Gresik regency has 27 tourist destinations supported by small and medium industries both in the sector of food and beverage, handicraft, Muslim fashion and its equipment, which has been established since several years ago. It seems that the development of this industry is stagnant although it is actually potential to be developed and can be a trigger for the welfare of the small industrial community of Gresik regency in East Java. The problems that occur in small and medium industry community of Giri regency of Gresik regency based on the survey result is that business actors still do not have financial literacy, marked by not understanding about financial planning, not yet separating recording and financial storage in their family or business. Besides, there is still limited socialization of financial inclusion so that in general they are still unbanked. Based on factor analysis on financial literacy and financial inclusion, there are some attributes that significantly affect financial literacy of small and medium industries, namely financial planning, experience in finance, socialization of financial literacy from related parties, socio-economic status, economic attitude, financial behavior, financial attitude, financial crisis, government policy, financial education, demography, investment, saving, consumption, financial wellbeing, financial concerns, self control, old age, and gender. While the attributes of financial inclusion include credit management, knowledge of credit guidelines, consumer over in-debtedness, saving and deposit functions. The strategies that should be done in the short term based on the attributes found in this study are: 1) to conduct financial literacy and financial inclusion education with attention to the significant attributes, 2) perform mentoring from financial planning to the preparation of financial statements, 3) giving motivation to separate between family finance and business finance 4) the government is expected to grow ...
Introducción: La desinformación se ha convertido en un problema clave para las sociedades democráticas contemporáneas. Para contrarrestar esta amenaza, las autoridades públicas de numerosos países han puesto en marcha diversas iniciativas legales, tecnológicas y educativas. Este artículo aporta una revisión bibliográfica y de textos legales, que evidencia la importancia creciente otorgada por la Unión Europea a la alfabetización mediática. Metodología: Mediante revisión documental, se examinan informes y textos legales europeos y de países de la UE, con el fin de evaluar el grado de relevancia que se asigna a la alfabetización mediática para luchar contra la desinformación. Resultados: El análisis comprueba una presencia recurrente de la alfabetización mediática como una de las medidas necesarias para combatir la desinformación en el territorio europeo. Discusión y conclusiones: Más allá de simples soluciones tecnológicas y legales para combatir la desinformación, se comprueba que la Unión Europea apuesta por co-responsabilizar a la ciudadanía, mediante políticas de promoción de la alfabetización mediática. Se consolida, en definitiva, un modelo de lucha contra la desinformación basado en un conjunto de soluciones multinivel. ; Introduction: Disinformation has become a key problem for contemporary democratic societies. To tackle this threat, public authorities in many countries have launched various legal, technological and educational initiatives. This article provides a literature and legislative review, which shows the growing importance given by the European Union to media literacy. Methodology: European and EU country reports and legal texts are examined, in order to assess the degree of relevance assigned to media literacy to tackle misinformation. Results: The analysis confirms a widespread presence of media literacy as one of the necessary measures to combat disinformation in the European territory. Discussion and Conclusions: Beyond mere technological and legal solutions to tackle disinformation, this article finds that the European Union is committed to making citizens co-responsible, through policies to promote media literacy. In short, a model for acting against disinformation based on a set of multilevel solutions is consolidated.
Joseph Tilden writes from Boston to Alden Partridge in Norwich, Vermont; he wishes to know about the progress of his nephew, Charles Amory; should he send him (Charles) pocket money? ; Transcription by Joseph Byrne. Transcriptions may be subject to error.
Harry Croswell writes from New Haven, Connecticut, to Alden Partridge in Norwich, Vermont, regarding Thomas Broughton, who has been staying with his family and is being sent to the American Literary, Scientific, and Military Academy in Norwich; his father, Philip Porcher Broughton, is deceased. ; Transcription by Joseph Byrne. Transcriptions may be subject to error.
