Suchergebnisse

ABSTRAK Untuk mengetahui soal ujian yang baik atau bermutu dilakukan analisis butir soal dan soal yang baik dapat dimasukkan ke dalam bank soal. Analisis menggunakan metode kualitatif dan kuantitatif terhadap sampel 5 buah soal ujian materi Umum (General) pada pelatihan radiografi Level 1 di Pusdiklat BATAN tanggal 9 — 23 Februari 2009. Sampel soal dilihat kesesuaiannya terhadap aspek materi, konstruksi, bahasa/budaya (kualitatif) dan hasil pengolahan data empirik butir soal tersebut (kuantitatif). Berdasarkan analisis kualitatif soal nomor 30 sesuai dengan semua aspek, sedangkan soal nomor 21, 26, 30,31 dan 36 belum sesuai dengan ketiga aspek analisis kualitatif. Untuk hasil analisis kuantitatif soal direvisi nomor: 21, soal baik nomor 26 dan 36, dan soal didrop (dibuang) nomor: 30 dan 31 didrop. Dari hasil analisis kualitatif dan kuantitatif dapat disimpulkan bahwa soal ujian belum baik sehingga belum dapat dimasukkan ke dalam bank soal. ABSTRACT To find a good examination questions, has been done an analysis of questions and from the results, the good questions will be incorporated into the question bank. Analysis was performed using qualitative and quantitative methods against 5 questions from the General examination of Radiography Level 1 Training Course, which be held on February 9 to 23, 2009. The questions were reviewed for the compliance to the aspects of materials, construction, language / culture (qualitative) and the processing of the empirical data (quantitative). Based on the qualitative analysis, questions no. 30 fulfilled all aspects to be reviewed, and question number 21, 26, 3031, and 36 did not fulfilled the third aspect of qualitative analysis. From the qualitative and quantitative analysis results, it can be concluded that the questions were not good enough to be put into the question bank.

This study investigates the effect of income diversification on bank performance and risk for government owned banks in Indonesia. This study uses return on assets (ROA) for bank performance and standard deviation of return on assets (SDROA) for bank risk. Using a data set of government owned banks in Indonesia during the period 2012-2016, we find evidence that income diversification is positively related to bank performance (ROA). Income diversification is positively related to bank risk. We find that income diversification increases performance and also risk for government owned banks.

This study aims to examined the effect of cash flow and growth opportunity to the investment, and whether the exclusive relationship owned by the company with a government owned bank relationship moderates the effect of cash flow and growth opportunity on investment. This study used a sample of data from 101 manufacturing companies listed on the Indonesia Stock Exchange in the period 2013-2017. The multiple linear regression results show that cash flow and growth opportunity have a significant positive effect on investment, the government owned bank relationship weakens the effect of cash flow on investment but strengthens growth opportunity's influence on investment. This means that if the company has an exclusive relationship with a state-owned bank, it will reduce the dependence of cash flow to invest and increase investment opportunities.

This study uses bank loan data to examine the effect of (political tie) between the company and the government to on the assessment of companies financial leverage and profitability in the bank lending decisions in Indonesia. The numbers of samples are 1465 observations. This study uses moderated regression analysis (MRA). The study finds that a political tie affect corporate profitability assessment in bank lending decisions. Firms with lower profitability receive larger bank loan because their political tie (rent-seeking hypothesis). However, this study inds that a political tie does not affect the assessment of financial leverage in bank's lending decisions. This finding also supports Faccio (2010), Fisman (2001), and Backman (2001). Indonesia condition which has a weak institutional regulation and high information asymmetry is beneficial for companies that have a political tie. This leads to more trusted political tie as an indicator of the profitability.

The Indonesian government launched a new people's business credit program as part of a package of economic policy and deregulation. The interest rate is set lower than the average of the current loan interest rates, especially when compared with rural bank interest rates. To capture the social spatial aspects, quota sampling is applied to ten areas that divided based on the social culture. Further, the method utilized in this research is logit models, which designed to analyse the determinants of asymmetric information particularly on the rural bank and small micro enterprises. The study was conducted in East Java as the province with the largest number of rural banks in Indonesia. Based on the estimation of asymmetric information model to the respondent of rural banks and small businesses, the result shows that adverse selection can be avoided by strengthening the information about prospective borrowers. Regarding moral hazard, rural banks and small businessmen argued that the imposition of the collateral to the debtor has an important role to avoid moral hazard. Rural bank respondents stated that the KUR program with low-interest rates has affected their business development. The results implied the need of broadening the collaboration schemes between this people's business credit program and rural banks.

A lot of researches have studied good corporate governance implementation in manufacturing companies; this research, however, is more focusing in banking industry. Since bank holds important key role in the economics, bank needs a good governance to get a good reputation to play its role well. This research was conducted using secondary data obtained from annual reports of banking companies listed in the Indonesia Stock Exchange for the year 2008 until 2012. The data was analyzed using multiple regression method.The result showed that foreign ownership, board size, and external auditor, as corporate governance variables, partially and significantly affect bank financial performance, while large shareholders, government ownership, commissioner size, independent commissioner proportion, and capital adequacy ratio are found to insignificantly affect bank financial performance. Furthermore, firm size as controlling variable, is insignificantly affect the relationship between corporate governance variables and bank financial performance.