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Abstract
The aim of this research is to examine whether consumers in Croatia behave ethically, focusing on whether they believe that family farm products have ethical attributes and whether they are willing to pay a higher price (premium) for such products. Given the specificity of the market niche of family farm products, the paper provides an innovative and different view of the product market with a focus on characteristics rather than the good itself. In the paper, family farm products are viewed as goods with ethical attributes, ethics in consumer behavior is examined, as well as the extent to which consumers are willing to pay a price premium for an ethical good, i.e., its ethical attributes. The sample consisted of 143 participants aged between 20 and 71. The results show that consumers in Croatia commonly behave ethically, perceive the characteristics of family farm products as ethical and are willing to pay a price premium for these products. Women perceive family farm products more ethically, and consumers perceive family farm products to have ethical attributes regardless of how frequently they buy these products.

In the context of sustainable development, energy consumption reduction and energy efficiency improvement are recognized as global priorities. International tourist arrivals are increasing year by year, and tourism is recording increases in energy consumption. However, tourism needs to recognize its role in sustainable development, and make a significant contribution by using renewable energy and energy efficient technologies. Therefore, the aim of this paper is to analyze the relationship between tourist overnight stays and energy consumption in the service sector in the 10 EU countries that achieved the highest number of overnight stays. The survey covers a period of 19 years, from 2000 to 2018. Panel data analysis is used to observe the relationship between these two variables across time, based on random effects. The results show that there is a correlation between tourism overnights stays and energy consumption in the service sector, and that energy consumption is changing with the increase in tourist overnight stays. The results of the analysis indicate the need to enhance energy efficiency as well as encourage the use of energy from renewable sources in order to enable the sustainable development of economic and ecological systems. The empirical findings of this study can provide guidance on energy management to private entities and tourism policy makers in the EU. ; U kontekstu održivog razvoja, smanjenje potrošnje energije i poboljšanje energetske učinkovitosti prepoznati su kao globalni prioriteti. Međunarodni turistički dolasci povećavaju se iz godine u godinu, a turizam bilježi porast potrošnje energije. Međutim, turizam mora prepoznati svoju ulogu u održivom razvoju i dati značajan doprinos korištenjem obnovljivih izvora energije i energetski učinkovite tehnologije. Stoga je cilj ovog rada analizirati odnos između turističkih noćenja i potrošnje energije u uslužnom sektoru u 10 zemalja Europske Unije koje su ostvarile najveći broj noćenja. Istraživanje obuhvaća razdoblje od 19 godina, od 2000. do ...

U kontekstu održivog razvoja, smanjenje potrošnje energije i poboljšanje energetske učinkovitosti prepoznati su kao globalni prioriteti. Međunarodni turistički dolasci povećavaju se iz godine u godinu, a turizam bilježi porast potrošnje energije. Međutim, turizam mora prepoznati svoju ulogu u održivom razvoju i dati značajan doprinos korištenjem obnovljivih izvora energije i energetski učinkovite tehnologije. Stoga je cilj ovog rada analizirati odnos između turističkih noćenja i potrošnje energije u uslužnom sektoru u 10 zemalja Europske Unije koje su ostvarile najveći broj noćenja. Istraživanje obuhvaća razdoblje od 19 godina, od 2000. do 2018. Koristi se panel analiza podataka koja proučava povezanost varijabli kroz vrijeme, na temelju metode random efekta. Rezultati pokazuju da postoji povezanost turističkih noćenja i potrošnje energije u uslužnom sektoru, te da se potrošnja energije mijenja s porastom turističkih noćenja. Na temelju provedene analize, nameće se potreba za povećanjem energetske efikasnosti kao i primjenom energije iz obnovljivih izvora kako bi se omogućio održivi razvoj gospodarskog i ekološkog sustava. Empirijski nalazi u ovoj studiji mogu pružiti smjernice upravljanja energijom privatnim i javnim nositeljima turističke politike u EU i Hrvatskoj. ; In the context of sustainable development, energy consumption reduction and energy efficiency improvement are recognized as global priorities. International tourist arrivals are increasing year by year, and tourism is recording increases in energy consumption. However, tourism needs to recognize its role in sustainable development, and make a significant contribution by using renewable energy and energy efficient technologies. Therefore, the aim of this paper is to analyze the relationship between tourist overnight stays and energy consumption in the service sector in the 10 EU countries that achieved the highest number of overnight stays. The survey covers a period of 19 years, from 2000 to 2018. Panel data analysis is used to observe the ...

In the context of sustainable development, energy consumption reduction and energy efficiency improvement are recognized as global priorities. International tourist arrivals are increasing year by year, and tourism is recording increases in energy consumption. However, tourism needs to recognize its role in sustainable development, and make a significant contribution by using renewable energy and energy efficient technologies. Therefore, the aim of this paper is to analyze the relationship between tourist overnight stays and energy consumption in the service sector in the 10 EU countries that achieved the highest number of overnight stays. The survey covers a period of 19 years, from 2000 to 2018. Panel data analysis is used to observe the relationship between these two variables across time, based on random effects. The results show that there is a correlation between tourism overnights stays and energy consumption in the service sector, and that energy consumption is changing with the increase in tourist overnight stays. The results of the analysis indicate the need to enhance energy efficiency as well as encourage the use of energy from renewable sources in order to enable the sustainable development of economic and ecological systems. The empirical findings of this study can provide guidance on energy management to private entities and tourism policy makers in the EU.

