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SSRN
SSRN
In: The Chinese economy: translations and studies, Band 56, Heft 2, S. 104-123
ISSN: 1558-0954
In: World development: the multi-disciplinary international journal devoted to the study and promotion of world development, Band 125, S. 1-10
World Affairs Online
In: Journal of development effectiveness, Band 11, Heft 3, S. 203-229
ISSN: 1943-9407
World Affairs Online
In: The European journal of development research, Band 35, Heft 3, S. 715-742
ISSN: 1743-9728
World Affairs Online
In: The European journal of development research, Band 35, Heft 3, S. 715-742
ISSN: 1743-9728
In: The developing economies: the journal of the Institute of Developing Economies, Tokyo, Japan, Band 59, Heft 3, S. 243-274
ISSN: 1746-1049
We explore the factors associated with the savings choice among bank accounts, informal savings groups, and cash savings at home using primary data collected from low‐income production workers in cut‐flower farms in Ethiopia. A unique contextual feature of our sample is that workers have full access to banks as well as ROSCAs, which allow us to focus on the demand side of saving methods. We find that self‐insured workers with greater assets tend to save more in banks. We further find that risk aversion is positively associated with ROSCAs savings but not bank savings, suggesting the workers value the insurance aspect of ROSCAs. We also find that those with greater social connectedness tend to save more with ROSCAs. Overall, we find that informal savings groups work as insurance, complementing formal financial institutions.
In: World development: the multi-disciplinary international journal devoted to the study and promotion of world development, Band 110, S. 176-191
In: World development: the multi-disciplinary international journal devoted to the study and promotion of world development, Band 124, S. 1-10
World Affairs Online
In: American Journal of Agricultural Economics, Band 91, Heft 2, S. 462-476
SSRN
In: World development: the multi-disciplinary international journal devoted to the study and promotion of world development, Band 39, Heft 10, S. 1760-1770
In: World development: the multi-disciplinary international journal devoted to the study and promotion of world development, Band 39, Heft 9, S. 1611-1623