Suchergebnisse

The insurance issue, which is one of the convention means of finance, is based on old times. The issue of insurance, which is highly criticized in the Islamic sense, is to be integrated into a holistic system by a methodology that will remain within the Scope of Islamic Finance. While the compansation of possible risks for a certain premium is defined as insurance; the aid system, which provides relief from the troublesome situations caused by undesirable situations, is expressed as Islamic insurance. The purpose of this study, the Islamic insurance concept, basic features and by reviewing the literature on the model, the financial system is one of the global players and Islamic finance interest known by the Muslim population of the legislation and its applications in Turkey. By this paper, it is clearified the difference between conventional insurance as its well known structure and Islamic insurance.

The insurance issue, which is one of the convention means of finance, is based on old times. The issue of insurance, which is highly criticized in the Islamic sense, is to be integrated into a holistic system by a methodology that will remain within the Scope of Islamic Finance. While the compansation of possible risks for a certain premium is defined as insurance; the aid system, which provides relief from the troublesome situations caused by undesirable situations, is expressed as Islamic insurance. The purpose of this study, the Islamic insurance concept, basic features and by reviewing the literature on the model, the financial system is one of the global players and Islamic finance interest known by the Muslim population of the legislation and its applications in Turkey. By this paper, it is clearified the difference between conventional insurance as its well known structure and Islamic insurance.

Separately paged supplements accompany some volumes. ; Mode of access: Internet. ; Vols. for ?-1929, 1935-38 compiled by the Insurance Dept.; 1931, 1942- by the Legislative Reference Bureau.

This article focuses on recent legislative changes and judicial interpretations in the area of automobile insurance. Amendments to the Financial Responsibility Laws of Florida have, inter alia, lowered the requisite amount of insurance coverage, shifted the primary insurance burden from the automobile lessor to the lessee's insurer, and disallowed joinder of the liability carrier as a party to the litigation. Florida's no-fault statute has undergone its most severe changes to date. The authors note that the amendments are intended to limit victims' rights to recover damages from tortfeasors, the size of awards that victims may recover, and the number of fraudulent claims. Uninsured motorist coverage has been limited by the elimination of stacking, but broadened by including underinsured motorists within its provisions. Attention is also given to developments in medical malpractice insurance and the new statutory mandate for readable insurance policies.

This article focuses on recent legislative changes and judicial interpretations in the area of automobile insurance. The question whether insurers should be joined as parties defendant with their insureds as a matter of policy remains unanswered, as the Supreme Court of Florida struck down the nonjoinder statute as unconstitutional. The authors examine the new mandatory option for uninsured motorist coverage and the interaction of such benefits with other coverages and exclusions. The stacking of coverages still applies to some policies and may be crucial in underinsured motorist situations. Attention is also given to problems of concurrencies between personal injury protection and other coverages

The aim of this study is to analyse longevity insurance annuities as a possible addition to social security programmes. The research method is to analyse the strengths and weakness of longevity insurance provided by the private sector and by government, and to survey and analyse examples of longevity insurance benefit programmes that countries have already established. Longevity insurance annuities are deferred annuities that start payment at an advanced age at which a substantial proportion of the birth cohort has died. In developed countries, that would mean that these annuities would start for people in their early eighties, but when social security programmes were started in many countries, the age at which longevity insurance annuities would begin was substantially younger. This study finds that originally, public pension programmes in a number of countries were structured as a longevity insurance programme, with roughly 50 percent of those entering the workforce surviving to receive the benefits because of relatively high benefit eligibility ages. Over time, however, as life expectancy has improved, the benefits these programmes provide have slowly transformed into benefits that most people entering the work force ultimately receive. This paper argues that reintroduction of a longevity insurance benefit as part of public pensions could be an important policy in particular because this benefit is generally not provided by the private sector. These annuities would benefit some older retirees, particularly in countries with modest public pension benefits, but the private sector has problems in providing them, particularly when they must be provided on a unisex basis. A longevity insurance benefit is desirable in countries that rely on defined contribution pensions, where some workers take their benefits as phased withdrawals, and thus risk outliving their benefits if they live substantially longer than their life expectancy. This paper surveys countries that provide this type of benefit. The addition of these benefits to social security may be particularly desirable as part of a reform where other changes being made to maintain solvency are resulting in reduced generosity of benefits.

