Budgeting for a state or a country seems to be the most important part to handle administration and government policy in term of socio economic reason. In practice, a lot of government tends to subscribe a balance budget whereby it is striving to balance between revenues and expenditures accurately. Unfortunately, this balancing post uses a debt and foreign aid charged by interest to cover any shortage in revenues. In the real context, the budget deficit management based on debt is still controversial and considered inappropriate with developing country conditions which their economies are unstable and fluctuated. Unfortunately, many countries in the world including Muslim-populated countries subscribe budget deficit system whereby the sources of its fund are backed up by debt. The focus of this paper is to analyze two main sensitive issues of the Indonesian economy in the light of Maqasid Al Shariah. This study employs a method of literature review and combined with data analysis. Actually, Islam has a very rich literature legacy in administrating public sector economy and it becomes important theory and framework as a stance or point of view to analyze the prevailing system. The high interest rate payment is the main issue of public sector expenditure. Indonesian government seems no choices to resolve its public sector economy and relies too much on debt management. For social welfare expenditure there has been a misallocation in emphasizing budget expenditure whereby oil and petroleum subsidy consume almost majority of the total welfare expenditure in Indonesian public sector economy
Profit and loss sharing (PLS) financing should be the main operational characteristic of Islamic financial institutions because it more comply to sharia (Islamic law) and more fair (Chapra, 2001:223). But in fact, PLS-financing in Islamic micro-finance (IMF) in Indonesia is very small, which is about 20% of total financing. Some IMF"s managers think that PLS-financing is lead to poor performance due to the nature of uncertainty. This study aims at analyzing the effect of PLS-financing on the business performance, social performance, and maslahah (benefits) for stake holders. Maslahah is the purpose of Islamic law (sharia). By this, PLS-financing as the implementation of Islamic law have to improve maslahah for stakeholders. This study uses quantitative approach with partial least square (PLS) analysis. PLS analysis is used to determine the relationships among the latent variables; PLS-financing, business performance, social performance, and maslahah. On this study, all of the latent variables are measured by formative indicators. PLS-financing is formed by mudaraba financing and musyaraka financing. Business performance variable is formed by three indicators; return on assets, performing financing, and financing to deposit ratio. Social Performance variable is formed by three indicators; qard-qardul hasan financing; distributing of alms, infaq, sadaqah; and social funds. Maslahah variable is formed by five indicators; maslahah of owners, executives, employees, government, and society. The results indicate that the PLS-financing affects business performance negatively, but business performance affects the social performance and maslahah positively. By this result, it can be concluded that the allocation of PLS-financing of IMF affects the maslahah negatively. The cause is many PLS-financing given to start up business has high risk.
The profession of migrant workers in some cases bring the person concerned to get the treasures expected success, but not rarely contain a number of risks that need to get the attention of government authorities. A number of problems that might be experienced when Indonesian Labor not available works. Therefore it takes a model economic empowerment for the labor of Indonesia, when he returned to his country was able to survive and improve the well-being of himself and of his family. This research aims to know the role of zakah's institution towards the empowerment of Indonesia's labor and to devise appropriate empowerment model for Indonesian Workforce by Institution of Zakah. Data analysis was done with a qualitative approach. Analytical techniques in the study will be conducted with qualitative analysis approach, a case study of eksplanation to explain how the empowerment model right for Indonesia in Labor Studies. Based on the data and the results of the analysis that has been done can be known that Dompet Dhuafa has role in Indonesia Workforce empowerment. The empowerment Model implemented by Dompet Dhuafa form the Groove program that may help the former workforce of Indonesia after plunging back to life in his native region. Former Indonesian workforce empowerment meant to monitor and nurture the entrepreneurial activities are continuously carried out by former Indonesian labor so that it can be a permanent effort.
Purpose: The implementation of zakat fund management especially in some zakat institutions is considered not optimum yet. This condition is represented by disparity between potential and actual collection. In Islam, the objective of zakatis not only to collect wealth and keep it idle, instead zakat should become a source of productive fund to fulfill societal needs. Some countries with advanced zakat institutions have developed zakatto become a pillar of economic development. Today, each zakat institution is competing against each other to innovate in zakat fund management. Empowerment in zakat institutions with the appropriate strategies will enhance zakat management and distribution for the betterment of zakat recipients (mustahiq) and the Muslim society at large. Design/Methodology/Approach: This research is aimed to analyze optimization of management in regional zakat institution with SWOT (strength, weakness, opportunity, threat) analysis approach with IFE-EFE Matrix. Descriptive qualitative analysis is used to explain optimization of fund in zakat institution. Major Findings: Findings of this research shows that zakat institution should improve their strategy by developing strength and turning threat into opportunities. Originality/Value: The study provides a guideline for regional zakat institution on how they can enhance their role and efficiency to boost the economic growth for the Islamic community in Indonesia. It may also be instrumental for the government to improve in efficiency and innovative manpower, considerable research and development in optimizing Islamic Gift Economy to enhance economic growth of the Islamic community of Indonesia.