The purpose of this paper is to provide a theoretical overview of efficiency and equity and give insights in the Croatian health system. Using selected indicators, a basic descriptive review of efficiency and equity in the Croatian health system was made, with an added comparison to other countries of the European Union. Observed at the macro level, Croatia shows relatively good efficiency of its health system, even above the average of the comparable countries by health expenditure per capita, but still significantly below the most developed EU countries. Still, Croatia requires further reforms that would enhance the efficiency of its health system (especially at the hospital level), without sacrificing equity which is a fundamental right of all citizens in need of health care. Although in total only small proportion of the population perceived an unmet need for health care, Croatia reported much larger inequalities in unmet need among different socio-economic groups, between high and low educated population, between women and men and among different age groups.

Svrha rada je empirijska analiza financijske pismenosti pojedinaca istraživanjem odnosa između financijske pismenosti i socio-demografskih obilježja građana Republike Hrvatske. Rezultati istraživanja mogu poslužiti kao osnova za razvoj i poboljšanje strategija osobnih financija i nacionalnih mjera financijske politike s posebnim naglaskom na obrazovanje. Empirijski model rada testiran je pomoću binarne logističke regresije. Utvrđena su četiri temeljena istraživačka pitanja, a u modelu čine zavisne varijable, dok šest socio-ekonomskih obilježja ispitanika predstavljaju nezavisne varijable. Rezultati istraživanja dovode do zaključka da starost, razina obrazovanja i razine dohotka statistički signifikantno utječu na financijsku pismenost. ; Scientific purpose of this paper is empirical assessment of financial literacy (FL) of individuals by examining relationship between FL and sociodemographic characteristics of the Croatian citizens. Research results could serve as a basis for development and improvement of personal finance strategies and national financial policy measures with special attention put on education. Empirical model has been tested by using binary logistic regression; four fundamental survey questions have been defined, set as dependent variables while six socio-demographic characteristics of respondents have been set as independent variables. Research results show that age, level of education and income levels statistically significantly influence FL.

Svrha rada je empirijska analiza financijske pismenosti pojedinaca istraživanjem odnosa između financijske pismenosti i socio-demografskih obilježja građana Republike Hrvatske. Rezultati istraživanja mogu poslužiti kao osnova za razvoj i poboljšanje strategija osobnih financija i nacionalnih mjera financijske politike s posebnim naglaskom na obrazovanje. Empirijski model rada testiran je pomoću binarne logističke regresije. Utvrđena su četiri temeljena istraživačka pitanja, a u modelu čine zavisne varijable, dok šest socio-ekonomskih obilježja ispitanika predstavljaju nezavisne varijable. Rezultati istraživanja dovode do zaključka da starost, razina obrazovanja i razine dohotka statistički signifikantno utječu na financijsku pismenost. ; Scientific purpose of this paper is empirical assessment of financial literacy (FL) of individuals by examining relationship between FL and sociodemographic characteristics of the Croatian citizens. Research results could serve as a basis for development and improvement of personal finance strategies and national financial policy measures with special attention put on education. Empirical model has been tested by using binary logistic regression; four fundamental survey questions have been defined, set as dependent variables while six socio-demographic characteristics of respondents have been set as independent variables. Research results show that age, level of education and income levels statistically significantly influence FL.

Znanstvena monografija počinje razmatranjem energetske obnove pročelja višestambenih zgrada gdje je naglasak stavljen na problematiku vlasničkopravnih odnosa u kontekstu upravljanja višestambenim zgradama. Naime, problem energetske obnove i potrebne suglasnosti stanara ostaje nerazjašnjen u postojećoj literaturi. Drugim riječima, postojeća literatura ne pruža odgovor, kao ni korisna objašnjenja ni primjerene pristupe u vezi s problemom energetske obnove i potrebne suglasnosti stanara. Stoga je svrha provedenog istraživanja predstaviti prvu sustavnu i znanstveno utemeljenu analizu predmetne problematike. Nadalje, fokus istraživanja u ovoj znanstvenoj monografiji stavljen je na male hidroelektrane i njihovo trenutno korištenje u proizvodnji električne energije u Republici Hrvatskoj. Pritom je naglasak stavljen na utvrđivanje iskoristivog potencijala veće primjene malih hidroelektrana s ciljem dodatne proizvodnje električne energije u Republici Hrvatskoj. U kontekstu financijskog razvoja odnosno utjecaja tehnologije na budućnost (međunarodnih) financija, istraživanje u sklopu ove znanstvene monografije usmjereno je na prezentiranje uloge i utjecaja tehnologije na sadašnji financijski sustav te na perspektivu u (bližoj) budućnosti. Nadalje, u znanstvenoj monografiji obrađuje se tematika načina i modela restrukturiranja cjelokupnog elektroprivrednog sektora u Bosni i Hercegovini (BiH). Trenutno u BiH postoje tri odvojene elektroprivrede: Elektroprivreda BiH (EP BiH), Elektroprivreda Hrvatske Zajednice Herceg-Bosna (EP HZHB) i Elektroprivreda Republike Srpske (EP RS). Sve tri elektroprivrede u svom sastavu imaju sektore proizvodnje, distribucije i opskrbe koje djeluju kao posebni sektori unutar matičnih poduzeća. Tehničko-tehnološka zastarjelost, neiskorištenost proizvodnih kapaciteta (kako postojećih, tako novih) te politička i ekonomska podijeljenost glavne su prepreke efikasnijem i bržem razvoju ovog sektora industrije BiH. Sa stajališta ekonomske teorije nadalje se u ovoj monografiji razmatra važnost energije kao ...