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This timely text overviews theories, concepts, and contexts relating to the emerging field of behavioral economics. Research theories and data gathered across psychology, sociology, marketing, finance, and other relevant disciplines are synthesized to identify and elaborate on the defining aspects of consumer economic wellbeing. Against a background of consumer rights and responsibilities, the book discusses consumer phenomena of earning, spending, saving, and borrowing and their contributions to improving (and in some cases to worsening) economic wellness. In addition, the author presents effective ways consumers can be encouraged to navigate key economic environments such as the media, advertising, and the internet, and to change negative financial behaviors. (Publisher's description)

This timely text overviews theories, concepts, and contexts relating to the emerging field of behavioral economics. Research theories and data gathered across psychology, sociology, marketing, finance, and other relevant disciplines are synthesized to identify and elaborate on the defining aspects of consumer economic wellbeing. Against a background of consumer rights and responsibilities, the book discusses consumer phenomena of earning, spending, saving, and borrowing and their contributions to improving (and in some cases to worsening) economic wellness. In addition, the author presents effective ways consumers can be encouraged to navigate key economic environments such as the media, advertising, and the internet, and to change negative financial behaviors. Among the featured topics: Historical perspective on consumer economic wellbeing. Consumer financial capability and economic wellbeing. The role of government in promoting consumer economic wellbeing. Corporate social responsibility. Theories of online shopping and e-banking. Desirable and undesirable consumption behavior. Consumer Economic Wellbeing clarifies issues and provides insights for researchers in the fields of consumer psychology and economics, psychologists and mental health professionals, and policy analysts. It is also useful as a text for college courses in related subjects.

Under the global climate of educational reform, teachers are generally viewed with high expectation as change agents. However, there is less attention to contextual challenges teachers confront in the process of responding to education reform. This thesis reports on a study on teacher autonomy in response to College English (CE) curriculum reform in mainland China which emphasizes learner autonomy as a major curriculum goal. The research questions are: (1) How is teacher autonomy manifested in their conceptualization of learner autonomy? (2) How is teacher autonomy manifested in their response to perceived external constraints against learner autonomy? Tensions between accountability and responsibility are identified as a major issue in research on teacher autonomy. An alternative argument of harmonization between tensions is stated hypothetically. Based on a critical review of five main perspectives on teacher autonomy, i.e. behavioral, cognitive, contextual, political and psychological, theoretical gaps are identified with the proposal of a holistic perspective for investigation of the multiple dimensions of teacher autonomy. With critical synthesis of theoretical perspectives, and drawing on UNESCO's four pillars of education and traditional Chinese philosophies, a preliminary conceptual framework is proposed for the launch of the study. Three CE teachers were purposefully selected as research participants. Through analysis of interviews, class observations and documents, the data went through rounds of reduction process to derive themes that reveal patterns of teacher autonomy. Data analysis went through five stages, i.e. chronological data documentation, theme-based analysis within cases, cross-case analysis for parallel themes, cross-case analysis for developmental patterns and cross-chapter analysis for thesis construction. This study contributes to research on teacher autonomy contextually and theoretically. It depicts CE teachers' responses to contextual challenges, and discovers the dominant discourses which shape their responses to the curriculum reform. Primarily, a discourse of a hierarchical order of a one-way assessment system is identified, with a flow from course reviewers to teachers, from teachers to students. Another dominant discourse in CE curriculum reform is an emphasis on teaching techniques which hinder teachers from exploring deeper questions of 'what', 'why' and 'who'. A third dominant discourse is on performativity, which carries a constraining force against teacher autonomy as CE teachers are held accountable for conflicts among stereotyped curricular expectation, examination scores, students' evaluation and publication requirements. Theoretically, this study discovers three levels of teacher autonomy manifested in conceptualization and facilitation of learner autonomy. Teacher autonomy, according to this study, is not a static tension between the push for administrative accountability and the pull of educational responsibility, as suggested by much of the literature. Rather, it is an ongoing approximation to professional maturity. Another theoretical contribution of this study is a holistic perspective of teacher autonomy. It discovers a process of harmonizing accountability and responsibility through cultivation of the less visible inner self, which is just as important as the more visible outer self. Teacher autonomy is thus conceptualized as teachers' inner freedom to take responsibility to turn external constraints into learning opportunities, hence building a harmonious relationship between the self and the environment. ; published_or_final_version ; Education ; Doctoral ; Doctor of Philosophy