Changing Approaches to Gender and Ageing: Introduction
In: Current sociology: journal of the International Sociological Association ISA, Band 55, Heft 2, S. 147-153
ISSN: 1461-7064
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In: Current sociology: journal of the International Sociological Association ISA, Band 55, Heft 2, S. 147-153
ISSN: 1461-7064
In: Labor history, Band 63, Heft 2, S. 210-233
ISSN: 1469-9702
In: The economic history review, Band 75, Heft 1, S. 203-234
ISSN: 1468-0289
AbstractDuring the industrialization period, the rate of workplace‐related accidents increased. Because of the lack of public insurance, mutual health insurance societies became the main providers of workplace accident insurance among workers. Due to large differences in accident risk, health insurance societies were potentially exposed to the risk of adverse selection, since they employed equal pricing for all members regardless of risk profile. This article investigates the impact of workplace accident risk on health insurance selection and outcomes. We employ household budget surveys encompassing urban workers in Sweden during the early twentieth century. We find evidence for a redistribution from low‐ to high‐risk‐exposed workers, as workplace accident risk had a significant and positive impact on receiving health insurance benefits, also when controlling for a variety of factors. Workers exposed to greater risks in the workplace were more likely to have health insurance but did not pay higher premiums. The redistribution from low‐ to high‐risk‐exposed workers was largely accepted and viewed as an act of solidarity between workers. Given that health insurance societies were aware of this redistribution, we argue for the presence of informed, rather than adverse, selection.
In: Nordisk kulturpolitisk tidskrift: The Nordic journal of cultural policy, Band 16, Heft 1, S. 5-8
ISSN: 2000-8325
In: Scandinavian economic history review, Band 58, Heft 3, S. 203-219
ISSN: 1750-2837
In: Allgemeine schweizerische Militärzeitschrift: ASMZ, Band 176, Heft 1, S. 46-47
ISSN: 0002-5925
In: Scandinavian economic history review, Band 64, Heft 3, S. 278-296
ISSN: 1750-2837
In: Europäisch-jüdische Studien
In: Beiträge Band 33
European-Jewish Studies reflect the interdisciplinary network and competence of the new "Centre for Jewish Studies Berlin and Brandenburg". The Centre gathers together the most important institutions working on Jewish studies in the region - including the relevant universities and establishments in Berlin and Potsdam. The interdisciplinary character of the series places particular emphasis on the way in which history, the humanities and cultural science approach the subject, as well as on fundamental intellectual, political and religious questions that inspire Jewish life and thinking today, and have influenced it in the past. The CONTRIBUTIONS publish excellent monographs and anthologies on the entire spectrum of themes from Jewish studies. The series is peer-reviewed
In: The economic history review, Band 77, Heft 1, S. 244-267
ISSN: 1468-0289
AbstractMembership in mutual health insurance societies spread among industrial workers in the late nineteenth century. We study determinants of such membership among male workers in Swedish manufacturing by using matched employer–employee data from three industries covering all workers (i.e. members and non‐members, N > 12 000) and firms around 1900. We find remarkably high rates of membership overall, and especially among married workers. The association between marital status and health insurance suggests that selection into health insurance societies was 'propitious' rather than 'adverse'. Many workers became members well before the age of 40 years, when their health began to deteriorate, and this coincided with the average age of first marriage for men, occurring in their late twenties. Being married and having membership was more marked in firms with voluntary membership and was important for the viability of the mix of voluntary and compulsory health insurance societies emerging in Nordic countries around 1900. Findings support the idea that health insurance can attract high levels of membership under voluntary schemes and suggest why it took so long before statutory health insurance covering sickness absence and workplace accidents was introduced in Sweden.
In: Business history, Band 56, Heft 6, S. 956-974
ISSN: 1743-7938
Weemploy a panel data research design to examine the determinants of investmentreturns in the Swedish property fire insurance industry from 1903 to 1939 – aperiod of great economic and political uncertainty. Contrary to expectations,we find that mutual fire insurers generated systematically higher investmentreturns than stock fire insurers. Investment returns are inversely related toleverage but positively related to liquidity, showing that firms adopting amore precautionary investment strategy attain higher returns. ; Published online: 15 January 2013 ; Financial modernisation and economic growth
BASE
In: The journal of economic history, Band 72, Heft 4, S. 990-1014
ISSN: 1471-6372
Mutual and stock insurers have coexisted and competed against each other in insurance markets for centuries. In this article, we examine the risk management strategies and underwriting profitability of the different organizational forms in Sweden's property fire insurance market between 1903 and 1939. We demonstrate that stock insurers acted as intermediaries between policyholders and reinsurers to operate effectively in the potentially high-risk segments of the fire insurance market. In contrast, nationwide mutual insurers kept larger reserves to balance fluctuations in claims experiences, while local insurance pools relied on social obligation and trust to mobilize capital after adverse fire events.
In: Business history, Band 53, Heft 7, S. 1074-1091
ISSN: 1743-7938
In: Business history, Band 52, Heft 2, S. 268-284
ISSN: 1743-7938
In: Business history, Band 62, Heft 2, S. 222-239
ISSN: 1743-7938