Suchergebnisse

Urbanization is a natural phenomenon in economic development process both in developed and less developed countries. Urbanization is not only viewed as a population phenomenon, but also viewed as political, social, cultural, and economic phenomenon. Data showed that the more developed the economic condition of a country, the higher the urbanization rate will be. One thing must be avoided related to urbanization is that high concentration of population in one region which caused agglomeration or primacy. Therefore, population controlling policy must be effective, integrated, and based on a policy that can harmonize social, economic, culture, political, and physical aspects.

This report analyzes the progress toward commercialization of Indonesia's highly diversified and predominantly formal microfinance industry. It also explores the implications of commercialization and the remaining challenges to expanding outreach through commercial microfinance institutions (MFIs) facing various types of stakeholders (including microfinance clients, microfinance practitioners, the Government, and funding agencies). In addition, it recommends positive approaches to the expansion of commercial microfinance while preserving the traditional social objective of MFIs of expanding access by the poor to demand-driven, sustainable financial services.

This report analyzes the progress toward commercialization of Indonesia's highly diversified and predominantly formal microfinance industry. It also explores the implications of commercialization and the remaining challenges to expanding outreach through commercial microfinance institutions (MFIs) facing various types of stakeholders (including microfinance clients, microfinance practitioners, the Government, and funding agencies). In addition, it recommends positive approaches to the expansion of commercial microfinance while preserving the traditional social objective of MFIs of expanding access by the poor to demand-driven, sustainable financial services.