Competency-based learning in elementary education requires the integrated instruction of multiple competencies. Because of its inherent complexity, the assessment of such instruction poses significant challenges. This study presents the results of instructional and assessment experiences implemented in elementary schools of Costa Rica and Japan during the 2019 school year. These activities aimed at developing ATC21s competencies related to local and global citizenship, critical thinking, and ICT literacy. In each country, an experimental group (26 students in Costa Rica and 27 in Japan) participated in two learning units that incorporated animated shorts, graphic organizers, and comics to address community issues. The results from both units are assessed through the analysis of comics and questionnaires. Control groups (25 students in Costa Rica and 27 in Japan) participated only in the questionnaires, which focused on concepts related to community and citizen participation. The comics' analysis focused on the participants' citizens self-awareness and critical thinking skills. The questionnaires' analysis dealt with attitudes related to community and citizen participation. In Costa Rica, the analysis of the comics showed significant increases in critical thinking (PPC) and citizen self-awareness (PCC) scores in the second unit. In both units, Japanese students showed better performance in PPC and PCC than their Costa Rican peers. In both countries, correlations were found between PPC and PCC. The analysis of the questionnaires did not show conclusive results in either country. These results suggest that narrative is more suitable than description and exposition for students to express active and critical attitudes related to citizenship and democracy. ; El aprendizaje basado en competencias en educación primaria requiere la formación integrada de múltiples competencias. Debido a su complejidad inherente, su evaluación supone retos importantes. Este artículo presenta los resultados de experiencias de formación y evaluación realizadas en escuelas de Costa Rica y de Japón durante el año escolar del 2019, dirigidas a desarrollar competencias ATC21s (Evaluación y Enseñanza de las Competencias del Siglo XXI) relacionadas con conciencia ciudadana, pensamiento crítico y literacidad en TIC. En cada país, un grupo experimental (26 estudiantes en Costa Rica y 27 en Japón) participó en dos unidades de aprendizaje, que incorporaron cortos animados, organizadores gráficos e historietas para abordar problemas comunitarios. Los resultados de ambas unidades fueron evaluados mediante el análisis de historietas y cuestionarios. Los grupos de control (25 estudiantes en Costa Rica y 27 en Japón) participaron solo en los cuestionarios, los cuales se centran en los conceptos de comunidad y participación ciudadana. El análisis de historietas se enfocó en la conciencia ciudadana y en las habilidades de pensamiento crítico de las personas participantes, y el análisis de cuestionarios se centró en nociones vinculadas con comunidad y participación ciudadana. En Costa Rica, el análisis de las historietas mostró incrementos significativos en los puntajes de pensamiento crítico (PPC) y conciencia ciudadana (PCC) entre las dos unidades. En las dos unidades, el estudiantado japonés mostró un mejor desempeño en PPC y PCC que sus pares costarricenses. En ambos países se encontraron correlaciones significativas entre PPC y PCC. En los grupos experimentales y de control de ambos países, el análisis de los cuestionarios no mostró resultados concluyentes. Estos resultados muestran que la narrativa es más adecuada que la descripción y la exposición para que las personas estudiantes expresen actitudes activas y críticas relacionadas con ciudadanía y democracia ; El aprendizaje basado en competencias en educación primaria requiere la formación integrada de múltiples competencias. Debido a su complejidad inherente, su evaluación supone retos importantes. Este artículo presenta los resultados de experiencias de formación y evaluación realizadas en escuelas de Costa Rica y de Japón durante el año escolar del 2019, dirigidas a desarrollar competencias ATC21s (Evaluación y Enseñanza de las Competencias del Siglo XXI) relacionadas con conciencia ciudadana, pensamiento crítico y literacidad en TIC. En cada país, un grupo experimental (26 estudiantes en Costa Rica y 27 en Japón) participó en dos unidades de aprendizaje, que incorporaron cortos animados, organizadores gráficos e historietas para abordar problemas comunitarios. Los resultados de ambas unidades fueron evaluados mediante el análisis de historietas y cuestionarios. Los grupos de control (25 estudiantes en Costa Rica y 27 en Japón) participaron solo en los cuestionarios, los cuales se centran en los conceptos de comunidad y participación ciudadana. El análisis de historietas se enfocó en la conciencia ciudadana y en las habilidades de pensamiento crítico de las personas participantes, y el análisis de cuestionarios se centró en nociones vinculadas con comunidad y participación ciudadana. En Costa Rica, el análisis de las historietas mostró incrementos significativos en los puntajes de pensamiento crítico (PPC) y conciencia ciudadana (PCC) entre las dos unidades. En las dos unidades, el estudiantado japonés mostró un mejor desempeño en PPC y PCC que sus pares costarricenses. En ambos países se encontraron correlaciones significativas entre PPC y PCC. En los grupos experimentales y de control de ambos países, el análisis de los cuestionarios no mostró resultados concluyentes. Estos resultados muestran que la narrativa es más adecuada que la descripción y la exposición para que las personas estudiantes expresen actitudes activas y críticas relacionadas con ciudadanía y democracia
