Suchergebnisse

Purpose
The purpose of this paper is to investigate the relationship between potential affecting factors and the local communities' willingness to pay (WTP) for housing earthquake insurance (HEI) in the context of ethnic minority communities.


Design/methodology/approach
A literature review was done to identify possible factors affecting WTP for HEI. Fieldwork was conducted in 2017 in Dali Minority Autonomous Prefecture, where the first Chinese HEI was launched in 2015. Interviews were done in two earthquake-prone counties, as the main ethnic minority communities in the area. A total of 536 questionnaires were collected and used as empirical data for testing the impacts mechanism.


Findings
Respondents' risk perception, risk exposure, self-prevention behaviors, government aid, insurance experience and sociodemographic characteristics were hypothesized as theoretical indicators correlated to WTP for HEI. Empirical analysis results predict that WTP for HEI is significantly influenced by risk perception, insurance experience, government aid, and age and out-migrating labors. It is evident that higher risk perception and more insurance experience lead to stronger desire for HEI coverage. However, dependency on government aid negatively affects WTP for HEI. Moreover, WTP for HEI is negative in relation to age and out-migrating labors. Surprisingly, ethnic-culture factors were not statistically significant to WTP for HEI.


Originality/value
This paper is an attempt to identify and verify factors affecting WTP for HEI, bridging the gap of inadequate research on WTP for HEI in ethnic minority communities.

Front Cover -- Contents -- Foreword -- Acknowledgments -- Abbreviations -- Overview -- Part I -- Chapter 1 Foreign Direct Investment and Global Value Chains -- Key findings -- Global value chains: Definition, measurement, and archetypes -- Foreign direct investment and global value chains are mutually reinforcing -- International production networks -- Hyperspecialization -- Leveraging foreign direct investment to upgrade into new global value chain archetypes -- Chapter 2 Multinational Corporations Shape Global Value Chain Development -- Key findings

China's recent economic growth has expanded industrialization and urbanization, upgraded consumption, increased social mobility, and initiated a shift from an economy based on agriculture to one based on industry and services. However, more than half of China's people still live in rural areas-where average income per capita is less than a third of the urban average.China has adopted a new development paradigm in its 11th Five-Year Plan (covering 2006-11), emphasizing the building of a Harmonious Society (he xie she hui) with more balanced development across regions. The new development paradigm adopts a "scientific view of the development process" that emphasizes sustainable growth and "people-centered." The government has increased its commitment to pro-poor, pro-rural programs, with attention being turned toward relative poverty reduction and narrowing the rural-urban income divide. Informatization-defined as the transformation of an economy and society driven by information and communications technology (ICT)-is increasingly being explored as a way of helping poor people.

IT-based services : global outlook -- Country competitiveness in the global market of IT-based services -- Policy options to enhance competitiveness -- Dimensions of the LRI : what is needed to be competitive? The LRI model -- Applying the LRI model to the United States, India, Indonesia, and Kenya -- Talent pool -- Cost -- Infrastructure -- Business and living environment -- Risk -- Market maturity -- Using the LRI to improve the IT/ITES landscape in Kenya and Indonesia -- Impact on the economy