Suchergebnisse

This text is a guide for companies of all sizes as they navigate business responsibility in climate change. It includes the latest scientific research, governance tools, and recent developments in sustainable finance. Providing steps for a meaningful contribution to climate change, this is a critical tool for all corporate stakeholders.

"More than a decade after the 2008 financial crisis, African Americans and other individuals are still struggling to hold on to their homes. In this book, we examine the inequitable treatment of African Americans under the United States' current financial system. From 2008 to the third quarter of 2018, the ten-year anniversary of the commencement of the global financial crisis, there were more than 17 million home foreclosures in the United States. Millions of Americans lost their homes and life savings as a result of the subprime mortgage debacle. A disproportionate number of these individuals are African American. This important untold story is not just about the working poor. Millions of middle class and high income African Americans who qualified for regular fixed-rate long-term mortgages were steered to subprime mortgages because lenders capitalized on years of structural racism, shattering dreams of home ownership. For the most part, white borrowers with identical credit histories were not targeted for subprime mortgages."