Suchergebnisse

Financial inclusion's impact on poverty and economic development has remained a focus of researchers and policymakers for years, owing to its function in facilitating access to financial services, which act as a stimulus for general economic growth and development. The purpose of this study is to determine the effect of financial inclusion on poverty reduction in Nigeria. We estimated two models using data from the World Bank's 2017 Global Findex survey for Nigeria: a Logit model and an Instrumental variable model. The dependent variable was a dummy variable labeled "poor," which was set to 1 if the individual's "within economy income quintile" was in the bottom 40%, and 0 otherwise. The explanatory variables include, financial inclusion index constructed by the author, age of respondents, educational level of respondents, gender, employment status, wage, government transfers, pension, savings, and self-employment. The study established that financial inclusion reduces household poverty in Nigeria even after controlling for endogeneity in the explanatory variables.

Uruguay is a regional leader in the path toward social inclusion. Sustained economic growth and redistributive policies have made it the most egalitarian country in Latin America. However, some groups are still excluded. Afro-descendants, persons with disabilities, women particularly in female-headed households and LGBTI people are more likely to be excluded. They face unequal opportunities, lower accumulation of human capital and skills, and a lack of voice and agency to have their points of views and aspirations of development included in decision making. This translates into disadvantages in education, health, housing, political representation, and employment, among others, and a higher tendency to live in poorer regions and slums. Excluded groups are also confronted with glass ceilings in the job market, which result in lower incomes and fewer opportunities. Uruguay has a robust matrix of social policies and one of the highest levels of public social spending in the region, but atomization of social programs and lack of coordination between them compromises their effectiveness. Closing the remaining gaps is possible and may not require large additional spending. Very often, changes in preexisting programs is all it takes to make them more socially inclusive. Policies that put social inclusion at their core do not necessarily do more, but they do things differently.

Inclusion in the American Dream brings together leading scholars and policy experts on the topic of asset building, particularly as this relates to public policy. The typical American household accumulates most its assets in home equity and retirement accounts, both of which are subsidizedthrough the tax system. But the poor, for the most part, do not participate in these asset accumulation policies. The challenge is to expand the asset-based policy structure so that everyone is included.

In terms of our national identity who we are and are judged to be in a particular context depends on how well our claims are regarded by those around us. Being considered not 'one of us' means being an outsider whether one wants to be or not. National identity may lead ultimately to social inclusion or exclusion. Using mainly 2005 survey data, this paper explores cultural markers such as ethnicity, birthplace, residence, accent and ancestry regarding claims to be 'Scottish'. It shows that being born in Scotland enables people to make claims and to have them accepted. Claims to be Scottish by a white and a non-white person on the basis of various markers are received in much the same way. The cultural markers which people use to judge claims represent the raw materials of identity differences with the potential to become the basis of social exclusion under appropriate conditions.

Social indicators are an important tool for evaluating a country's level of social development and for assessing the impact of policy. Such indicators are already in use in investigating poverty and social exclusion in several European countries and have begun to play a significant role in advancing the social dimension of the EU as a whole. The purpose of this book is to make a scientific contribution to the development of social indicators for the purposes of European policy‐making. It considers the principles underlying the construction of policy‐relevant indicators, the definition of indicators, and the issues that arise in their implementation, including that of the statistical data required. It seeks to bring together theoretical and methodological methods in the measurement of poverty/social exclusion with the empirical practice of social policy. The experience of member states is reviewed, including an assessment of the National Action Plans on Social Inclusion submitted for the first time in June 2001 by the 15 EU governments. The key areas covered by the book are poverty, including its intensity and persistence, income inequality, non‐monetary deprivation, low educational attainment, unemployment, joblessness, poor health, poor housing and homelessness, functional illiteracy and innumeracy, and restricted social participation. In each case, the book assesses the strengths and weaknesses of different indicators relevant to social inclusion in the EU, and makes recommendations for the indicators to be employed. The book is based on a report prepared at the request of the Belgian government, as part of the Belgian presidency of the Council of the EU in the second half of 2001, and presented at a conference on 'Indicators for Social Inclusion: Making Common EU Objectives Work' held at Antwerp on 14–15 Sept 2001.

PurposeThis study aims to examine whether social inclusion policies promote financial inclusion. Three social inclusion policies were analyzed: gender equality policies, environmental sustainability policies and social protection (SP) policies.Design/methodology/approachThe study used the panel fixed effect regression methodology to analyze data from 48 low- and medium-income countries.FindingsThe results show that social inclusion policies do not have a significant effect on financial inclusion. Also, the older population is less likely to own an account at a formal financial institution in low- and medium-income countries that have strong environmental sustainability policies and institutions. The implication of the finding is that the policies and institutions established to promote environmental sustainability can discourage the older population from keeping the population's wealth in formal financial institutions in the country.Practical implicationsPolicy makers should consider how social and environmental policies and programs can be designed to promote financial inclusion for older individuals in the individuals' countries.Originality/valueThe financial inclusion literature has not considered the role of social inclusion policies in promoting financial inclusion for individuals, businesses and the excluded groups in a country.

Practising Social Inclusion presents what we know about what works, and why, in promoting social inclusion and practising in a socially inclusive way. Contributing to the growing debates on social inclusion, this book moves beyond discussion of who it is that is socially excluded and the processes of exclusion. It draws on research and reflective practice to answer the vital question of how to actually work towards inclusion and includes five sections looking at different arenas for practice: policy; programme design; service delivery; community life; and research.

Social inclusion is a concept that we all applaud. Normatively we tend to agree that it is a goal societies should pursue—and it is indeed a social and cultural value that most, if not quite all, societies profess to be based on. Social inclusiveness, cultural cohesion, communal values, a shared identity, mutual recognition, respectful dialogue, peaceful interaction, policies of integration: these are positively charged notions, aims indeed worth subscribing to.

Studies show that within most countries, there are generally many different socio-cultural, ethnic and religious groups and this diversity inevitably creates a level of inter-group tension, with income disparities, cultural differences, and intergroup segregation leading in turn to social exclusion. This paper sets out to develop a conceptual framework to examine the relationship between that participation and the social inclusion outcomes in the plan-making process. It addresses how social inclusion can relate to the plan-making process culturally, politically and institutionally, economically and socially with high level participation. In doing this, it adopts a case study approach using the Metropolitan Area of Abuja, the capital of Nigeria as the study sample of multi-ethnic, cultural and religious area. The research finds that participation in the plan-making process has a direct impact on social inclusion outcomes, helping to: break down cultural barriers; create intergroup cohesion; alleviate poverty; increase economic opportunities; and promote good governance. It finds that the relationship between participation and social inclusion varies across different indicators of social inclusion. It shows a very strong or moderately strong relationship across different indicators. However, the significance of relationship is very strong across all the indicators.