Suchergebnisse

Licensed commercial banks may be known as organizations that participate in the financial intermediation process, which entails some risk in carrying out their business. This study looked at how non-performing loans and advances, together known as net non-performing assets, impact commercial banks' net profits. The study concentrated on examining the occurrences in relation to Sri Lanka. The Central Bank of Sri Lanka's economic data library continues to be the principal source of secondary data used in this study. The licensed banks in the Sri Lankan banking system continue to be the target audience for the study, from which 24 licensed commercial banks were conveniently chosen. Time-series data from 2001 to 2020 related to the variables have been collected to ensure the accuracy of the research. The data has been analyzed statistically with the aid of E-Views version 10. The results of the regression analysis have revealed that there is a significant impact on the net profit of the commercial banks in Sri Lanka from the non-performing assets of the bank, further revealing that the relationship existing between the variables under consideration is negative, which leads to conclude that the non-performing assets adversely affect the net profit of the commercial banks in Sri Lanka. The researcher suggests future studies focus on a diversified sample to gain a comprehensive overview of the banking sector of Sri Lanka. The results of this research are useful for Sri Lankan commercial banks in managing their credit risk.

Every individual in the world desires to carry out their daily tasks with ease. The surrounding environment plays a crucial role in facilitating this. While able-bodied individuals seamlessly navigate their surroundings, people with special needs often face significant challenges in meeting their requirements. Therefore, it is essential for them to have a moral understanding of the support they receive from their environment. The main objective of this research is to investigate the available physical facilities that were provided to the visually impaired and physically disabled undergraduates by their universities. The purposive sample contained 100 differently abled undergraduates from five universities namely; Sri Jayewardenepura, Colombo, Kelaniya, Jaffna, and Eastern university. A structured interview schedule was used for data collection. According to the results, students had a certain level of awareness regarding library facilities (46%), elevator facilities (53%), cafeteria facilities (75%) and sanitary facilities (67%). They have a moderate level of satisfaction on access to the library (30%), lecture halls (22%), gymnasium (41%) and hostels (29%) at their respective universities. Results revealed that there are some issues that visually impaired students face during their education that need to be addressed. Implementing equal opportunities is essential to create a user- friendly environment at universities and hostels to provide the students a satisfactory experience during their university education in spite of the disability.