Suchergebnisse

To help employees and their employers plan for employees' retirement, disability, or death, the author presents a simplified method for ...

Security provides monthly benefits to retired or disabled workers and their family members, and to the family members of deceased workers. The Social Security full retirement age (FRA) is the age at which workers can first claim full Social Security retired-worker benefits. Workers can claim reduced retirements benefits as early as age 62. The CRS reports included in this book provide an overview of Social Security financing and benefits under current law. It also covers how the Social Security program is financed and how the Social Security trust funds work. A brief overview of the concept of life expectancy, how it is measured, and how it has changed over time in the US is examined, in particular, recent research on 1. The life expectancy gap by income and 2. The relationship between this gap and Social Security benefits. The final report addresses a number of frequently asked questions regarding the eligibility of same-sex couples for Social Security benefits and the interpretation of state marriage laws

This provocative short book is a valuable introduction to social security in Britain and the potential for its reform.

This booklet pays particular attention to retirement benefits and Parts A, B, C and D of the Medicare program. It details eligibility requirements, explains the calculation of monthly benefits, and discusses the effect of early retirement and delayed retirement on benefits. It reflects benefit amounts, the taxable earnings base and other variables set forth by the Social Security Administration for the upcoming year, which will enable retirees to compute the amount of their benefits

People nearing retirement face a well-known decision: When should to begin taking social security benefits? The answer may not seem obvious since there are key trade-offs involved. The retiree can choose low benefits for a longer period of time, or high benefits for a shorter period of time, or something in between. The optimal initiation date that maximizes social security wealth is a quantitative question and it depends on the life expectancy of the person and on the real rate of return they expect to earn on their investments, among other things. We attempt to provide some answers to this practical and important question. Our focus throughout is on relatively high-wealth individuals who will receive the maximum social security benefits. We show how the government's social security benefit calculator can be very misleading. We also include how the decision may be different for a married couple. We conclude with the following rough guideline. If you expect to make a good return on your investments, you should take the benefits early (i.e. at age 62). If you expect to make modest investment returns and you expect to live a long time, you should take the benefits later, (i.e. at age 70).