Purpose: The implementation of zakat fund management especially in some zakat institutions is considered not optimum yet. This condition is represented by disparity between potential and actual collection. In Islam, the objective of zakat is not only to collect wealth and keep it idle, instead zakat should become a source of productive fund to fulfill societal needs. Some countries with advanced zakat institutions have developed zakat to become a pillar of economic development. Today, each zakat institution is competing against each other to innovate in zakat fund management. Empowerment in zakat institutions with the appropriate strategies will enhance zakat management and distribution for the betterment of zakat recipients (mustahiq) and the Muslim society at large. Design/Methodology/Approach: This research is aimed to analyze optimization of management in regional zakat institution with SWOT (strength, weakness, opportunity, threat) analysis approach with IFE-EFE Matrix. Descriptive qualitative analysis is used to explain optimization of fund in zakat institution. Major Findings:Findings of this research shows that zakat institution should improve their strategy by developing strength and turning threat into opportunities. Originality/Value: The study provides a guideline for regional zakat institution on how they can enhance their role and efficiency to boost the economic growth for the Islamic community in Indonesia. It may also be instrumental for the government to improve in efficiency and innovative manpower, considerable research and development in optimizing Islamic Gift Economy to enhance economic growth of the Islamic community of Indonesia.
This study aims to create a model for productive management of waqf in the agricultural sector in the Penatarsewu Muhammadiyah Branch Management (PRM) and analyze its impact in improving the welfare of farmers based on indicators of maqashid syariah. This research uses a descriptive qualitative approach with a case study method. The subjects of this study were the management of the Penatarsewu PRM board of waqf councilors and sharecroppers. Data is collected by conducting interviews, observations, and documentation. Data analysis techniques using data reduction, data presentation, and drawing conclusions. Triangulation technique by cross-checking the findings of primary and secondary data is used to determine the validity of the data. Research is limited to rice field endowments or the agricultural sector. The results showed that the productive waqf management model of Penatarsewu PRM uses a mukhabarah agreement with a profit-sharing system of 60:40. The results have an impact on improving the welfare of farmers based on the indicator maqashid syariah. Judging from al-maqashidul khams, the most successful are Hifdhud Din, Hifdhul Aql, and Hifdhun Nasl. However, the Penatarsewu PRM is expected to be able to direct the results of waqf to productive goals, such as the formation of an entrepreneurial spirit.Keywords: Productive Waqf, Mukhabarah, Maqashid Syariah, PRMREFFERENCE Departemen Agama. (2015). Tanya Jawab Tentang Wakaf Uang. Jakarta: Bimbingan Masyrakat Islam Direktorat Pemberdayaan Wakaf.Anshori, A. G. (2005). Hukum dan praktik Perwakafan di Indonesia. Yogyakarta: Pilar Media.Astuti, D. (2013). Kamus Populer Istilah Islam. Jakarta: Gramedia Pustaka Utama.Bungin, B. (2013). Metodologi penelitian sosial dan Ekonomi. Jakarta: Kencana Prenada Media Group.Chapra, M, Umer. (2008). The Islamic vision of development in the light of maqasid al-Shariah, 15. IIIT.Choiriyah, C. (2017). Wakaf Produktif dan Tata Cara Pengelolaannya. Islamic Banking, 2(2), 