Suchergebnisse

Private investment is one of the most important people financial components. Basically, it is an investment activity undertaken by individuals. In most cases investment efforts are intended to ensure the financial security later in life. The choice of them is relatively wide. However, for individual investors information about this receipt flow frequent is limited or poorly accessible. Therefore individual investors potential types of investment choices, their benefits and disadvantages of summation research in this area is valuable, relevant and new, both in theoretical and practical terms. Objective of the study - conclude individual investors potential investment alternatives selection model under the most relevant criteria. For an individual investor to understand the possible role of investment and management capabilities article summarizes the works of scientists presented the concept of investment. Individual investor's investment - is the active use of money, during which the money earns money and work for people and the partially guarantees additional revenue, provide permanent capital increase to satisfy the personal needs, implementing personal financial goals. For individual investor is most relevant investment funds classify according to investment properties, investor type and by period of investment and risk levels. In order to evaluate the investment options preferred by an individual investor was identified seven individual investors potential investment alternatives evaluation criteria: low risk of losing money; a high return; the initial amount of capital; lack of knowledge; access to information; short payback period; lack of need for continuous investment. In Article individual investor's investment options structured, provided essential types of investments advantages and disadvantages, also investments divided into two main groups. 1. Investment alternatives that do not require a large initial capital or nor the additional knowledge, and with little risk of losing money, the long payback period, adequate information dissemination about them, but with little return (deposits, government saving measures, gold). 2. Investment options on which information is available in difficult, often require additional knowledge, a bigger risk of losing money, but a short payback period (stocks, real estate, art values). ; Sparti finansų sektoriaus plėtra bei gerėjanti gyventojų finansinė padėtis paskatino gyventojus "įdarbinti" savo laisvas lėšas. Kiekvienam asmeniui aktuali jo finansinė padėtis, o turint papildomų laisvų lėšų auga susidomėjimas ir investavimu. Asmeninės investicijos yra viena iš svarbiausių gyventojų finansų sudedamųjų dalių. Nustatyta, kad mokslinėje literatūroje iki šiol nėra vieningos nuomonės, kokios investavimo alternatyvos yra priimtiniausios ir aktualiausios gyventojams (individualiems investuotojams). Siekiant įvertinti, kurios investavimo alternatyvos priimtiniausios individualiam investuotojui, modeliuojami septyni individualių investuotojų galimų investavimo alternatyvų vertinimo kriterijai: maža pinigų praradimo rizika, didelė grąža, pradinio kapitalo dydis, žinių trūkumas, informacijos prieinamumas, trumpas atsiperkamumo laikotarpis, nuolatinio investavimo nebūtinumas. Pagal šiuos kriterijus klasifikuojamos individualių investuotojų finansinių ir materialiųjų investicijų galimos alternatyvos.

Straipsnyje, nustačius, kad produkto vertės sampratos dvilypis aspektas kainodaroje apibendrintai nenagrinėtas, pasitelkus mokslinėsliteratūros sisteminimo ir analizės metodus apibūdintos dvi skirtingos vertės sąvokos: vertė vartotojui ir vartotojų suvokiama vertė.Pripažįstant, kad vartotojų pasirinkimas priklauso nuo to, kokią vertę jam teikia įmonės pasiūlymas, kainodaros proceso etapai analizuojamivertės kūrimo vartotojui ir vartotojų suvokiamos vertės susiejimo aspektu. Rekomenduojama vertės kūrimo, nustatymo, teikimoir palaikymo etapuose atlikti veiksmus, susijusius su produkto vertės vartotojui kūrimu ir tobulinimu, bei veiksmus, susijusiussu vartotojų suvokiamos vertės nustatymu. Aprašyti produkto vertės vartotojui kūrimo modeliai: ekonominio pelno teorija (EVA),produkto kūrimo proceso (PKP) vartotojo vertės modelis, rizikos vertės metodas dizaino struktūros matrica (DSM). Akcentuojantdarnaus ekonominio vystymosi prielaidas Lietuvoje ir siekiant tyrimų pagrindu kurti regioninę politiką, sudarytas integruotas modelis,kuris atskleidžia produkto vertės kūrimo etapus kainodaros procese.PAGRINDINIAI ŽODŽIAI: kainodara, vertė vartotojui, vartotojų suvokiama vertė, verčių identifikavimo integruotas modelis kainodarosprocese.DOI: http://dx.doi.org/10.15181/rfds.v9i1.595

