On the need for the transition to an investment economy and investment activity of the population

In: Social'naja politika i social'noe partnerstvo (Social Policy and Social Partnership), Heft 10, S. 720-731

Abstract

This article examines the problem of investment activity of the population. For the Russian Federation, in contrast to foreign countries, this problem is acquiring a character of particular relevance. Households as macroeconomic agents are little involved in the country's economy and their potential is practically not used for economic growth. Meanwhile, this kind of investment ultimately contributes to the positive dynamics of the development of society. The purpose of the study is to identify and substantiate the inhibiting factors in the development of investment activity of the population in modern Russia, as well as to develop appropriate recommendations for activating this process. The author presents possible instruments for transforming the financial resources of economic entities, including households, into investments. Also, key directions for increasing the investment activity of the population in the stock market have been developed and proposed. The research methodology consisted of the use of general scientific methods of analysis and synthesis of information, economic analysis, the method of abstract logical cognition, which allows, through retrospective analysis, to generalize the theoretical aspects of investment behavior and financial literacy. The work uses the scientific results of Russian scientists posted in electronic scientific resources with open access.