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Cover -- Half Title -- Title Page -- Copyright Page -- Contents -- List of Tables -- Preface -- Summary -- The Problem and its Setting -- 1. Historical Background -- 2. Strategies of Foreign Housing Allowance Systems -- Introduction -- Large Family Hardship Model -- Elderly Hardship Model -- Rent Harmonization Model -- Shelter-to-Income Model -- Tandem-New Construction Model -- Social Stability Model -- Labor Mobility Model -- Family Crisis Model -- Summary -- Building a Program -- 3. Defining Individual Housing Need: Dimensions of a Reasonable Housing Allowance System -- Introduction -- Shelter-to-Income Ratio (SIR) -- Household Income Ceiling -- Rent Ceiling -- Unaffordable Gap to Be Covered by Subsidy -- Summary -- 4. Qualifying Conditions for the Housing Allowance -- Physical Structure -- Eligible Households -- Tenure Qualifications -- Construction Date -- Residence Requirements -- Summary -- 5. Administrative Arrangements -- Enrollment -- Annual Recertification -- Form and Frequency of Payment -- Support Services -- Coordination and Integration of Housing Allowance Systems -- Administrative Costs -- Summary -- 6. Formulas for Calculating Housing Allowances -- Bridging the Gap-Some Theoretical Models -- Australia -- Austria -- Canada -- Denmark -- Federal Republic of Germany -- Finland -- France -- Netherlands -- Norway -- Sweden -- Switzerland (Basle Canton) -- United Kingdom -- United States -- Summary -- 7. Where's the Money Coming From? -- 8. Housing Allowances and National Housing Subsidy Policy: An Overview -- Assessment and Conclusions -- 9. Impact of Housing Allowances -- Physical Living Conditions -- Rent Burden -- Housing Allowance Strategies -- Public Housing -- Summary -- 10. Consumer Subsidy Approach Versus Producer Subsidy Approach -- Physical Living Conditions -- Rent Burden -- Housing Costs -- Equity Among Households