There isn't enough information about the components that influence a business solvency in scientific literature. In order for business to prepare for a change in solvency. Methodological analysis evaluates the resulting variables: cash flow, obligations, fixed asset and current assets change, Share capital, their relative indices, but it excludes external influence on these variables. The goal of the research was to evaluate the business environment factors impact to the solvency of businesses. During the evaluation of the business environment only macroeconomics influence on solvency was analyzed, because of the research goal, internal insolvency reasons weren't evaluated. We chose these independent variables: GDP value and its change in Lithuania and the European Union, inflation, unemployment rate, tax burden, shadow economy scale, corruption control index , the amount of companies in the sector, the amount of bankrupt companies in the sector and Lithuania, interest rates, cargo turnover change in the country, political stability and government efficiency indicators. Business environments influence on companies solvency was assessed using the linear regression method. Sample for the research – warehousing and logistics related services businesses divided into groups by their employee quantity. According to the findings made, businesses solvency is statistically highly correlated with external influences and every one of these influences were calculated individually using linear regression equations. This showed the external influences severity on the chosen variable. A conclusion was made that business environment influence on a companies solvency is different from dependent variable solvency rating and companies size. During the evaluation statistically important ties were found in companies, which employ more than 49 employers. Other relationships that were found: interest rates and inflation growth reduce a companies solvency rating, Shadow economy decrease and the increase of corruption control increases the companies debt coefficient. The increase of businesses in the particular sector reduce companies debt coefficients.

There isn't enough information about the components that influence a business solvency in scientific literature. In order for business to prepare for a change in solvency. Methodological analysis evaluates the resulting variables: cash flow, obligations, fixed asset and current assets change, Share capital, their relative indices, but it excludes external influence on these variables. The goal of the research was to evaluate the business environment factors impact to the solvency of businesses. During the evaluation of the business environment only macroeconomics influence on solvency was analyzed, because of the research goal, internal insolvency reasons weren't evaluated. We chose these independent variables: GDP value and its change in Lithuania and the European Union, inflation, unemployment rate, tax burden, shadow economy scale, corruption control index , the amount of companies in the sector, the amount of bankrupt companies in the sector and Lithuania, interest rates, cargo turnover change in the country, political stability and government efficiency indicators. Business environments influence on companies solvency was assessed using the linear regression method. Sample for the research – warehousing and logistics related services businesses divided into groups by their employee quantity. According to the findings made, businesses solvency is statistically highly correlated with external influences and every one of these influences were calculated individually using linear regression equations. This showed the external influences severity on the chosen variable. A conclusion was made that business environment influence on a companies solvency is different from dependent variable solvency rating and companies size. During the evaluation statistically important ties were found in companies, which employ more than 49 employers. Other relationships that were found: interest rates and inflation growth reduce a companies solvency rating, Shadow economy decrease and the increase of corruption control increases the companies debt coefficient. The increase of businesses in the particular sector reduce companies debt coefficients.

There isn't enough information about the components that influence a business solvency in scientific literature. In order for business to prepare for a change in solvency. Methodological analysis evaluates the resulting variables: cash flow, obligations, fixed asset and current assets change, Share capital, their relative indices, but it excludes external influence on these variables. The goal of the research was to evaluate the business environment factors impact to the solvency of businesses. During the evaluation of the business environment only macroeconomics influence on solvency was analyzed, because of the research goal, internal insolvency reasons weren't evaluated. We chose these independent variables: GDP value and its change in Lithuania and the European Union, inflation, unemployment rate, tax burden, shadow economy scale, corruption control index , the amount of companies in the sector, the amount of bankrupt companies in the sector and Lithuania, interest rates, cargo turnover change in the country, political stability and government efficiency indicators. Business environments influence on companies solvency was assessed using the linear regression method. Sample for the research – warehousing and logistics related services businesses divided into groups by their employee quantity. According to the findings made, businesses solvency is statistically highly correlated with external influences and every one of these influences were calculated individually using linear regression equations. This showed the external influences severity on the chosen variable. A conclusion was made that business environment influence on a companies solvency is different from dependent variable solvency rating and companies size. During the evaluation statistically important ties were found in companies, which employ more than 49 employers. Other relationships that were found: interest rates and inflation growth reduce a companies solvency rating, Shadow economy decrease and the increase of corruption control increases the companies debt coefficient. The increase of businesses in the particular sector reduce companies debt coefficients.

There isn't enough information about the components that influence a business solvency in scientific literature. In order for business to prepare for a change in solvency. Methodological analysis evaluates the resulting variables: cash flow, obligations, fixed asset and current assets change, Share capital, their relative indices, but it excludes external influence on these variables. The goal of the research was to evaluate the business environment factors impact to the solvency of businesses. During the evaluation of the business environment only macroeconomics influence on solvency was analyzed, because of the research goal, internal insolvency reasons weren't evaluated. We chose these independent variables: GDP value and its change in Lithuania and the European Union, inflation, unemployment rate, tax burden, shadow economy scale, corruption control index , the amount of companies in the sector, the amount of bankrupt companies in the sector and Lithuania, interest rates, cargo turnover change in the country, political stability and government efficiency indicators. Business environments influence on companies solvency was assessed using the linear regression method. Sample for the research – warehousing and logistics related services businesses divided into groups by their employee quantity. According to the findings made, businesses solvency is statistically highly correlated with external influences and every one of these influences were calculated individually using linear regression equations. This showed the external influences severity on the chosen variable. A conclusion was made that business environment influence on a companies solvency is different from dependent variable solvency rating and companies size. During the evaluation statistically important ties were found in companies, which employ more than 49 employers. Other relationships that were found: interest rates and inflation growth reduce a companies solvency rating, Shadow economy decrease and the increase of corruption control increases the companies debt coefficient. The increase of businesses in the particular sector reduce companies debt coefficients.

