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Money is a widely accepted commodity allowing to determine the economic value of purchased goods and services and to make payments. Over the centuries, "money" has been constantly evolving. In recent times, following dynamic development of various forms of e-business, dematerialized money has emerged. However, in constantly changing conditions it is very difficult to grasp the essence of the so called e-money or cryptocurrencies. The paper tries to define Bitcoin, one of the most recognizable cryptocurrencies, and answer the question whether investing in cryptocurrencies is a serious business or a mere gambling. In search for the answers, the author reviews literature on the topic and conducts his own risk analysis based on Value at Risk measure, of selected traditional currencies and Bitcoin. The results of the analysis unambiguously show that investments in Bitcoin are burdened with definitely much higher risk. Furthermore, conclusions of the considerations clearly show that despite growing popularity of cryptocurrencies they do not fulfill the definition of both electronic money or money in general. The paper attempts to discuss selected issues related to Bitcoin cryptocurrencies from the monetary point of view but also with respect to restrictions of Bitcoin as a means of payment, investments in Bitcoin and risk assessment.

One of the tasks of central and local administration units is standing up for the sustainable development on their respective territories. Public authorities ought to use all available resources and means to satisfy the needs of the present generation in a way which will not disturb the satisfaction of needs of the generations to come. The aim of the paper is to present a selection of ratios for sustainable development in Poland which reflect the living conditions of the Polish citizens in the context of assumptions and objectives adopted in the UN 2030 Agenda.

The issue of work in itself is a problem that can be analyzed on many levels and looked at through the prism of many scientific disciplines. Economics in her nature is a social science that studies the state of world economic life using mathematical methods. A fascinating issue for understanding work in economics is the business cycles, which clearly affect unemployment patterns around the world. The nature of economics, which is concerned with studying human activities in times of recession and, just as in times of prosperity, sets the course for politicians, entrepreneurs but also ordinary workers. This is made possible by analysing and observing the behaviour in the economic markets of the world. This article is leaning towards unemployment and employment in France since the beginning of the 21st century, since France is one of the leading economies, alongside Germany, in the European Union.

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The development of local communities, the future of the Republic of Poland is a matter requiring the integration of hands, hearts and minds, a sense of rights and obligations of all citizens. With this awareness and the need for action to rebuild ties in local communities, the General Meeting of the Beskidy Association of Ecological Production and Tourism BEST PROEKO in 2014 adopted a resolution on statutory actions to counteract the spreading social pathology and social exclusion of the unemployed and disadvantaged people, which resulted in the creation of the first Social Integration Centre in the district of Żywiec in Jeleśnia. It is a coherent, integrated and coherent measure that fits into the Development Strategy of the Silesian Voivodeship "Śląskie 2020+" in the area of social economy and fulfils the mission to create a necessary platform for cooperation for local partnership in order to improve the quality of life of persons in need of comprehensive support on the way to return to decent living and to social and professional activity. The Beskidzki Congress of Social Economy had the task of bottom-up evaluation of the activity of social economy entities of the Polish Social Economy and analysis of conditions and needs in terms of legal and organizational changes to improve their functioning in a coherent and integrated local partnership in the space of socio-economic life of the inhabitants of the Podbeskidzie region.