In India, healthcare financing largely relies on direct out-of-pocket spending, which causes immense health-related financial burdens for the poor. Despite recent efforts by the government and the private sector, only 15 percent of the population in India is covered by health insurance. The Micro Insurance Academy (MIA) extends health insurance at the last mile through a bottom-up approach to the design, implementation and management of community-based health insurance. MIA develops an understanding of each community and delivers customized tools and frameworks that build a community's capacity to self-manage micro insurance schemes. MIA bridges the gap between insurers and the bottom of the pyramid by providing advisory support and insurance education to establish insurance schemes. To date, MIA-supported micro insurance schemes cover more than 40,000 people in India and Nepal.

Unemployment insurance (UI) provides temporary income support to workers who have lost their jobs and are seeking reemployment. This paper reviews the origins of the federal-state UI system in the United States and outlines its principles and goals. It also describes the conditions for benefit eligibility, the benefits themselves, and their financing through the UI payroll tax. The UI system is complex and includes many interested parties, including employers, worker advocates, state UI administrators, and the federal government. These parties' differing views have led to controversies over benefit eligibility, adequacy, and whether the states or federal government should bear primary responsibility for UI. The Great Recession caused most states' UI trust funds to become insolvent and has led to renewed debate over the structure and financing of the system.

"A radical Muslim group has dedicated itself to the restoration of the Caliphate, a global Muslim empire, and will stop at nothing, including assassination and terrorism, to reach its goal. Steve Church is just a US businessman in Paris. He never expected to be recruited by the CIA as an undercover operative. But now, with his life on the line and with a beautiful woman as part of the cover, Steve is on his way to North Africa--and the terrorists' Saharan headquarters--in a whirlwind adventure that will change the politics of the Middle East"--P. [4] of cover. ; Community no. - 040030. ; Location map on cover. ; "November 1979." ; Title from cover. ; Includes bibliographical references (page 17). ; "A radical Muslim group has dedicated itself to the restoration of the Caliphate, a global Muslim empire, and will stop at nothing, including assassination and terrorism, to reach its goal. Steve Church is just a US businessman in Paris. He never expected to be recruited by the CIA as an undercover operative. But now, with his life on the line and with a beautiful woman as part of the cover, Steve is on his way to North Africa--and the terrorists' Saharan headquarters--in a whirlwind adventure that will change the politics of the Middle East"--P. [4] of cover. ; Mode of access: Internet.

Testimony issued by the General Accounting Office with an abstract that begins "Before September 11, insurance coverage for losses from terrorism was a normal feature of insurance contracts. The attacks on the World Trade Center and the Pentagon have changed insurers' perceptions of their risk exposure. Both insurers and reinsurers say that they do not know how much to charge for this coverage, and because they cannot predict future losses, they may exclude terrorism insurance from future contracts unless the federal government provides some guidance to the industry. Several insurance programs in the United States and other countries ensure that insurance will be available to cover risks that the private sector has been unable or unwilling to cover, including losses from catastrophic events and terrorism. For government insurance programs, the question of long-term cost and program funding needs to be addressed before any program is established. Some federal insurance programs have a statutory intent to provide subsidized coverage, while others are intended to be self-funding. Regardless of statutory intent, if federal insurance is underpriced relative to its long-run costs and the federal government pays the difference, a government subsidy results."

Testimony issued by the General Accounting Office with an abstract that begins "Before September 11, insurance coverage for losses from terrorism was a normal feature of insurance contracts. The attacks on the World Trade Center and the Pentagon have changed insurers' perceptions of their risk exposure. Both insurers and reinsurers say that they do not know how much to charge for this coverage and because they cannot predict future losses, they may exclude terrorism insurance from future contracts unless the federal government provides some guidance to the industry. Several insurance programs in the United States and other countries ensure that insurance will be available to cover risks that the private sector has been unable or unwilling to cover, including losses from catastrophic events and terrorism. For government insurance programs, the question of long-term cost and program funding needs to be addressed before any program is established. Some federal insurance programs have a statutory intent to provide subsidized coverage, while others are intended to be self-funding. Regardless of statutory intent, if federal insurance is underpriced relative to its long-run costs and the federal government pays the difference, a government subsidy results."

Includes the text and schedules of the National insurance act, 1911, and appendices containing regulations of the Treasury, regulations, model rules, orders, etc., of the National Health Insurance Commission, regulations of the Local Government Board, Board of Trade, etc. ; Mode of access: Internet.

Includes the text and schedules of the National insurance act, 1911, and appendices containing regulations of the Treasury, regulations, model rules, orders, etc., of the National Health Insurance Commission, regulations of the Local Government Board, Board of Trade, etc. ; Mode of access: Internet.

This item is part of the Political & Rights Issues & Social Movements (PRISM) digital collection, a collaborative initiative between Florida Atlantic University and University of Central Florida in the Publication of Archival, Library & Museum Materials (PALMM).