There isn't enough information about the components that influence a business solvency in scientific literature. In order for business to prepare for a change in solvency. Methodological analysis evaluates the resulting variables: cash flow, obligations, fixed asset and current assets change, Share capital, their relative indices, but it excludes external influence on these variables. The goal of the research was to evaluate the business environment factors impact to the solvency of businesses. During the evaluation of the business environment only macroeconomics influence on solvency was analyzed, because of the research goal, internal insolvency reasons weren't evaluated. We chose these independent variables: GDP value and its change in Lithuania and the European Union, inflation, unemployment rate, tax burden, shadow economy scale, corruption control index , the amount of companies in the sector, the amount of bankrupt companies in the sector and Lithuania, interest rates, cargo turnover change in the country, political stability and government efficiency indicators. Business environments influence on companies solvency was assessed using the linear regression method. Sample for the research – warehousing and logistics related services businesses divided into groups by their employee quantity. According to the findings made, businesses solvency is statistically highly correlated with external influences and every one of these influences were calculated individually using linear regression equations. This showed the external influences severity on the chosen variable. A conclusion was made that business environment influence on a companies solvency is different from dependent variable solvency rating and companies size. During the evaluation statistically important ties were found in companies, which employ more than 49 employers. Other relationships that were found: interest rates and inflation growth reduce a companies solvency rating, Shadow economy decrease and the increase of corruption control increases the companies debt coefficient. The increase of businesses in the particular sector reduce companies debt coefficients.

There isn't enough information about the components that influence a business solvency in scientific literature. In order for business to prepare for a change in solvency. Methodological analysis evaluates the resulting variables: cash flow, obligations, fixed asset and current assets change, Share capital, their relative indices, but it excludes external influence on these variables. The goal of the research was to evaluate the business environment factors impact to the solvency of businesses. During the evaluation of the business environment only macroeconomics influence on solvency was analyzed, because of the research goal, internal insolvency reasons weren't evaluated. We chose these independent variables: GDP value and its change in Lithuania and the European Union, inflation, unemployment rate, tax burden, shadow economy scale, corruption control index , the amount of companies in the sector, the amount of bankrupt companies in the sector and Lithuania, interest rates, cargo turnover change in the country, political stability and government efficiency indicators. Business environments influence on companies solvency was assessed using the linear regression method. Sample for the research – warehousing and logistics related services businesses divided into groups by their employee quantity. According to the findings made, businesses solvency is statistically highly correlated with external influences and every one of these influences were calculated individually using linear regression equations. This showed the external influences severity on the chosen variable. A conclusion was made that business environment influence on a companies solvency is different from dependent variable solvency rating and companies size. During the evaluation statistically important ties were found in companies, which employ more than 49 employers. Other relationships that were found: interest rates and inflation growth reduce a companies solvency rating, Shadow economy decrease and the increase of corruption control increases the companies debt coefficient. The increase of businesses in the particular sector reduce companies debt coefficients.

There isn't enough information about the components that influence a business solvency in scientific literature. In order for business to prepare for a change in solvency. Methodological analysis evaluates the resulting variables: cash flow, obligations, fixed asset and current assets change, Share capital, their relative indices, but it excludes external influence on these variables. The goal of the research was to evaluate the business environment factors impact to the solvency of businesses. During the evaluation of the business environment only macroeconomics influence on solvency was analyzed, because of the research goal, internal insolvency reasons weren't evaluated. We chose these independent variables: GDP value and its change in Lithuania and the European Union, inflation, unemployment rate, tax burden, shadow economy scale, corruption control index , the amount of companies in the sector, the amount of bankrupt companies in the sector and Lithuania, interest rates, cargo turnover change in the country, political stability and government efficiency indicators. Business environments influence on companies solvency was assessed using the linear regression method. Sample for the research – warehousing and logistics related services businesses divided into groups by their employee quantity. According to the findings made, businesses solvency is statistically highly correlated with external influences and every one of these influences were calculated individually using linear regression equations. This showed the external influences severity on the chosen variable. A conclusion was made that business environment influence on a companies solvency is different from dependent variable solvency rating and companies size. During the evaluation statistically important ties were found in companies, which employ more than 49 employers. Other relationships that were found: interest rates and inflation growth reduce a companies solvency rating, Shadow economy decrease and the increase of corruption control increases the companies debt coefficient. The increase of businesses in the particular sector reduce companies debt coefficients. JEL codes: C10, E60, E32. DOI: https://doi.org/10.15544/ssaf.2017.02