Suchergebnisse

The result that the revolving fund program provides great benefit to the increased empowerment of SMEs in east java. By providing convenience to SMEs to gain acces to capital by cooperating with the private sector (SME bank bank of east java and east java) tries to empower and develop SMEs and be able to compete with the production of goods from abroad. Although in practice, the revolving fund programs face obstacles that are debtors who have not had a good IÂ'itikad to repay the loan installment or revolving funds either because the business went bankrupt, suffered a fraud, the debtor dies, and others that menyebabkan NPLs increased.