2016 , ' Towards a plural history of microfinance ' , Canadian Journal of Development Studies , vol. 37 , no. 3 , pp. 279-297 . https://doi.org/10.1080/02255189.2016.1197102
Abstract
The paper reviews different ways of telling the history of microfinance. We first contrast a mainstream and mostly positive narrative with a radical critique, illustrating differences with reference to India. We then argue for a more inductive and plural account, drawing on a set of doctoral research studies to illustrate variation in the evolution of microfinance experience according to social relations among users, organisational culture of suppliers, and the political economy of regulation. A global narrative of movement towards total financial inclusion - benign or otherwise - will not do justice to this diversity, nor should the history of microfinance be dominated by one overarching global perspective.
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