Правовое обеспечение формирования финансово надежной и стабильной банковской системы России
The article investigates the formation of the legal framework of the banking system of Russia, namely, the legal requirements that affect itsfinancial soundness and stability. The lack of legislative requirements for the establishment of a new banking system, to such concepts as the share capital, legal reserve, insurance and provident funds, training managers, led to the problem of the banking system, which was quickly formed a low capitalization of banks. In this regard, the article examines the laws that increase the capital requirements of banks and the withdrawal from the market of banking services to the insolvent credit institutions which do not meet the requirements of the law. We analyze the current level of capitalization of the banking system and compliance set by the banking sector problems of economic development. It is proposed to further improve the legal regulatory framework in the direction of increasing the reliability and stability of the banking system in Russia. ; The article investigates the formation of the legal framework of the banking system of Russia, namely, the legal requirements that affect itsfinancial soundness and stability. The lack of legislative requirements for the establishment of a new banking system, to such concepts as the share capital, legal reserve, insurance and provident funds, training managers, led to the problem of the banking system, which was quickly formed a low capitalization of banks. In this regard, the article examines the laws that increase the capital requirements of banks and the withdrawal from the market of banking services to the insolvent credit institutions which do not meet the requirements of the law. We analyze the current level of capitalization of the banking system and compliance set by the banking sector problems of economic development. It is proposed to further improve the legal regulatory framework in the direction of increasing the reliability and stability of the banking system in Russia.