Suchergebnisse

The problems for micro, small and medium enterprises is marketing, especially during the Covid-19 pandemic happening with social distancing and limiting direct consumer market access. Marketing is crucial because it involves income and the business cycle, especially in rural areas. Micro waqf banks based on Islamic boarding schools encourages the marketing of the products of the surrounding community. This research analyses the product marketing of micro waqf bank customers in Banten province of Indonesia. This research uses a qualitative study with a grounded theory approach, which informants consist of administrators, managers, supervisors and customers of micro waqf banks. The results show that six models of social evolution, namely empathy, exploration, elaboration, exposure, execution and expansion, can be used as alternative approaches to increase marketing of micro waqf bank products, including franchise involvement with joint marketing, e-commerce involvement with digital business services, involvement government in training and marketing strategies as well as the involvement of micro waqf banks in the creation of joint marketing content. The implication of the design thinking approach to the social evolution model will increasing marketing products for micro waqf bank customers.

Covid-19 pandemic, economic activities have limitations and obstacles, including BMT trying and finding out scheme alternatives to survive in providing services. This study aims to find out the efforts of BMT to survive the Covid-19 pandemic.This study used a literature review with a descriptive approach and triangulation analysis techniques. The results showed characteristics of BMT in middle society still exist even in times of crisis. The level of public confidence in BMT providing alternative financing. Government policies have a focus on saving Islamic financial institutions. The BMT development policies prioritize liquidity, monitor DPK liquidity, and control lending or financing. This is an effort for BMT to survive in supporting liquidity, relaxation, and social safety nets. Also a task force for handling the impact of Covid-19 in the Islamic microfinance sector, guaranteeing deposits for microfinance institutions, effective supervision and reporting, and a digital business ecosystem through the human touch and technology. Thus, BMT's efforts survive by digital business application and information technology, government support, and management internalization.

Indonesia is the most generous country by donating unknown people, money donations, and volunteer activities based on the World Giving Index by the Muslim majority population, contributing to the poor's socioeconomic, welfare, and empowerment. Zakat is a philanthropic activity with great potential and utilization, but there is a gap between its revenue potential and its realization. This research aims to describe the hope that zakat will strengthen philanthropy in Indonesia. The research method uses a qualitative descriptive approach and reports from zakat institution's secondary data sources. The results showed 81 amil zakat institutions and 491 zakat bureaus as zakat collection institutions increased in zakat collection by 26%, consisting of zakat fitrah, zakat mal income, zakat institutions, and individual zakat as 5.1 million people and corporate zakat as 36,000. Zakat through e-zakat or bank transfers and e-payments reached 93% during the Covid-19 pandemic. Zakat gives excellent hope to society's welfare through government and stakeholder regulations that can reduce the level of poverty. Zakat IDR 10.2 trillion gives hope to 23 million people and frees 15759 from the poverty line with better distribution effectiveness; the philanthropic hope of strengthening zakat in Indonesia has provided benefits and community welfare.

Technological progress has a significant force in competition in all areas of life. Indonesian human resources achieve a demographic bonus with millennials who are adapting to today's popular digital culture. Increasingly providing real value to every millennial activity, especially in education, will provide more innovative additions. Islamic teachings teach every Muslim to adapt to cultural and educational developments to compete in all fields. Everyday using digital learning and the rigid understanding of Islamic culture's modernization causes Islamic education's quality and competition to be less than optimal. The Covid-19 pandemic creates a learning adaptation gap that prioritizes social distancing guards so that the government needs to formulate policies with 'Merdeka Belajar' that aim to achieve learning effectiveness. This research aims to examine digital learning's role in Muslim culture and school readiness for digital education development. This research uses quantitative methods with a descriptive analysis approach with secondary data as the data source. The research results in informal education have become the focus of effective learning supported by modern Islamic culture, where Islamic schools in Indonesia can adapt to current technological advances. Schools and educational institutions are ready with infrastructure in school learning using computers and internet networks and educational technology companies to implement digital education. The implication of 'Merdeka Belajar' of government policy is strengthening strategy through collaboration adaptive of digital learning education and modern Islamic culture with schools readiness and industries supporting to realize a learning system through digital technology.

The study explores the role of language in the communication and interpretation of intentions by analyzing the narration of Alexandria Ocasio-Cortez's political advertisement in Congressional Campaign in 2018. Hence, the study focuses on the pragmatic functions of locution, illocutionary and perlocutionary acts of the speeches. This study was conducted using the qualitative descriptive method. The findings show that the overall relative frequency percentages for the speech acts in Ocasio-Cortez's 2018 political advertisement are: assertive 68%, directive 23%, commissive 4.5%, and declarative 4.5%. The results reflects that Ocasio-Cortez relied more on sentences that performed assertive acts than other speech acts since she wanted to introduce to the public who she is as an individual and what she is capable of as a future representative, and she also offered some relatable facts and situations that can appeal to the working class public to show that she's on their sides. Using directive acts, she included herself as a part of the society and shows that she wants to make a change together with them, not on her own. This is a different approach to political advertisement since most of them rely more on the commissive acts by promising a better future for the society. This different strategy is something fresh that eventually played a part in her win in the 2018 Congressional District Election.Keywords:speech acts theory; pragmatics; political discourse; language and politics; political language.

Background: The middle economics in Indonesia, has been familiar with Baitul Maal Wat Tamwil (BMT), it is presenting needs supports of many people. During the Covid-19 pandemic, economic activities has limitations and obstacles, including BMT trying and finding out scheme alternatives to survive in providing services. Purposes: The purpose of this study is to find out the efforts of BMT to survive the Covid-19 pandemic. Methods: This study used a literature review with a descriptive approach and triangulation analysis techniques. Results: The results showed: the characteristics of BMT in the middle society still exist even though in times of crisis, the level of public confidence in BMT providing alternative financing, government policies has focus on saving Islamic financial institutions, the existence of BMT development policies are liquidity is a priority, monitoring of deposits liquidity, and controlling lending or financing as efforts BMT surviving liquidity supporting, relaxation, social safety nets, task force handling the impact of Covid-19 in the Islamic microfinance sector, deposit insurance microfinance institution (LPS), supervision and effective reporting, digital business ecosystem by human touch and technology. Conclusions: Thus, the efforts BMT surviving by digital business application and information technology, government support and management internalization.