25–34.Ghony, M. Djunaidi, and F. A. (2012). Metodologi penelitian kualitatif. Yogyakarta: Ar-Ruzz Media.Gross, M. L. (2007). A Muslim archipelago: Islam and politics in Southeast Asia. Washington D.C: Government Printing Office. National Defense Intelligence College.Haroen, N. (2007). Fiqh Muamalah (2nd ed.). Jakarta: Gaya Media Pratama.Huda, M. (2015). Mengalirkan manfaat wakaf: potret perkembangan hukum dan tata kelola wakaf di Indonesia. Bekasi: Gramata Publishing.Lutfi, M. (2011). Optimalisasi pengelolaan wakaf (1st ed.). Makassar: Alauddin University Press. (2012). Pemberdayaan wakaf produktif: Konsep, kebijakan, dan implementasi (1st ed.). Makassar: Alauddin University Press.Masyhadi, A. (2018). Maqashid syariah sebagai paradigma pengembangunan ekonomi Islam, Al-Musthofa: Journal of Sharia Economics, 1(2), 54-63.Qoẖaf, M. (2005). Al-Waqfu al-islâmiyu tathawwuruhu, idâratuhu, wa tanmiyâtuhu (T. M. M. Ridha, Ed.). Jakarta: Pustaka Al-Kautsar Group. (2005). Manajemen wakaf produktif. Jakarta: Khalifa.Raco, J. (2010). Metode penelitian kualitatif: jenis, karakteristik dan keunggulannya (N. Mfzuj, Ed.). Center for Open Science.Sabiq, S. (1932). Fiqh al-sunnah. Madinah: Maktabah Hudimat al-Hadis.Sugiyono. (2013). Metode penelitian kuantitatif kualitatif dan R&D. Bandung: Alfabeta.Suhendi, H. (2013). Fiqih mu'amalah. Jakarta: PT Raja Grofindo Persada.Sujana, W. (2010). Analisis pendapatan dan faktor-faktor produksi yang mempengaruhi usahatani tomat di Desa Lebak Muncang, Kecamatan Ciwidey, Kabupaten Bandung. Skripsi tidak diterbitkan. Bogor: Institut Pertanian Bogor.Supriyati. (2011). Metodologi penelitian. Bandung: Labkat Pers.Usman, N. (2013). Pengelolaan wakaf produktif dalam bentuk SPBU studi kasus SPBU Masjid Agung Semarang. Jurnal Muqtasid, 4(1), 145-163.Yin, R. K. (2008). Studi kasus desain dan metode (M. D. Mudzakkir, Ed.). Jakarta: Raja Grafindo Persada.Yin, R. K. (2011). Applications of case study research. North America: SAGE Publications.Zarqa, M. A. (1989). Islamic economic: An approach to human welfare, reading in the concept and methodology of Islamic economics. Selangor Darul Ehsan: Pelanduk Publication.https://databoks.katadata.co.id/datapublish/2018/03/07/lahan-panen-padi-terkonsentrasi-di-pulau-jawa, Diakses pada 27 Juli 2019https://dosen.perbanas.id/indikator-kesejahteraan-menurut-maqasid-syariah/
The purpose of this study was to compile a model of empowerment and a form of economic independence conducted at Mamba'us Sholihin Gresik Islamic Boarding School. The research method used is a descriptive qualitative approach with a case study method. Data collection was carried out by interviewing boarding school leaders, koppontren leaders, and leaders of pesantren social institutions, santri, surrounding communities, observation, and documentation. Secondary data collection came from journals, text books, boarding schools and literature. The results of this study are Islamic Boarding School Mamba'us Sholihin using a Muslim model in empowering santri through practice, training and becoming employees in the business units owned by Islamic boarding. Whereas in the empowerment of the surrounding community it is carried out through Islamic boarding social institutions, namely in the form of basic food assistance, routine studies, Ramadhan guidance, free medical assistance, and assistance in the event of a natural disaster. The manifestation of Islamic boarding's economic independence is being able to meet the operational needs of Islamic boarding from the profit of the business units owned by the Islamic boarding.Keywords: Islamic Boarding School, Empowerment, Economic IndependenceREFERENCESAl-Quran Terjemahan. 