Not Available ; The land resource inventory of Karanji Khurd microwatershed was conducted using village cadastral maps and IRS satellite imagery on 1:7920 scale. The false colour composites of IRS imagery were interpreted for physiography and these physiographic delineations were used as base for mapping soils. The soils were studied in several transects and a soil map was prepared with phases of soil series as mapping units. Random checks were made all over the area outside the transects to confirm and validate the soil map unit boundaries. The soil map shows the geographic distribution and extent, characteristics, classification, behaviour and use potentials of the soils in the microwartershed. The present study covers an area of 446 ha in Karanji Khurd microwatershed in Humnabad taluk of Bidar district, Karnataka. The climate is semiarid and categorized as drought prone with an average annual rainfall of 811 mm of which about 609 mm is received during south–west monsoon, 109 mm during north-east and the remaining 93 mm during the rest of the year. An area of about 96 per cent is covered by soils, one per cent covered by rock lands and 3 per cent by others. The salient findings from the land resource inventory are summarized briefly below. The soils belong to 5 soil series and 17 soil phases (management units) and 3 land use classes. The length of crop growing period is about 150 days starting from the 1st week of June to 2nd week of October. From the master soil map, several interpretative and thematic maps like land capability, soil depth, surface soil texture, soil gravelliness, available water capacity, soil slope and soil erosion were generated. Soil fertility status maps for macro and micronutrients were generated based on the surface soil samples collected at every 250 m grid interval. Land suitability for growing major agricultural and horticultural crops were assessed and maps showing degree of suitability along with constraints were generated. About 85 per cent area in the microwatershed is suitable for agriculture and 15 per cent is not suitable for agriculture but well suited for forestry, pasture. About 85 per cent of the soils are deep to very deep (100- >150 cm) and 11 per cent are very shallow (25-50 cm) soils. Entire area has clayey soils at the surface. Entire area is covered by non-gravelly soils. About 44 per cent of the area has soils that are very high (>200mm/m) in available water capacity, 18 per cent medium (100-150 mm/m) and about 33 per cent low (50-100 mm/m) and very low (0.75%), 4 per cent is low (57 kg/ha) in available phosphorus. About 21 per cent area is low (337 kg/ha) in available potassium. Available sulphur is low (20 ppm). Available boron is low (4.5 ppm) and 8 per cent deficient (0.6 ppm). The land suitability for 19 major crops grown in the microwatershed were assessed and the areas that are highly suitable (S1) and moderately suitable (S2) are given below. It is however to be noted that a given soil may be suitable for various crops but what specific crop to be grown may be decided by the farmer looking to his capacity to invest on various inputs, marketing infrastructure, farm price and finally the demand and supply position. Land suitability for various crops in the microwatershed Crop Suitability Area in ha (%) Crop Suitability Area in ha (%) Highly suitable (S1) Moderately suitable (S2) Highly suitable (S1) Moderately suitable (S2) Sorghum 197 (44) 82 (19) Sapota - 146 (33) Maize - 82 (19) Jackfruit 66 (15) 79 (18) Red gram - 279 (63) Jamun 66 (15) 276 (62) Sunflower 197 (44) 82 (18) Musambi - 343 (77) Cotton 197 (44) 82 (18) Lime - 343 (77) Sugarcane - 82 (18) Cashew 3 (<1) 165 (37) Soybean 241 (54) 39(9) Custard apple 69 (16) 294 (66) Bengalgram 241 (54) 39(9) Amla 66(15) 297 (67) Guava - 146 (33) Tamarind 66(15) 276 (52) Mango - 78 (18) Apart from the individual crop suitability, a proposed crop plan has been prepared for the 3 identified LCUs by considering only the highly and moderately suitable lands for different crops and cropping systems with food, fibre and horticulture crops that helps in maintaining the ecological balance in the microwatershed Maintaining soil-health is vital to crop production and conserve soil and land resource base for maintaining ecological balance and to mitigate climate change. For this, several ameliorative measures have been suggested for these problematic soils like saline/alkali, highly eroded, sandy soils etc., Soil and water conservation treatment plan has been prepared that would help in identifying the sites to be treated and also the type of structures required. As part of the greening programme, several tree species have been suggested to be planted in marginal and submarginal lands, field bunds and also in the hillocks, mounds and ridges that would help in supplementing the farm income, provide fodder and fuel and generate lot of biomass. This would help in maintaining an ecological balance and also help in mitigating the climate change. Baseline socioeconomic characterisation is prerequisite to prepare action plan for program implementation and to assess the project performance before making any changes in the watershed development program. The baseline provides appropriate policy direction for enhancing productivity and sustainability in agriculture. Methodology: Karanji Khurd micro-watershed (Raipalli sub-watershed, Humnabad taluk, Bidar district) is located in between 