Asymmetric Information on Risky Behaviour: Evidence from the Automobile Insurance Market
In: The Geneva papers on risk and insurance - issues and practice, Band 39, Heft 1, S. 104-145
ISSN: 1468-0440
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In: The Geneva papers on risk and insurance - issues and practice, Band 39, Heft 1, S. 104-145
ISSN: 1468-0440
In: http://urn.kb.se/resolve?urn=urn:nbn:se:du-30903
By performing RIA, the risk of imposing a proposal that is inefficient or leads to sub-optimization is reduced. In the EU this approach to regulatory policy making was introduced in 2002 and it is a crucial component of the Better Regulation Agenda. However the practical implementation of this approach in Member States is varied; Sweden has not implemented the full RIA process. Currently there is a focus on the reduction of administrative burdens for businesses. This paper describes the present use of RIA and CBA in the Swedish planning context and discusses the reasons for and the consequences of current practices. Using the Swedish transport regulator as a case study, the paper considers the following aspects; i) the Swedish planning context and existing requirements regarding the use of RIA, ii) current focus of research regarding CBA for infrastructure investments in the Swedish transport sector and the need for greater focus on issues concerning regulation, iii) the difficulty to quantify and place monetary values on effects, which also increases when unique, complex and uncertain situations are assessed and iv) the need for the alignment of incentives at all levels and across agencies. ; Draft Discussion Paper prepared for the Roundtable on Assessing regulatory changes in the transport sector (6-7 October 2016, Stockholm)
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In: http://urn.kb.se/resolve?urn=urn:nbn:se:vti:diva-11490
By performing RIA, the risk of imposing a proposal that is inefficient or leads to sub-optimization is reduced. In the EU this approach to regulatory policy making was introduced in 2002 and it is a crucial component of the Better Regulation Agenda. However the practical implementation of this approach in Member States is varied; Sweden has not implemented the full RIA process. Currently there is a focus on the reduction of administrative burdens for businesses. This paper describes the present use of RIA and CBA in the Swedish planning context and discusses the reasons for and the consequences of current practices. Using the Swedish transport regulator as a case study, the paper considers the following aspects; i) the Swedish planning context and existing requirements regarding the use of RIA, ii) current focus of research regarding CBA for infrastructure investments in the Swedish transport sector and the need for greater focus on issues concerning regulation, iii) the difficulty to quantify and place monetary values on effects, which also increases when unique, complex and uncertain situations are assessed and iv) the need for the alignment of incentives at all levels and across agencies. ; Draft Discussion Paper prepared for the Roundtable on Assessing regulatory changes in the transport sector(6-7 October 2016, Stockholm)
BASE