2015. Departemen Agama RI. Bandung: CV DarusSunnah.Afifuddin dan Beni Ahmad Saebani. 2009. Metodologi Penelitian Kualitatif. Bandung: Pustaka Setia. Anas. 2012. "K.H. Mufid Mas'ud dan Aktivitas Dakwahnya di Dusun Candi Sardonoharjo Ngaglik Sleman". Skripsi Fakultas Adab dan Ilmu Budaya UIN Sunan Kalijaga Yogyakarta. Tidak dipublikasikan.Basit, Abdul. 2009. "Program Pemberdayaan Ekonomi Pada Pondok Pesantren As-Salafiyah Desa Cicantayan Cisaat Sukabumi". Skripsi FakultasDakwah dan Komunikasi Universitas Islam Negeri Syarif Hidayatullah. Jakarta: Repository UIN Jakarta. Dhofier, Zamakhsyari. 2005. Tradisi Pesantren: Studi Pandangan Hidup Kyai dan Visinya mengenai masa depan Indonesia. LP3ES: Jakarta.Dhofier, Zamakhsyari. 2011. Tradisi Pesantren. LP3ES: Jakarta.Emzir. 2012. Metodologi Penelitian Pendidikan Kuantitatif dan Kualitatif. Bandung: Rajagrafindo Persada. Halim, A. dkk. 2005. Manajemen Pesantren. Yogyakarta: Pustaka Pesantren.Madjid, Noer Cholis. 1997 Bilik-Bilik Pesantren: Sebuah potret perjalanan.Jakarta:Paramadina. Mahmud dan Khusnurdillo. 2005. Model-model pembelajaran di Pesantren. Jakarta:Diva Pustaka. Masrun, dkk. (1986). Studi Mengenai Kemandirian pada Penduduk di Tiga Suku Bangsa (Jawa, Batak, Bugis). Laporan Penelitian. Yogyakarta: PPKLH Universitas Gajah Mada.Mastuhu.1994. Dinamika Sistem Pendidikan Pesantren. Jakarta: INIS.Moleong, Lexy J. 2017. Metodologi Penelititan Kualitatif. Bandung: Remaja Rosda KaryaMoleong, Lexy J. 2010. Metodologi Penelititan Kualitatif. Bandung: Remaja Rosda Karya.Moleong, L. J. (1999). Metodologi penelitian. Bandung: PT. Remaja Rosda Karya.Muhtarom. 2005. Reproduksi Ulama' di Era Globalisasi;Resistensi Tradisional Islam. Yogyakarta: Pustaka Pelajar. Muttaqin, R. 2011. Kemandirian dan Pemberdayaan Ekonomi Berbasis Pesantren. Jurnal Ekonomi Syariah Indonesia. Vol. 1(2): 65-94.Noor, dkk. 2006. Zakat dan Peran Negara. Jakarta: Forum Zakat Al-Utsaimin.Prijono. 1996. Pemberdayaan: Konsep, Kebijakan, dan Implementasi. Jakarta:CSIS. Qomar, Mujamil. 2006. Pesantren Dari Transformasi Metodologi Menuju DemokrasiQomar, Mujamil. 2008. Pesantren Dari Transformasi Metodologi Menuju DemokrasiRahmat, Ginanjar. 2014. Pemberdayaan Masyarakat Sebagai Bagian Dari Pembangunan Ekonomi Lokal. Skripsi. Departemen Ilmu Kesejahteraan Sosial, Universitas Indonesia Depok Jakarta.Rosyidi, S. (2006). Pengantar Teori Ekonomi:Pendekatan Kepada Teori Ekonomi Mikro dan Makro. Raja GrafindoPersada, Jakarta.Sanrego dan Taufik. 2016. Fiqih Tamkin (Fiqih Pemberdayaan). Jakarta: QisthiPress.Sugiyono. 2012.Metode Penelitian Bisnis. Bandung : AlfabetaSutrisno, Edi. 2009. Manajemen Sumber Daya Manusia Edisi Pertama. Jakarta: Kencana Prenada Media Grup. Yin, Robert K. 2015. Studi Kasus :Desain dan Metode. Jakarta: Raja Grafindo Persada.Yin, Robert K. 2010. Qualitative Research From Start to Finish. Jakarta: Raja Grafindo Persada. Yin, Robert K. 2008. Case Study Research: Design and Method (Applied Social Research Methods). Illinois: Sage Publications Inc. Yin, Robert K. 2014. Studi Kasus Desain & Metode. Jakarta: Rajawali Pers. Ziemek, Manfred. 1986. Pesantren dalam Perubahan Sosial. Jakarta: P3M Jakarta.(www.pondoktremas.com 19 April 2018 pukul 13.22 wib). (www.tafsircahcepu., diakses pada 18 September 2018 pukul 18.09). (www.republika.co.id/berita/ekonomi/syariahekonomi/17/12/25/p1i2oo382-bmt ugt-sidogiri-pasuruan-catat-pertumbuhan-positif dikutip pada 18 agustus 2018 pukul 11.20). (http://mamba'ussholihin.net/ dikutip pada 23 September 2018 pukul 09.40). (www.kemenag.go.id)(Mahdi Hadawi Tehrani, Maktab wa Nizhâm Iqtishâdi Islâm, hal. 83, Nainawa, Tahun 1383 S dikutip.