17039' – 17041' North latitudes and 77012' – 77015' East longitudes, covering an area of about 446 ha, bounded by Mustari, Chitgoppa, Bannahalli and Bilkhera villages with length of growing period (LGP) 120- 150 days. We used soil resource map as basis for sampling farm households to test the hypothesis that soil quality influence crop selection, and conservation investment of farm households. The level of technology adoption and productivity gaps and livelihood patterns were analyses. The cost of soil degradation and ecosystem services were quantified. Results: Results: The socio-economic outputs for the Karanji Khurd micro-watershed in Raipalli sub-watershed, Humnabad taluk and Bidar district are presented here. Social Indicators; Male and female ratio is 71.1 to 28.9 per cent to the total sample population. Younger age group of 18 to 30 populations is around 60.0 per cent to the total population. Literacy population is around 82.2 per cent. Social groups belong to scheduled caste is around 30.0 per cent. Liquefied petroleum gas (LPG) is the source of energy for a cooking among 60.0 per cent. About 75.0 per cent of households have a yashaswini health card. Dependence on ration cards for food grains through public distribution system is around 70.0 per cent. Swach bharath program providing closed toilet facilities around 60.0 per cent of sample households. Rural migration to urban centre for employment is preventing among 10.0 per cent of farm households. Women participation in decisions making are around 50.0 per cent of households were found. Economic Indicators; The average land holding is 1.3 ha indicates that majority of farm households are belong to small and medium farmers. Total cultivated area by dry land condition of among sample households. 2 Agriculture is the main occupation among 38.2 per cent and agriculture is the main agriculture labour is subsidiary occupation for 29.4 per cent of sample households. The average value of domestic assets is around Rs. 112687 per household. Mobile and television are popular communication mass media. The average value of farm assets is around Rs. 250 per household, around 10 per cent of sample farmers having weeder. The average value of livestock is around Rs. 19500 per household; about 20.0 per cent of household are having livestock. The average per capita food consumption is around 835.1 grams (1698.4 kilo calories) against national institute of nutrition recommendation at 827 gram. Around 40.0 per cent of sample households are consuming less than the NIN recommendation. The annual average income is around Rs.42793 per household. About 90.0 per cent of farm households are below poverty line. The per capita monthly average expenditure is around Rs.1765. Environmental Indicators-Ecosystem Services; The value of ecosystem service helps to support investment to decision on soil and water conservation and in promoting sustainable land use. The onsite cost of different soil nutrients lost due to soil erosion is around Rs. 982 per ha/year. The total cost of annual soil nutrients is around Rs. 417469 per year for the total area of 445.9 ha. The average value of ecosystem service for food grain production is around Rs. 6636/ ha/year. Per hectare food grain production services is maximum in red gram (Rs. 9600) followed by soybean (Rs. 3671). The data on water requirement for producing one quintal of grain is considered for estimating the total value of water required for crop production. The per hectare value of water used and value of water was maximum in redgram (Rs. 48024) followed by soybeans (Rs. 20594). Economic Land Evaluation; The major cropping pattern is redgram (90.6 %) and soybean (9.4 %). In Karanji Khurd micro watershed, major soils are Devgiri (DGR) series is having deep soil depth covers around 1.5 % of area. On this soil farmers are presently growing red gram. BNG soil series are having very deep soil depth covers around 44.2 % of area; the crops are redgram (88.3 %) and soybean (11.7 %). The total cost of cultivation and benefit cost ratio (BCR) in study area for red gram ranges between Rs. 36603/ha in BGN soil (with BCR of 1.32) and Rs. 30426/ha in DGR soil (with BCR of 1.19). 3 In soybean the cost of cultivation in BGN soil is Rs 28478/ha (with BCR of 1.13). The land management practices reported by the farmers are crop rotation, tillage practices, fertilizer application and use of farm yard manure (FYM). Due to higher wages farmer are following labour saving strategies is not prating soil and water conservation measures. Less ownership of livestock limiting application of FYM. It was observed soil quality influences on the type and intensity of land use. More fertilizer applications in deeper soil to maximize returns. Suggestions; Involving farmers is watershed planning helps in strengthing institutional participation. The per capita food consumption and monthly income is very low. Diversifying income generation activities from crop and livestock production in order to reduce risk related to drought and market prices. Majority of farmers reported that they are not getting timely support/extension services from the concerned development departments. By strengthing agricultural extension for providing timely advice improved technology there is scope to increase in net income of farm households. By adopting recommended package of practices by following the soil test fertiliser recommendation, there is scope to increase yield in redgram (39.4 to 50.8 %) and soybean (23.8 %). ; Watershed Development Department, Government of Karnataka (World Bank Funded) Sujala –III Project