Suchergebnisse

In 2008, India launched a flagship national health insurance programme, the Rashtriya Swasthya Bima Yojana (RSBY) for those living below the poverty line (BPL). 1 Using qualitative methods and thematic analysis, this exploratory study of poor women from three selected districts of West Bengal sought to gauge reasons for low registration and factors affecting choice of institutional healthcare among those who had registered for the RSBY. In particular, we sought to understand the underlying factors, if any, which affect judgements on institutional healthcare.

We document four similarities between American human healthcare and American pet care: (i) rapid growth in spending as a share of GDP over the last two decades; (ii) strong income-spending gradient; (iii) rapid growth in the employment of healthcare providers; and (iv) similar propensity for high spending at the end of life. We speculate about possible implications of these similar patterns in two sectors that share many common features but differ markedly in institutional features, such as the prevalence of insurance and of public sector involvement.

The operation of the portfolio balance channel has been emphasized by monetary policymakers as a key channel through which quantitative easing (QE) policies work. We assess whether the investment behavior of insurance companies and pension funds in the United Kingdom during the global financial crisis was consistent with such an effect by analyzing both sectoral and institution‐level data. Our results suggest QE led to institutional investors shifting their portfolios away from government bonds toward corporate bonds but did not lead to a shift into equities.

This report presents an overview of the proceedings at the 15th Annual Conference on European Tort Law, hosted by the European Centre of Tort and Insurance Law and the Institute for European Tort Law of the Austrian Academy of Sciences and University of Graz in Vienna, Austria, in 2016. It recounts briefly the key issues discussed and arguments made during the three core sections of the conference - the opening lecture, the reports on national tort developments, and the special session on liability for unknown risks.

10.6.2016 In 2014 the Department of Health and the Health Insurance Authority commenced work on the development of a more refined health status measure using Diagnosis Related Groups (DRGs) to be implemented in a timely and phased manner. A key requirement of the reform is more comprehensive and sophisticated data collection and analysis. To assist with this work the Authority committed to submitting this detailed report on the topic to the Department of Health. Report on Incorporating Diagnosis Related Groups into the Risk Equalisation Scheme

We develop a model of selection that incorporates a key element of recent health reforms: an individual mandate. Using data from Massachusetts, we estimate the parameters of the model. In the individual market for health insurance, we find that premiums and average costs decreased significantly in response to the individual mandate. We find an annual welfare gain of 4.1 percent per person or $51.1 million annually in Massachusetts as a result of the reduction in adverse selection. We also find smaller post-reform markups. (JEL D82, G22, H75, I13)

Microfinance aims at providing basic financial services such as loans, savings and insurance to socially and financially excluded persons and microentrepreneurs. Among these services, microcredit is the most recognizable instrument of microfinance. Microcredit supplies financial means to start up businesses and to finance microenterprises. Microfinance originated in poor countries. In recent years, however, it has also gained some recognition in European countries. This article presents the relevance, efficiency and impact of microfinance policy and its policy instruments with respect to support for microenterprises in the European Union.

Статья посвящена актуальным вопросам обеспечения прав и законных интересов участников стадии возбуждения уголовного дела. Рассматриваются вопросы определения правового статуса участников уголовного процесса, укрепления системы уголовно-процессуальных гарантий. Вносятся предложения по изменению действующего законодательства. ; The article is dedicated to the actual topics of insurance the rights and legal interests of individuals on initiation of criminal case. The authors consider the problems of defining of legal status of criminal proceedings participants and strengthening the system of criminal procedural guarantees. In conclusion some legislative novels are proposed.

Статье выделены основные направления государственного регулирования агропродовольственной сферы северных регионов. Обоснованы практические мероприятия по таким направлениям как совершенствование нормативно-правовой базы, финансовое оздоровление, фискальная, ценовая и страховая политики, а также информационно-аналитическая поддержка субъектов АПК. ; In article the main directions of state regulation of the agrofood sphere of northern regions are allocated. Practical actions for such directions as improvement of legal base, financial improvement, fiscal, price and insurance politicians, and also information and analytical support of subjects of agrarian and industrial complex are proved.

В статье исследуется национальная система здравоохранения и правотворческая деятельность органов государственной власти с целью законодательного обеспечения охраны здоровья граждан. В статье рассмотрены законодательные нормы, направленные на реализацию конституционного права на охрану здоровья граждан. Рассмотрены основные принципы обязательного медицинского страхования. ; The paper investigates the national health system and law-making activities of public authorities in order to ensure legal protection of public health. The article deals with legislation aimed at implementing the constitutional right to health of citizens. The basic principles of compulsory health insurance.

This article examines the effect of having a labour contract on a range of employee outcomes (wages, hours worked, social insurance coverage and subjective well-being) for a sample of urban and migrant workers in China using data from the Rural-Urban Migration in China (RUMiC) project. Using different methods, we find that the Labour Contract Law has larger effects for urban workers than for migrant workers on receipt of social benefits, subjective well-being and wages, but not for hours worked.

В статье рассматривается проблема развития экспорта и экспортных инвестиций России. В настоящее время российское правительство предпринимает активные меры по увеличению российского несырьевого экспорта, для этого выделяются значительные бюджетные средства. Отдельно рассматривается деятельность Российского Агентства по страхованию экспортных кредитов и инвестиций (ЭКСАР). ; In this article are considered problem of Russian export development and export Russian investments. The Russian government work actively to increase Russian non-energy export and allocate huge funds for this. Activity of Export Insurance Agency of Russia (EXIAR) are examined severally.

The majority of papers analyzing the employment effects of unemployment insurance (UI) benefit durations focus on the duration of the first unemployment spell. In this paper, we make two contributions. First, we use a regression discontinuity design to analyze the long-term effects of extensions in UI durations. These estimates differ from standard estimates in that they incorporate differences in UI benefit receipt and employment due to recurrent unemployment spells. Second, we derive a welfare formula of UI extensions that incorporates recurrent nonemployment spells.

This paper discusses the creation of a European Banking Union. First, we discuss questions of design. We highlight seven fundamental choices that decision makers will need to make: Which EU countries should participate in the banking union? To which categories of banks should it apply? Which institution should be tasked with supervision? Which one should deal with resolution? How centralised should the deposit insurance system be? What kind of fiscal backing would be required? What governance framework and political institutions would be needed?

В статье предложено определение термина «клиентский дискурс». Охарактеризованы модели тактичного наименования лица в клиентском дискурсе, представленные на сайтах англоязычных страховых и авиакомпаний. Выявлены синтаксические и лексические особенности номинаций лиц с ограниченными возможностями. ; The article is devoted to the description of linguistically tactful persons' naming in the clientele discourse presented on the English-language websites of insurance and airline companies. The author gives the definition to the clientele discourse, educes the linguistic mechanism of politically correct person's naming in the English clientele discourse.