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In: Politická ekonomie: teorie, modelování, aplikace, Band 53, Heft 3, S. 337-347
ISSN: 2336-8225
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In: Economic Development and Cultural Change, Band 58, Heft 4, S. 643-669
ISSN: 1539-2988
In: Politická ekonomie: teorie, modelování, aplikace, Band 55, Heft 5, S. 694-707
ISSN: 2336-8225
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In: Politická ekonomie: teorie, modelování, aplikace, Band 55, Heft 1, S. 72-90
ISSN: 2336-8225
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In: Politická ekonomie: teorie, modelování, aplikace, Band 55, Heft 1, S. 72-90
ISSN: 0032-3233
In: IZA Discussion Paper No. 4057
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In: IZA Discussion Paper No. 4241
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In: CERGE-EI Working Paper Series No. 653, 2020
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Working paper
In: American economic review, Band 102, Heft 2, S. 1118-1139
ISSN: 1944-7981
We use experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of microcredit, a financial tool designed to reduce poverty and fix credit market imperfections. The evidence suggests that microcredit contracts may do more than reduce moral hazard and adverse selection by imposing new forms of discipline on borrowers. We find that, conditional on borrowing from any source, women with present-biased preferences are more likely than others to borrow through microcredit institutions. Another particular contribution of microcredit may thus be to provide helpful structure for borrowers seeking self-discipline. JEL: G21, I38, O15, O16, O18
In: IZA Discussion Paper No. 12450
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In: IZA Discussion Paper No. 4901
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In: IZA Discussion Paper No. 6026
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In: Journal of development economics, Band 167, S. 103215
ISSN: 0304-3878
In: CESifo Working Paper No. 10772
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