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Peer Pressure: Social Interaction and the Disposition Effect
In: Review of Financial Studies, 29(11): 3177-3209.
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Friends Do Let Friends Buy Stocks Actively
In: FRB of Cleveland Working Paper No. 13-14
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Should Retail Investors' Leverage Be Limited?
In: NBER Working Paper No. w24176
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Intergenerational Homeownership and Mortgage Distress
In: Economic commentary, S. 1-7
ISSN: 0428-1276
Rates of US homeownership have declined in the past two decades, and the decline has been especially pronounced for young adults. Motivated by recent research that explores the ways in which personal experiences can affect financial attitudes and beliefs, we explore whether the negative homeownership experiences of parents during the 2008 financial crisis could have caused their children to view homeownership less favorably. We find that parental mortgage distress negatively correlates with the probability that a child will purchase a home, and we explore various channels through which this link may occur.
Shale Shocked: Cash Windfalls and Household Debt Repayment
In: NBER Working Paper No. w27782
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Using High-Frequency Evaluations to Estimate Discrimination: Evidence from Mortgage Loan Officers
In: FRB of Philadelphia Working Paper No. 21-04
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Using High-Frequency Evaluations to Estimate Discrimination: Evidence from Mortgage Loan Officers
In: Proceedings of Paris December 2021 Finance Meeting EUROFIDAI - ESSEC
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Geographic Mobility and Consumer Financial Health: Evidence from Oil Production Boom Towns
In: Economic commentary, S. 1-4
ISSN: 0428-1276
One way a household might handle financial distress is to relocate to another area that offers greater income opportunities. This article examines the impact of geographic mobility on consumer finances by focusing on the residents of "boom towns"—areas that saw a surge of growth in oil-drilling activity around 2010 and a bust thereafter. We find that residents who move after the bust experience stronger consumer financial health than residents who stay put.
Dynamic Inconsistency in Risky Choice: Evidence from the Lab and Field
In: University of Chicago, Becker Friedman Institute for Economics Working Paper No. 2023-17
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