Finanse i rachunkowość - teoria i praktyka
In: Prace naukowe Akademii Ekonomicznej Im. Oskara Langego we Wrocławiu 1091
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In: Prace naukowe Akademii Ekonomicznej Im. Oskara Langego we Wrocławiu 1091
In: Prace naukowe Akademii Ekonomicznej Im. Oskara Langego we Wrocławiu 958
In: Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu, Heft 532, S. 43-50
ISSN: 2392-0041
In: Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu, Heft 437
ISSN: 2392-0041
In: Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu, Heft 397
ISSN: 2392-0041
In: Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu
ISSN: 2392-0041
Responsible borrowing means a thorough reflection on the need to become indebted, full transfer of true information affecting creditworthiness, comprehensive analysis of the credit agreement, and refraining from avoiding the repayment of loan obligations. The main purpose of the article is to verify the hypothesis that Polish legislators make only the lenders fully responsible for excessive borrowing on the consumer loan market. The following research methods were used: critical analysis of the subject literature and economic analysis of the respective legal provisions. On the basis of the analyses conducted, areas were identified in which the legislator should use the appropriate legal instruments stimulating responsible borrowing. Among them the following were listed: the consumer's obligation to prove the absence of overdue payments and the consumer's notifiation of becoming acquainted with the terms of the loan agreement. ; Responsible borrowing means a thorough reflection on the need to become indebted, full transfer of true information affecting creditworthiness, comprehensive analysis of the credit agreement, and refraining from avoiding the repayment of loan obligations. The main purpose of the article is to verify the hypothesis that Polish legislators make only the lenders fully responsible for excessive borrowing on the consumer loan market. The following research methods were used: critical analysis of the subject literature and economic analysis of the respective legal provisions. On the basis of the analyses conducted, areas were identified in which the legislator should use the appropriate legal instruments stimulating responsible borrowing. Among them the following were listed: the consumer's obligation to prove the absence of overdue payments and the consumer's notification of becoming acquainted with the terms of the loan agreement.
BASE
In: Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu, Heft 478, S. 57-69
ISSN: 2392-0041
In: Prace naukowe Akademii Ekonomicznej Im. Oskara Langego we Wrocławiu 908
In: Prace naukowe Akademii Ekonomicznej Im. Oskara Langego we Wrocławiu 866
In: Materiały konferencyjne
In: Optimum. Studia Ekonomiczne, Heft 1(85), S. 82-90