Suchergebnisse

A nascent literature recognizes that student loan debt is racialized and disproportionately affects youth of color, especially black youth. In this study, the authors expand on this research and ask whether black-white disparities in student debt persist, decline, or increase across the early adult life course, examine possible mechanisms for changes in racial disparities in student debt across early adulthood, and ask whether racial disparities in student debt contribute to black-white wealth inequality among a recent cohort of college-going young adults. The authors address these questions using nationally representative data from the National Longitudinal Study of Youth 1997, multilevel growth curve models, and linear decomposition methods. There are three findings. First, black-white disparities in debt increase across the early adult life course, and previous research underestimated racial disparities in debt. Second, growth in this racial disparity is partially explained by differences in the social background, postsecondary experiences, and disparities in attained social and economic status of black and white young adults. As a result, the authors find that, compositionally, racial inequalities in student debt account for a substantial minority of the black-white wealth gap in early adulthood and that this contribution increases across the early adult life course. The authors conclude that debt trajectories are more informative than point-in-time estimates and that student debt may be a new mechanism of wealth inequality that creates fragility in the next generation of the black middle class.

Contact with the American criminal justice system is associated with socioeconomic disadvantage and financial insecurity, but little research has explored the link between criminal justice contact and indebtedness. In this study, we ask whether contact in young adulthood is associated with access to credit and unsecured debt burdens. We also focus on state-level policies that operate alongside official punishments and restrict citizenship and societal participation among the justice-involved (termed hidden sentences), and ask whether such policies moderate the association between criminal justice contact and indebtedness. We find that criminal justice contact, especially incarceration, is associated with reduced access to unsecured credit and greater absolute and relative debt burdens. These associations are strongest for individuals residing in states with more onerous hidden sentence regimes. We argue that indebtedness is a key socioeconomic consequence of criminal justice contact and that hidden sentences may exacerbate these consequences.

Objective. Adolescent weight and depressive symptoms are serious population health concerns in their own right and as they relate to each other. This study asks whether relationships between weight and depressive symptoms vary by sex and race/ethnicity because both shape experiences of weight and psychological distress.Methods. Results are based on multivariate analyses of National Longitudinal Study of Adolescent Health (Add Health) data.Results. There are no associations between adolescent girls' weight and depressive symptoms, but these associations vary considerably among boys. Underweight is associated with depressive symptoms among all boys and subpopulations of white and Hispanic boys. Among Hispanic boys, those who are overweight (vs. normal weight) have a lower probability of reporting depressive symptoms. Finally, among normal weight boys, Hispanics and blacks are more likely to report depressive symptoms than whites.Conclusions. Findings are a reminder that understanding population health issues sometimes requires a focus on subpopulations, not simply the population as a whole.