ABSTRAKIbnu Khaldun dan Ibnu Taimiyyah merupakan dua tokoh ekonomi islam dengan pemikiran yang sangat luar biasa. Ibnu Taimiyyah yang hidup sebelum Ibnu Khaldun tenah menyatakan pemikirannya mengenai mekanisme pasar tentang harga yang adil, bagaimana permintaan dan penawaran merupakan kealamian dari mekanisme pasar namun tetap memperhatikan peran pemerintah dalam ekonomi terutama lembaga hisbah sebagai pengawas pasar untuk menghindari kedzaliman di pasar dan harus melakukan intervensi. Ibnu Khaldun yang hidup setelah masa Ibnu Taimiyyah yaitu pada tahun 732 H/1332 M, telah mengemukakan dan mengembangkan pemikirannya mengenai mekanisme pasar lalu pengaruh permintaan dan penawaran pada harga di pasar dan peran pemerintah dalam berekonomi. Dalam penelitian ini akan melihat bagaimana pemikiran Ibnu Khaldun dan Ibnu Taimiyyah dalam menyikapi harga dalam jual beli di pasar, karena jauh sebelum pemikir ekonomi barat lahir, Ibnu Khaldun dan Ibnu Taimiyyah telah menganalisis. Tujuan dari penelitian ini adalah mengetahui serta mengomparasi pemikiran dari Ibnu Khaldun dan Ibnu Taimiyyah mengenai kebijakan harga dalam jual beli di pasar dan melihat mana yang lebih relevan dilakukan pada masa sekarang ini. Dan hasil dari penelitian ini adalah, dalam pemikiran Ibnu Khaldun lebih banyak melihat fenomena interaksi pasar berupa terjadinya permintaan dan penawaran dan dari Ibnu Taimiyyah memiliki pemikiran lebih kompleks baik dari mekanisme pasar dan peran pemerintah dalam kegiatan jual beli di pasar, serta lebih relevan dilakukan pada masa sekarang ini.Kata Kunci: Ibnu Khaldun, Ibnu Taimiyyah, Harga, Mekanisme Pasar, Permintaan, Penawaran, Pemerintah ABSTRACTIbn Khaldun and Ibn Taimiyah were two Islamic economic figures with remarkable thought. Ibn Taimiyyah who lived before Ibn Khaldun expressed his thoughts on the market mechanism of fair prices, how demand and supply are natural from the market mechanism but still pay attention to the role of the government in the economy, especially the Hisbah institution as a market supervisor to avoid in the market and must intervene. Ibn Khaldun who lived after the time of Ibn Taimiyyah, in 732 H/1332 AD, has raised and developed his thoughts on the mechanism of the market and then the influence of demand and supply on the market price and the role of the government in economics. In this study will see how the thought of Ibn Khaldun and Ibn Taimiyyah in addressing the price in buying and selling in the market, because long before Western economic thinkers were born, Ibn Khaldun and Ibn Taimiyyah had analyzed. The purpose of this study is to find out and to compare the thoughts of Ibn Khaldun and Ibn Taimiyyah regarding the price policy in buying and selling in the market and see which is more relevant to do in the present time. And the results of this study is, in the thought of Ibn Khaldun more to see the phenomenon of market interaction in the form of demand and supply and from Ibn Taimiyyah have more complex thinking both of market mechanisms and the role of government in buying and selling activities in the market, as well as more relevant in the present time.Keywords: Ibnu Khaldun, Ibnu Taimiyyah, Price, Market Mechanism, Supply and Demand, Government
Penelitian ini bertujuan untuk mengetahui peran pemerintah dan masyarakat dalam perzakatan di Jawa Timur. Hal tersebut dinilai dengan menggunakan dimensi makro pada indeks zakat nasional. Penelitian ini menggunakan metode penelitian deskriptif kuantitatif dengan alat analisis Indeks Zakat Nasional. Penelitian dilakukan dengan memberi kuesioner kepada pihak Lembaga Amil Zakat terkait data yang dibutuhkan. Hasil yang didapat pada dimensi makro adalah 0,31 yang mana menunjukkan nilai yang kurang baik. Hal itu disebabkan oleh beberapa faktor diantaranya masih rendahnya dukungan APBD untuk biaya operasional Lembaga Amil Zakat dan nilai rasio muzakki baik individu maupun badan usaha yang masih sangat rendah. Kata Kunci: Lembaga Amil Zakat, Indeks Zakat Nasional, Dimensi Makro, Kinerja. ABSTRACT This study aims to determine the role of government and society on zakat in East Java. These roles are assessed using the macro dimensions of the national zakat index. This study uses a quantitative descriptive research method with