Suchergebnisse
Filter
11 Ergebnisse
Sortierung:
The role of finance and business development service (BDS) in micro and small enterprise (MSE) development in Ethiopia
In: Occasional paper 5
Networking microfinance activities in Ethiopia: challenges and prospects
In: Occasional paper 1
Food grain marketing development in Ethiopia after the market reform 1990: A case study of Alaba Siraro District
In: Schriften zur internationalen Agrarentwicklung, 11
World Affairs Online
Micro and Small Enterprises (MSEs) Finance in Ethiopia: Empirical Evidence
In: Eastern Africa social science research review: a publication of the Organisation for Social Science Research in Eastern Africa and Southern Europe, Band 22, Heft 1, S. 63-86
ISSN: 1684-4173
This paper presents evidence on the state of micro and small enterprises (MSE) finance in Ethiopia from a survey of 1000 MSEs in six major towns conducted by the authors. The survey generated a rich data set in terms of coverage and detail on MSEs in Ethiopia, allowing in depth analysis of issues. This paper deals with the issue of MSE finance and is the first empirical work on trade credit in Ethiopia. It suggests a new venue to channel funds to MSEs by linking support to MSEs, suppliers credit and bank lending. It shows that friends/relatives, suppliers credit, and Iqub (rotating saving and credit associations) are the most important sources of finance in that order, with moneylenders used very rarely. Default on informal loans, contrary to the common view, is high. Participation (i.e. receiving and/or extending) in trade credit is wide spread. The amount involved (in both stock and flow terms) is also relatively high. Trade credit appears to be used as a substitute for bank loans. Contrary to the common belief that trade credit occurs between people with strong social ties, most MSEs that granted trade credit and those that received suppliers credit characterised their relation as 'business only'. More than half of the MSEs that granted trade credit also received suppliers credit whose amount exceeded what they received, suggesting that suppliers credit is being passed on to customers. Suppliers credit thus avails itself as a potential instrument for banks to channel finance to MSEs to improve their access to modern machinery/equipment/tools. This established practice could be extended to equipment-supplier-credit and/or equipment-leasing.
Correlates of business survival: empirical evidence on youth-owned micro and small enterprises in Urban Ethiopia
In: IZA Journal of development and migration, Band 8, Heft 1
ISSN: 2520-1786
AbstractThis paper investigates the effects of person-, firm-, industry-, and business strategy-specific characteristics on the survival of youth-owned urban micro and small enterprises in Ethiopia. It employs nonparametric and semi-parametric methodologies using a retrospective data. The hazard rate reaches the highest point at business 2 years for micro enterprises and 4 years for small enterprises. Owner-, firm-, and industry-specific characteristics are important factors for micro and small enterprises' (MSEs') survival. Marketing and financial management strategies are playing a crucial role on extending MSEs' survival duration. The study implies there should be more effective and longer period of support for micro than small enterprises.
Diagnostic study of providing micro-insurance services to low-income households in Ethiopia: An input to a national micro-insurnce strategy
This diagnostic evaluates formal and informal players operating at the low end of the insurance market and across various facets of the value chain. We analyzed micro-insurance market structures, provision platforms, and distribution channels and categorize market factors and trends affecting the expansion of the micro-insurance sector (considered the penetration of social welfare and other government support networks as alternative risk mitigating mechanisms) and offer recommendations and interventions with an objective to structure a framework for a national agricultural insurance strategy for the rural economy in Ethiopia. ; Non-PR ; IFPRI2; ESSP ; DSGD; PIM ; CGIAR Research Program on Policies, Institutions, and Markets (PIM)
BASE
The development of microfinance in Ethiopia: Proceeding of the conference on microfinance development in Ethiopia, Bahir Dar
Das Mikrofinanzwesen erfuhr in den 1980er und 1990er Jahren weltweit seinen Höhepunkt in der Armutsbekämpfung. Bis 1999 sind 1.500 Institute zur Mikrofinanzierung mit 54 Mio. Empfängern in 85 Entwicklungsländern in Asien, Lateinamerika und Afrika entstanden. Nach dem Vorbild der Grameen Bank in Bangladesch wurden auch in Äthiopien Mikrofinanzierungsinstitute aufgebaut. Die Vereinigung von äthiopischen Mikrofinanzierungsinstituten (AEMFI) veröffentlicht die vorliegenden Vorträge einer Konferenz in Bahir Dar, Äthiopien. Die Statistik behandelt die Daten bis zum Jahr 2000. (DÜI-Gbd)
World Affairs Online