Suchergebnisse

We examine the impact of the existence on an explicit deposit insurance (DI) scheme and its design features on bilateral cross-border deposits (CBD) in a gravity model setting. We find that both the absolute quality of a country''s DI and its relative quality vis-a-vis other countries'' DI generally affect depositor behavior. However, during systemic banking crises, cross-border depositors primarily seek countries with the best DI schemes. Similarly, during the 2008-2009 great financial crisis, the emergency actions taken by the governments, which supply and maintain these safe havens, have led to substantial relocations of CBD. (JEL F34, G18)

We examine the impact of the existence on an explicit deposit insurance (DI) scheme and its design features on bilateral cross‐border deposits (CBD) in a gravity model setting. We find that both the absolute quality of a country's DI and its relative quality vis‐à‐vis other countries' DI generally affect depositor behavior. However, during systemic banking crises, cross‐border depositors primarily seek countries with the best DI schemes. Similarly, during the 2008–2009 great financial crisis, the emergency actions taken by the governments, which supply and maintain these safe havens, have led to substantial relocations of CBD. (JEL F34, G18)

We examine the impact of the existence on an explicit deposit insurance (DI) scheme and its design features on bilateral cross-border deposits (CBD) in a gravity model setting. We find that both the absolute quality of a country's DI and its relative quality vis-à-vis other countries' DI generally affect depositor behavior. However, during systemic banking crises, cross-border depositors primarily seek countries with the best DI schemes. Similarly, during the 2008–2009 great financial crisis, the emergency actions taken by the governments, which supply and maintain these safe havens, have led to substantial relocations of CBD. (JEL F34, G18)

Administrative boundaries create all sorts of barriers. These include obstacles associated with cross-border mobility. The presence of cross-border transports can be pivotal to reducing the barrier-effect on citizen's mobility and to increasing territorial integration of the European Union (EU). As recent surveys have revealed, cross-border accessibility is still considered a major barrier across most EU borders. In this context, this paper examines the overall current panorama of cross-border transports in the EU as a crucial barrier, whilst proposing a Cross-border Transport Permeability index to allow comparing this barrier across the EU. The findings indicate that cross-border transports are not yet sufficiently developed in the face of the increasing needs of EU citizens to cross borders, even in the most mature and socio-economically developed EU border areas, and that complex legal and administrative frameworks from both sides of the border make the creation of joint solutions for improving cross-border transportation across EU borders a challenging task. ; info:eu-repo/semantics/acceptedVersion