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Background roots in Europe -- First generation of Bothins in America -- Early beginnings in America -- Henry's early life in Wisconsin -- Westward Ho! -- The 1870s: a time to be careful -- The tea and spice business -- Expansion and new beginnings -- Marriage to Jennie Whittier -- Turning point: Judson Manufacturing Company -- Business schanges: real estate -- Outside business interests and directorships -- Marin County, across the Bay -- The Fairfax Ranch and early philanthropy -- Hemet -- 1906 earthquake and fire -- Rebuilding after the quake -- Jennie and Harry Bothin divorce -- Genevieve and family -- Marriage to Ellen Chabot -- A change in lifestyle -- Changes in real estate strategy -- Henry's attachment to Ross -- Broadening philanthropic efforts -- Santa Barbara - Piranhurst -- Santa Barbara - Mar y Cel -- Permanent philanthropy - The Bothin Helping Fund -- Commercial real estate in Santa Barbara -- Ongoing business affairs -- The final years -- A life well and truly lived -- Epilogue.

The global financial system has enormous influence on the day-to-day lives of billions, yet is shrouded in mystery and poorly understood. Through narrative-driven reporting, vivid storytelling, and perceptive analysis Michael Casey brings to light the distorted, dysfunctional global economic system that benefits a tiny elite but leaves the rest of the world's population powerless. In ways that wonkish tomes cannot, this anecdote-rich account of the effects of global finance on the lives of ordinary people shows why we must understand and care about rigid misaligned exchange rates, currency wars, and the dangerous imbalance in the world's savings and spending patterns.

Overview: Bitcoin became a buzzword overnight. A cyber-enigma with an enthusiastic following, it pops up in headlines and fuels endless media debate. You can apparently use it to buy anything from coffee to cars, yet few people seem to truly understand what it is. This raises the question: Why should anyone care about bitcoin? In The Age of Cryptocurrency, Wall Street journalists Paul Vigna and Michael J. Casey deliver the definitive answer to this question. Cybermoney is poised to launch a revolution, one that could reinvent traditional financial and social structures while bringing the world's billions of "unbanked" individuals into a new global economy. Cryptocurrency holds the promise of a financial system without a middleman, one owned by the people who use it and one safeguarded from the devastation of a 2008-type crash. But bitcoin, the most famous of the cybermonies, carries a reputation for instability, wild fluctuation, and illicit business; some fear it has the power to eliminate jobs and to upend the concept of a nation-state. It implies, above all, monumental and wide-reaching change-for better and for worse. But it is here to stay, and you ignore it at your peril. Vigna and Casey demystify cryptocurrency-its origins, its function, and what you need to know to navigate a cyber-economy. The digital currency world will look very different from the paper currency world; The Age of Cryptocurrency will teach you how to be ready

This study examines the relationship between various agency factors and debt of property management firms in the UK. Findings indicate that debt is significantly inversely related to percentage of shares closely held, dividend yield and price‐to‐book ratio. Size, measured by sales volume, appears to be insignificant in determining debt level.