the National Zakat Index analysis tool. The research was conducted by distributing questionnaires to Amil Zakat Institutions regarding the required data. The results obtained by the zakat institution on the macro dimension is 0.31 which indicates a poor value. This was caused by several factors, including the low budget support for operational costs of Amil Zakat Institution and the very low value of the muzakki ratio for both individuals and business entities. Keywords: Amil Zakat Institution, National Zakat Index. Macro Dimension, Performance. DAFTAR PUSTAKA Badan Pusat Statistik. (2020). Jumlah penduduk miskin menurut provinsi, 2007-2020. Retrieved from https://www.bps.go.id/linkTableDinamis/view/id/1119 Badan Pusat Statistik. (2020). Jumlah perusahaan, tenaga kerja, investasi, dan nilai produksi menurut kabupaten/kota di provinsi Jawa Timur, 2017. Retrieved from https://jatim.bps.go.id/statictable/2019/10/15/1943/jumlah-perusahaan-tenaga-kerja-investasi-dan-nilai-produksi-menurut-kabupaten-kota-di-provinsi-jawa-timur-2017-.html Khoirunnisa, A. A. (2017). Analisis kinerja baznas kabupaten Cilacap dengan pendekatan indeks zakat nasional. Skripsi tidak dipublikasikan. Bogor: Institut Pertanian Bogor. Mubarokah, I. (2017). Analisis kinerja perzakatan provinsi Jawa Tengah. Skripsi tidak dipublikasikan. Bogor: Institut Pertanian Bogor. Pusat Kajian Strategis BAZNAS. (2016). Indeks zakat nasional. Jakarta Pusat: Pusat Kajian Strategis BAZNAS. Pusat Kajian Strategis BAZNAS. (2020). Revisi komponen dan formula penghitungan indeks zakat nasional. Jakarta Pusat: Pusat Kajian Strategis BAZNAS Putri, Y. H. (2017). Analisis kinerja pengelolaan zakat di badan amil zakat nasional (BAZNAS) kota Yogyakarta. Skripsi tidak dipublikasikan. Bogor: Institut Pertanian Bogor. Saf, M. A. (2015). Efektivitas pelaksanaan perda pengelolaan zakat di kota Mojokerto dan kabupaten Sidoarjo. Al-Daulah: Jurnal Hukum Dan Perundangan Islam, 5(2), 312-332. https://doi.org/10.15642/ad.2015.5.2.312-332
The purpose of this study was to find out the role of LAZISMU in empowering female MSMEs in Surabaya through the use of infaq and shadaqah funds. The research method used was descriptive qualitative approach by using case study method. Data collection was done by indepth interview and documentation. The data validation was done by data triangulation. The analysis was done by doing data reduction, data presentation, and drawing conclusion. The result was that LAZISMU Surabaya had a role in empowering female MSMEs in Surabaya through the program Bina Mandiri Wirausaha (BMW). This can be seen in the indicators of the success of MSMEs, namely capital, income, sales volume, production output, religiousness and ability to give alms.Keywords: Empowerment of UMI, LAZISMU, Dana Infaq and SadaqahREFERENCESEl-Khosht, Mohamed Osman. Tanap Tahun. Fiqh Wanita: Dari Klasik Sampai Modern. Terjemahan oleh.Abu Ihmadillaha. 2013. Solo: Tinta Medina.Hafidhuddin, Didin. 1998. Panduan Praktis Tentang Zakat,Infaq, dan Shadaqah. Jakarta: Gema Insani.Hafidhuddin, Didin. 2002. Zakat Dalama perekonomian Modern.Jakarta: Gema Insani Press.Kartasasmita, G. 1996. Pembangunan Untuk Rakyat: Memadukan Pertumbuhan dan Pemerataan. Jakarta: CIDES.Kurniawan, Beni. 2012. Manajemen Sedekah (Metode Pelipatgandaan Harta dengan Mudah). Tangerang: Jelajah Nusa.Lindrayanti. 2003. Sikap Kewirausahaan Dalam Hubungannya Dengan Keberhasilan Usaha Pedagang Buah Di Pasar Guntur Garut. Skripsi tidak diterbitkan. Bandung Upi. Metrotvnews. 2018. Perempuan Potensi Penggerak UMKM. (Online) (http://ekonomi.metrotvnews.com/mikro/eN4Xwq1N-perempuan-potensi-penggerak-umkm, diakses 16 Oktober 2018)Multifiah. 2011. ZIS Untuk Kesejahteraan. Malang: UB Press.Nasution, Busyira. 2011. Peran Strategis BAZNAS dan LAZ menuju Pengelolaan zakat yang efisien (Online). (http://nasutionbusyraa.wordpress.com, diakses 18 September 2016).Qardhawi, Yusuf. 2007. Hukum Zakat. Terjemahan. Jakarta: Pustaka Litera Antar Nusa.Rozalinda. 2013. Peran Wakaf Dalam Pemberdayaan Ekonomi Perempuan. Kajian Gender, 39-62.Sanrego, D. Yulizar dan Moch Taufiq. 2016. Fiqih Tamkin (Fiqih Pemberdayaan). Jakarta: Qisthi Press.Siregar, Hermanto. 