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In: Swedish studies in european law v. 9
Part I: Introduction -- 1. A Plea for True Harmonization in Europe -- J Michael Rainer -- Part II: Europeanisation of Private Law Throughout History -- 2. The Historical Roman Roots of 'Continental' Law Systems -- Daniele Mattiangeli and Lisa Katharina Promok -- Part III: Harmonisation of Private Law in the EU: Comparative and Global Perspectives -- 3. The Influence of European Initiatives in National Courts-The Case of the Spanish Supreme Court -- Yolanda Bergel Sainz de Baranda -- 4. Unjust Enrichment in Swedish and EU Law -- Eleonor Kristoffersson -- 5. Comparative Property Law and the Profound Differences between Nordic Functionalism and Continental -- Substantialism-The (Ir)Relevance of Ownership -- Johan Sandstedt -- 6. Private International Law Aspects of Substantive Law Harmonisation -- Carolina Saf -- 7. Global Business: National Law, EU Law and International Customs and Contracts -- Lars Gorton -- Part IV: The Future of European Private Law -- 8. What Happened to the Harmonisation of Securities Law in the EU? -- Karin Wallin-Norman -- 9. E Pluribus Unum? A Constitutional Perspective on the Pluralism and the Unity of European Private Law -- Ola Zetterquist
In: European Review of Private Law, Band 13, Heft 2, S. 195-207
ISSN: 0928-9801
A plusieurs reprises, pendant une période d?environ vingt ans avant sa mort, Mme F. a exigé du demandeur, chaque fois que celui?ci lui rendait visite, qu?il emporte avec lui un bien mobilier de valeur qu?elle déclarait vouloir lui donner. Mais de son côté le demandeur lui proposait de garder ce bien chez elle aussi longtemps qu?elle vivrait. Dans un premier testament de Mme F., mention fut faite de cette donation. Mais celle?ci n?ayant pas été reprise dans le dernier testament de la défunte, il s?en est suivi un litige sur la réalité de cette donation entre le demandeur et le défendeur. Dans l?arrêt commenté, l?OGH a déclaré que le demandeur était devenu propriétaire et que le défendeur, qui avait vendu le bien dont il n?était pas le possesseur de bonne foi, était tenu de l?indemniser.
In: European Review of Private Law, Band 21, Heft 3, S. 795-814
ISSN: 0928-9801
Abstract: The problem of excessive debt among households in Sweden is increasing. As a result of the development within the financial sector, households in Sweden have increased their debt incurrence markedly. It has been relatively easy to borrow money, due to the deregulation of the credit market in Sweden in the 1990s and the low interest rates in recent years. As mortgage loan is the bulk of the total household debt, the risk that individuals will be affected by excessive debt incurrence and insolvency has therefore increased. Therefore, a number of new legislative changes have been implemented to overcome this problem. In order to prevent these risks, the Financial Authority has adopted a rule that stipulates that new loans should not exceed 85% of the property market value. Reports from both the Swedish Enforcement Authority and the Swedish Financial Supervisory Authority show that 20% of Swedish households have a difficult time making ends meet. Those who are affected by excessive debt often experience a lower standard of living since frequently they are impacted by distraint. The aim of this paper is to describe and analyze the excessive debt situation in terms of insolvency and effects on households and society. Firstly, we intend to investigate foreclosures in Sweden, both regionally and over time. Why are certain regions less frequently affected by these risks while other regions show higher levels of risk even during generally good years? Secondly, we will investigate whether (a) whether properties that have undergone executive auction are sold at a lesser value, (b) if these properties have an impact on the property prices in the vicinity and (c) if those who buy these properties themselves run a greater risk of insolvency. Thirdly, a closely related area of legal interest is investigating to what extent legislation provides a protective net for the debtor who, through the executive auction, thereby loses his/her residence.