Reducing the complexity costs of 401 (k) participation through quick enrollment TM
In: NBER working paper series 11979
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In: NBER working paper series 11979
In: NBER working paper series 8655
In: NBER working paper series 8651
In: NBER working paper series 7878
In: NBER Working Paper No. w21467
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In: NBER Working Paper No. w26707
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In: NBER Working Paper No. w25019
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In: Global Poverty Research Lab Working Paper No. 18-104
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In: NBER Working Paper No. w24278
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In: NBER Working Paper No. w16591
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In: CEPR Discussion Paper No. DP12810
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In: American economic review, Volume 100, Issue 4, p. 1913-1928
ISSN: 1944-7981
Social identities prescribe behaviors for people. We identify the marginal behavioral effect of these norms on discount rates and risk aversion by measuring how laboratory subjects' choices change when an aspect of social identity is made salient. When we make ethnic identity salient to Asian-American subjects, they make more patient choices. When we make racial identity salient to black subjects, non-immigrant blacks (but not immigrant blacks) make more patient choices. Making gender identity salient has no effect on intertemporal or risk choices. (JEL D81, J15, J16, Z13)