2006. Meletakkan Kembali Dasar-Dasar PembangunanEkonomi yang Kokoh. Kongres XVI Ikatan Sarjana Ekonomi Indonesia (ISEI). Manado.SKY.2016. Perempuan Pegang 60% Usaha Mikro/UKM di Indonesia. (Online) (http://www.langitperempuan.com/perempuan-pegang-60-usaha-mikroukm-di-indonesia/, diakses 8 Januari 2017).Sudarsono, Heri. 2008. Bank & Lembaga Keuangan Syari'ah Deskripsi dan Ilustrasi Edisi Ketiga. Yogyakarta: Indonesia.Suharto, Edi. (2009). Membangun Masyarakat Memberdayakan Rakyat Kajian Strategis Pembangunan Kesejahteraan Sosial & Pekerjaan Sosial. Bandung: Refika Aditama.Suryana. 2003. Kewirausahaan: Pedoman Praktis Kiat dan Proses Menuju Sukses. Jakarta : Salemba Empat.Syahatah, Husein. Tanpa Tahun. Ekonomi Rumah Tangga Muslim. Terjemahanoleh H. Dudung Rahmat Hidayat. 1988. Jakarta: Gema Insani.Tambunan, Tulus T.H. 2009. UMKM di Indonesia. Bogor: Ghalia Indonesia.Undang-Undang Nomor 11 tahun 2005. Tentang Pengesahan Hak-Hak Ekonomi, Sosial Dan BudayaUndang-Undang Nomor 12 tahun 2005.Tentang Pengesahan Internasional Covenant on Civil and Political Rights.Undang-Undang Nomor 20 Tahun 2008. Tentang UMKM (Usaha Mikro, Kecil, dan Menengah).
The Purpose of this research is to Find out the effect of macro economics factor including syaria economics like SBIS, JUB, and Inflation Rare in effect to Exchange rate Agaisnt US Dollar, in Long Term or Short Term in 2012-2017. This Research is a quantitative research using data time series. method used in this research is multiple linear regression with monthly data in 2012-2017 period. this research use data gained from the Central Statistic Agency (BPS) and Indonesia Economic Finance Statistic (SEKI). Result of this Research showed partialy, Bank of Indonesia Syaria Certificate and Total Issued Money are positively and significantly effecting exchange rate against US Dollar in 2012-2017 Period, in the other hand Inflation Rate are negatively and not significantly effecting the exchange rate against US Dollar in 2012-2017 Period. Simultaniously, Bank of Indonesia syaria Ceritificate (SBIS), Total Issued Money (JUB), and Inflation Rate are significantly effecting the exchange rate against US Dollar in 2012-2017 Period.Key Words : Exchange Rate, SBIS, JUB, InflationREFFERENCESAl-Qur'an. 2014. Al-Qur'an dan Terjemahannya. Kementrian Arab Saudi. Medinah: Kompleks Percetakan Al-Qur'an Raja Fahd.Anshori, Muslich dan Sri Iswati. 2009. Buku Ajar Metedologi Penelitian Kuantitatif. Surabaya: Airlangga University Press.Al-Maliki, Abdurrahman, 2001, Politik Ekonomi Islam, Terj. Ibnu Sholah, Al-Izzah, Bangil.Ardrabiz. 2011. Pengaruh Tingkat Inflasi Terhadap Kurs Valuta Asing.(diakses pada 5 Maret 2018 di https://arda.biz/ekonomi/analisis-fundamental-ekonomi/pengaruh-inflasi-terhadap-kurs/)Bank Indonesia. Peraturan Bank Indonesia (PBI) Nomor 10/11/PBI/2008 Tentang SBIS (Sertifikat Bank Indonesia Syariah)Atmaja, Surja Adwin. 2002. "Analisa Pergerakan Nilai Tukar Rupiah terhadap Dollar Amerika Setelah Diterapkan Kebijakan Sistem Nilai Tukar Mengambang Bebas di Indonesia". Dalam Jurnal Ekonomi Akuntansi dan Keuangan, Volume 4 No. 1. Hal 68-78. Universitas Kristen Petra.Chapra, M. Umer. 2000. Sistem Moneter Islam, Jakarta: Gema Insani Press.Deliarnov. 1995. Pengantar Ekonomi Makro. Jakarta: UI-Press.Triyono. 2008. "Analisis Perubahan Kurs Rupiah Terhadap Dollar Amerika". Jurnal Ekonomi Pembangunan Vol.9 No. 2 Hal-156-157. Surakarta: Fakultas Ekonomi Universitas Muhammadiyah.Samuelson, Paul dan William D. Nordhaus. 2004. Ilmu Makroekonomi. Edisi 17. Jakarta: PT. Media Global Edukasi.Sugiarto, dkk. 2013. "Mekanisme Transmisi Kebijakan Moneter di Indonesia Melalui Sistem Moneter Syariah". Fakultas Ekonomi dan Bisnis Islam UIN SU.Mankiw, Gregory N. 2006. Makroekonomi. Edisi keenam. Jakarta: PT.Erlangga.Herlambang, dkk. 2002. Ekonomi Makro: Teori, Analisis, dan Kebijakan. Jakarta: PT.Gramedia Pustaka Utama.Miskhin, Frederic S. 2008. Ekonomi Uang, Perbankan, dan Pasar Keuangan. Edisi Sembilan, Jilid 2. Jakarta : Salemba Empat.Effendi, Ari Usman. 2012. Analisis Pengaruh Tingkat Inflasi, Tingkat Suku Bunga, Eskpor dan Impor Terhadap Nilai Kurs Mata uang Rupiah Atas Dolar Amerika Serikat Tahun 1998-2012.www.bi.go.id diakses pada 3 Maret 2018, 13:20www.bps.go.id diakses 3 Maret 2018, 15:00https://macroeconomicdashboard.feb.ugm.ac.id/perkembangan-moneter-2013-iii/.
