Suchergebnisse

The growth of the sharia banking market in Indonesia tended to stagnate. The Government had taken initiative to strengthen the sharia banking market by merging the three state sharia banks. PT. Bank Muamalat Indonesia, Tbk. (BMI), which is categorized in one of strategic group, is expected to be affected by considering that both BMI and the three state sharia banks have alike market segment. BMI is known as the first and purely sharia bank, which owns strong customer base. Thus, in last few years it is always the champion in term of customer loyalty among the public sharia banks. Internally, BMI attempts to strengthen its capital as one of indicator in bank financial health rating. The research objective is to analyse the influence of rivalry merger, bank financial health rating, and customer loyalty to the competitive advantage of BMI. The research utilizes quantitative method to test the hypothesis by using Partial Least Square (PLS). The result of data analysis from the survey shows that there is significant influence of rivalry merger, bank financial health rating, and customer loyalty to the competitive advantage.

Purpose: This research was carried out as an effort to encourage performance improvement of renewable energy industry development in Indonesia and effort needs to be supported by development of optimal partnership strategies through dynamic capabilities, supply chain performance and right regulations. The purpose of this study was to determine the effect of partnership strategy of renewable energy companies in creating a better business performance in Indonesia. Design/Methodology/Approach: This research is based on data collection and testing of renewable power plant company models and test data using partial least square equipped with various supporting data obtained from government institutions. Findings: Dynamic capability with average value, supply chain performance and overall regulations have been determined with conditions that are not optimal in all variables studied so that they influence implementation of partnership strategy. Practical Implications: In optimal conditions it is expected that power plant industry is able to provide sustainable electricity supply in line with ever-increasing demand, expand electrification reach to remote villages, able to transform use of primary energy sources from fossils to environmentally friendly renewable energy where potential is widely spread throughout region. Originality/Value: The study is expected to be reference for further research relating to development of partnership strategy model in improving business performance that is influenced by dynamic capability, supply chain performance and regulation framework. ; peer-reviewed

The aim of this research is to propose a model of social outreach in the Syariah Micro Finance Institution, which covers the Koperasi Syariah and Baitul Maal wa Tamwil in Indonesia. The data were taken from the financial reports, documentation, observation and field interviews. The research applies mixed empirical methods by combining two forms of quantitative and qualitative methodologies through the sequential explanatory strategy. The weight and the priority were given to quantitative data. The mixing of the data couldn't be performed in each stage (partial), so we eliminated the methodologies in the partially mixed sequential dominant status design only. The efficiency calculation uses the input and output samples with the analysis instrument of Data Envelopment Analysis (DEA). Meanwhile, the inter-relationships between variables uses the multivariate analysis. The secondary data triangulation, interview and focus groups were expected to improve the credibility of the findings. The results from other studies (literature review) explain that there is a partial or simultaneous influence, there is a trade-off and also correlation between financial and social efficiency. ; peer-reviewed

This research analyzes the depth, the breadth, the scope, the length and the worth of the outreach of sustainability with financial and social efficiency. Secondary data was taken from the Baitul Maal wat Tamwil (BMT), which provides lending to Micro, Small and Medium Enterprises. The research method is a quantitative descriptive research with verification. The data analysis technique is a Partial Least Square with 5% significance level. The calculation of efficiency of the data envelopment analysis and the measurement of change in the total factor productivity is performed with the Malmquist index. ; peer-reviewed

The objective of this research is to examine the religiosity on Islamic banking product decision. A survey method was employed using a sample of 2.627 employees at different level of education, level of income, gender, age, marital status, length of service, work location (provincial based), ownership of conventional banking products as well as ownership of sharia banking products among employees of PT. Telekomunikasi Indonesia. The study also developed valid and reliable scales for religiosity and selection of sharia banking product. The findings of the study revealed that dimensions of religiosity affected understanding of Islamic Banking Concept and also affected Bank Selection Criteria. Future research is required to investigate private employees and semi government employees, even in military institutions to find different figure of religiosity and preference of sharia banking products, by identifying the specific areas of religiosity that have particular impact in determining the sharia banking products.DOI:10.15408/etk.v16i1.4379