Suchergebnisse

Climate change has significantly affected agricultural production. As one of China's most important agricultural production regions, the North China Plain (NCP) is subject to climate change. This paper examines the influence of climate change on the wheat and maize yields at household and village levels, using the multilevel model based on a large panel survey dataset in the NCP. The results show that: (i) Extreme weather events (drought and flood) would significantly reduce the wheat and maize yields. So, the governments should establish and improve the emergency service system of disaster warning and encourage farmers to mitigate the adverse effects of disasters. (ii) Over the past three decades, the NCP has experienced climate change that affects its grain production. Therefore, it is imperative to build the farmers' adaptive capacity to climate change. (iii) Spatial variations in crop yield are significantly influenced by the household characteristics and the heterogeneity of village economic conditions. Therefore, in addition to promoting household production, it is necessary to strengthen and promote China's development of the rural collective economy, especially the construction of rural irrigation and drainage infrastructures.

Purpose
This study aims to empirically analyze the factors influencing digital financial inclusion in China.


Design/methodology/approach
Using panel data from 31 provinces in China for the years 2011-2018, the study constructed spatial econometric models for regression analysis at the national and regional levels.


Findings
Economic development, government intervention, internet penetration and the development of the credit level significantly affected the development of digital financial inclusion in China. However, the specific influence of the various factors varied by province. Provinces with less-developed economies generally had weaker economic foundations and underdeveloped digital financial services, making it more difficult to fully achieve digital financial inclusion.


Practical implications
Relevant government policies should strengthen digital infrastructure and improve the organizational systems and services of digital finance to support the balanced development of digital financial services in China.


Originality/value
China's e-commerce development has been at the global forefront for decades, which suggests digital financial inclusion is also well-placed for strong development in China. However, quantitative research on the digital financial inclusion index has remained insufficient in China and worldwide, with most research ignoring the status of different development levels in a different region. To address this gap in the literature, this study empirically researched the status, regional differences and causes associated with these differences that impact digital financial inclusion in China.