The purpose of this research is to investigate the extent of the Intermediary Function aspect of the Zakat Core Principles that are applied in the management of BAZNAS in the Sidoarjo Regency, which then will be formulated solutions to strive for optimization. The results of the study showed that the information regarding the Zakat Core Principles had not yet reached the Sidoarjo Regency BAZNAS, which certainly had not been applied in its management activities. In its collection, the BAZNAS of Sidoarjo Regency focused on ASNs, but not as muzakki. In the distribution, there were no obstacles so that the ratio of distribution to funds collected was included in the effective or even very effective category, even the synergy between BAZ and LAZ was able to be created. Government support is most needed to optimize the performance of BAZNAS on the Intermediary Function aspect.Keywords: Management of BAZNAS, BAZNAS, Zakat Core Principles, Optimization of Intermediary Function
Purpose of the study: This study aims to explain the effect of Islamic Banking Intellectual Capital and Islamic Social Reporting on the Islamic Financial Performance Index of Sharia Bank Indonesia. Methodology: The data obtained in this study consisted of a total of 368 from annual financial reports and sustainability reports that were officially published by each Islamic bank in Indonesia. The analytical method used in this study is the Partial Least Square (PLS) method which is processed with SmartPLS 3 software. Main Findings: There is an essential influence on the implementation of Islamic Banking Intellectual Capital and Islamic Social Reporting on Islamic Financial Performance in Islamic Banking in Indonesia. This finding also shows that intellectual capital and social reporting by Islamic banks have a significant positive effect on the financial performance of Islamic banks in Indonesia. Applications of this study: This research will help next researchers to develop research in the banking world and can be used by banking institutions to become scientific input. Besides, mobilizing and using intangible resources properly will improve the financial performance of an organization. Novelty / Originality of this study: The existence of Islamic Banking Intellectual Capital combined with Islamic Social Reporting can affect and improve the competitiveness of Islamic Banking in Indonesia. This study will be a complete research and provide clear information for practitioners and academics.
Purpose of the study: This paper will discuss the application of maqasid al shariah as a benchmark in the Corruption Measurement Model (CMM) based on Maqasid Syariah. Dimensions to be assessed on maqasid al shariah based on the opinions of Syathibi include hifdzun Dhin, hifdzun an-nafsh, hifdzun al-aql, hifdzun an-nasl, and hifdzun al-maal. Methodology: In addition to successfully formulating all the relevant details of maqasid al shariah for corruption measurement, this study is the first research that uses quantitative methods like ANOVA on data from all provinces in Indonesia. Main findings: The result is the average score from the Corruption Measurement Model (CMM) in Indonesia which is found to be good enough. The empirical study using ANOVA shows that there is no significant difference in the maqasid dimension among provinces in Indonesia, with a significance of 0.05. Applications of this study: The results of this study enables researcher, practitioner and policy maker to understand the implication of corruption and its impact on the society. Novelty/ Originality of this study: The application of maqasid al shariah is tested to explain the impact of corruption on the inadequacy of infrastructure and inefficient bureaucracy.
The aim of this study is to understand how coastal moslem's creative economy development are. This study has used qualitative approach with study case strategy. Data collection has done by interviewing the informants i.e. Head of Kelurahan Sukolilo and Creative Industry's stakeholder nearby Kenjeran, Surabaya. The result of this study is an appropriate model to develop coastal moslem's socio-economics is a holistic-integrated developments. The model involved sort of stakeholders viz. fishermans, seafood crackers producers, the government, NGO's, and universities. Keywords : Coastal Communities, Creative Economy, Kenjeran, Sosio-Economic Development