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Stamped on t.p.: AD 718 253. ; Mode of access: Internet.

This article explores the forms of harmful practices and harms experienced by individuals since the implementation of the Gambling Act 2005. Employing the state-corporate crime paradigm as an analytical lens through which to examine the narratives of individuals who gamble and affected family members, and supporting secondary sources, it illustrates the 'collateral damage' that has resulted from an industry that embeds harmful practices as a means of capital accumulation. By providing insight into the often-hidden array of economic, physical, emotional, and psychological, and cultural harms that result from the entrenchment of a leisure culture that institutes ever more potent forms of aleatory consumption, the article offers a rare sociological critique of an industry that has been able to flourish as a consequence of an alliance between state and business.

The principal of horizontal equity can be interpreted as requiring that households with the same pre-transfer incomes and the same consumption needs should receive the same post-transfer incomes. We argue the generosity of government financial support to families with children should be analysed with respect to such a baseline. Although not without problems, equivalence scales form an important part of such a procedure. The comparison of financial support to families with children with a corresponding equivalence scale, both over time and between countries, should give a more accurate picture of generosity than comparisons of cash values alone. We discuss potential advantages and drawbacks of such comparisons, illustrating with comparisons of the US and UK systems. The main drawback is that we can only evaluate the generosity of support for children relative to that for adults. With this restriction, horizontal equity is more likely to be achieved for couples with 1 child than for those with 2 children. For some groups, the US is more generous to children (relative to adults) than the UK, but this difference is partly generated by the US system being less generous to childless households than the UK.

The gradual shift in responsibility for welfare provision, from the government to individuals, is making household saving and wealth holding a key policy concern. Yet remarkably little is known about how much households save or the forms in which they save.Unlike income or expenditure, there is no official individual or household survey collecting detailed information on saving and wealth holdings on an ongoing basis. This has limited the possible analysis of how saving responds to the incentives created by policy changes.This report reviews the economics of household saving, the taxation of financial assets in the UK and official sources of information on saving and wealth. It also provides new information on trends in asset holding in the household population over the period 1978-96 and a detailed description of asset and wealth holdings in 1997-98.

Multicultural education : characteristics and goals / James A. Banks -- Culture, teaching, and learning / Christina Convertino, Bradley A. Levinson, and Norma González -- Social class and education / Lois Weis, Seong Won Han, and Hyunmyung Jo -- Christian nation or pluralistic culture : religion in American life / Charles H. Lippy -- Gender bias : past, present, and future / David Sadker, Karen Zittleman, and Melissa Koch -- Classrooms for diversity : rethinking curriculum and pedagogy / Mary Kay Thompson Tetreault -- Queer lessons : sexual and gender minorities in multicultural education / Cris Mayo -- Approaches to multicultural curriculum reform / James A. Banks -- Backstage racism : implications for teaching / Leslie H. Picca and Ruth Thompson-Miller -- Language diversity and schooling / Rachel Snyder and Manka M. Varghese -- Civic education for non-citizen and citizen students / James A. Banks -- Educational equality for students with disabilities / Sara C. Bicard and William L. Heward -- Culturally responsive special education in inclusive schools / Luanna H. Meyer, Hyun-Sook Park, and Saili Kulkarni -- School reform and student learning : a multicultural perspective / Sonia Nieto and Patty Bode -- Communities, families, and educators working together for school improvement / Cherry A. McGee Banks -- Classroom Aasessment and diversity / Catherine S. Taylor and Susan B. Nolen.