Suchergebnisse

In the chapter 2, the reader is given insight into the main features of Cohesion Policy, EU Structural funds and the financial engineering instruments: regulatory framework and operational features under the 2000-2006 and 2007-2013 programming periods. The chapter explain advantages as well as the disadvantages in using financial instruments and the new EU regulatory framework (Horizon 2014-2020); the aims and differences with respect to the previous regulatory framework are also highlighted. Then it examines Credit access and Community-Led Local Development (CLLD) seeking to trace a future path for microcredit instruments in Horizon 2014-2020.

AbstractEnvironmental, social, and governance (ESG) criteria are increasingly important in all fields of economics. However, despite increasing interest from policy makers and financial regulators, literature relating to the insurance industry is still scarce. This paper aims to fill this gap by exploring the interaction between a set of financial ratios and environmental social governance scores of 107 large, listed US insurance companies for the period 2010–2018 for the purpose of identifying the determinants of ESG awareness. Larger, more profitable, and more solvent insurance companies show the highest level of ESG awareness. Our model contributes to shed light on the unfolding of ESG practices in the insurance industry.

In this chapter we present the role of Ente Nazionale per il microcredito in the EU capacity building project. Un particular we introduce the main issues of the capacity building project managed by ENM in terms of microleasing, microinsurance and housing microfinance. For each of this financial instruments we try to explain the main operational feature analyzed during the mentioned project. Microleasing, microinsurance and housing microfinance are part of that group of microfinance product specifically designed for a target of subject who find themselves social and economic conditions and struggle to access the traditional banking circuit.