Suchergebnisse

As a key enabler for development, financial inclusion is firmly placed on the agenda of most governments as a key policy priority. Against this background, this round table provides a global and regional perspective on the policies and practices of financial inclusion. Using macro data, the collection reveals the diversity in the efforts towards achieving financial inclusion and the need for a progressive approach in financial inclusion. Further to this, the round table provides the regional perspectives on the policies and practices of financial inclusion in India, South Africa, and Australia.

AbstractThe impact of information and communication technologies (ICTs) on development largely depends on the existing economic, social and cultural fabric into which they are introduced. This can be seen in the case of Kerala in India, which has been implementing an ICT‐based strategy that particularly seeks to create growth and employment through software production. A gendered perspective on software production shows that ICTs create opportunities for women. However, they also reproduce gender inequalities seen in the broader fabric of society. ICT policies must therefore take account of the gendered roles, norms and practices that affect both labour markets and households because these, in turn, affect both the outcome and sustainability of ICT‐based development. Copyright © 2002 John Wiley & Sons, Ltd.

This paper investigates a relationship between economic governance and the dual objectives of Microfinance Institutions (MFIs): poverty reduction and financial viability. Using an unbalanced panel of 531 MFIs the important role of other institutions such as country-level business registry departments in facilitating targeting of poor clients is illuminated. Comparing the estimates of Hausman-Taylor and Fixed Effects Vector Decomposition allows us to scrutinize and at least partially correct the effects of both time invariant and slow changing endogenous variables. We find that credit information availability and lesser time in securing property enhances the chances of MFIs in achieving their poverty reduction objective. Product diversification leading to economies of scope also enables MFIs to reach poor clients. On the basis of the above, it is imperative for government and development partners to channel their efforts towards provision of an enabling atmosphere that will enhance the achievement of microfinance social objectives.