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In: Critical Studies on Corporate Responsibility, Governance and Sustainability; Finance and Economy for Society: Integrating Sustainability, S. 199-221
SSRN
Working paper
SSRN
Working paper
In: Revue tiers monde: études interdisciplinaires sur les questions de développement, Band 225, Heft 1, S. 125
ISSN: 1963-1359
In: Journal of international development: the journal of the Development Studies Association, Band 29, Heft 7, S. 919-935
ISSN: 1099-1328
AbstractThe Dominican Republic's microfinance sector is considered to be a solid market where over‐indebtedness prevention best practices are widely and successfully implemented. Relying on qualitative data collection tools and analysis, we identify these 'best practices' as self‐regulation mechanisms, and we show how they fail to fully fulfil their goals in the Dominican market. While financial exclusion supports the idea of a sizable microcredit market, we argue that the focus on growth and high competition strongly jeopardizes the positive social outcomes of microcredit, and that only a paradigm shift within the sector will really change the present situation. Copyright © 2016 John Wiley & Sons, Ltd.