Suchergebnisse

V pričujočem delu se avtorica loteva raziskovanja terapevtovega doživljanja terapevtskega odnosa in sicer skozi prizmo navezanosti. Teoretični uvod tako predstavlja podrobno predstavitev teorije navezanosti od Bowlbyja naprej. Avtorica pregleda zgodovino koncepta kot tudi njegov razvoj in etiologijo. Drugi del teoretičnega uvoda je sestavljen iz predstavitve koncepta terapevtskega delovnega odnosa in njegove implikacije za terapevtsko delo. Avtorica se znova poglobi v razumevanje koncepta in skuša slediti njegovemu razvoju. Delo nato preide na raziskovalni del. Avtorico je zanimalo, kako terapevti doživljajo terapevtski odnos skozi lečo navezanosti. Za ta namen je terapevtski odnos razdelila na tri faze – fazo prednavezanosti, ki jo zaznamuje vzpostavljanje kontakta in učenje pravil terapevtskega dela, sledi ji faza oblikovanja navezanosti, kjer je dinamika že utečena, klienti pa opažajo prve spremembe v svojem življenju, in zadnja faza, torej faza navezanosti, ki jo oblikuje visoka stopnja zaupanja, jasna komunikacija med klientom in terapevtom in dobra delovna aliansa. Avtorica je za namen naloge intervjuvala osem terapevtov in podatke, pridobljene v teh intervjujih analizirala s pomočjo kvalitativne metode fenomenološke raziskave. Ugotovitve so pokazale, da se doživljanje terapevtov v veliki meri sklada z do sedaj aktualno teorijo. V fazi prednavezanosti so terapevti poročali o tem, da se odnos šele oblikuje, zaupanje vzpostavlja, komunikacija še usklajuje. V fazi oblikovanja navezanosti terapevti poročajo o naraščajočem zaupanju in opažanju sprememb in v zadnji fazi poročajo o močni navezanosti in z rastjo odnosa vedno bolj enakovreden odnos med terapevtom in klientom. To je tudi obdobje, ko klient in terapevt načrtujeta zaključek. Raziskovalno delo je avtorici ponudilo vpogled v globoko doživljanje terapevtskih odnosov s strani terapevta, spoznala je izzive, s katerimi se terapevti srečujejo pri svojem delu, pa tudi dobrobiti terapevtskega dela. V svojem delu je avtorica izpostavila tudi pomanjkanje informacij s področja raziskovanja terapevtske perspektive. ; In the current master thesis, the author is exploring a therapists' perception of psychotherapy process through the lens of attachment. The theoretical part consists of precise description of ontogeny of the attachment theory from his beginner, John Bowlby. The author follows the history and etiology of the mentioned concept. The other part of the master thesis consists of presentation of the working alliance concept and its indication for therapeutic work. Author tries to get an overall understanding about the concept, its origins and current implications. In the current master thesis, the author was interested in therapists' perception of psychotherapy relationship through the attachment perspective. To enquire about it she divided the attachment process on three main stages – the preattachment stage, characterized by first contact and establishment of communication, second stage, namely attachment in the making stage, where the trust and therapy framework is already established and clients can see first changes, and last, third phase that is the attachment phase, where therapist and clients have high level of trust, good communication and good working alliance. Author interviewed eight therapists and analyzed the information from the interviews via phenomenological research. Results have shown that the way therapists from the research see their relationships folds well with the current theory from the field. In the preattachment stage the therapist spoke about the way the relationship has yet to be built, the trust has yet to be gained and communication is still on shaky grounds. In the second, attachment in the making phase, therapists observe deeper trust, clients start seeing changes in their lives and in the last, attachment phase they describe the relationship as of one of strong attachment. With continuation of the relationship the relationship itself become more of an equal one and is, as such, slowly transcending into the conclusion phase. The research work enabled the author to see the depth of the therapists' experiencing of the relationships they make with their clients, she get to know the challenges of the therapeutic relationships and also the benefits of it. As a conclusion, the author exposes the lack of information available on research done of exploring the therapists' perspective.

Raziskovalno delo se ukvarja s problemom neobjektivnosti ter vse večjega števila napak, ki jih delajo bonitetne agencije. Še posebej pozorni bomo na tri največje agencije na svetu, to so: S&P, Moody's ter Fitch, ki skupaj zavzemajo več kot 95% celotnega bonitetnega trga. Podrobneje si bomo ogledali pretekle finančne/gospodarske krize in napačno vrednotenje ameriških propadlih koncernov. Napačne bonitetne ocene, ki so prenizke ali previsoke, imajo velik vpliv na določene, za državo zelo pomembne, parametre. Višjo bonitetno oceno kot dobi država, po nižjih stroški se bo lahko zadolževala in obratno. Do neobjektivnosti pri vrednotenju pride iz večih razlogov. Najpogostejši razlog je profitni motiv agencij, ki privede do konflikta interesov. Agencije v veliki večini poslujejo po poslovnem modelu "izdajatelj plača", kar pomeni, da je naročnik in plačnik ocene, izdajatelj vrednostnega papirja. Ker agencije plača nekdo, kogar morajo objektivno oceniti, prihaja do konflikta interesov, saj so v osnovi agencije profitne institucije, ki poslujejo z enormno visokimi dobički. Problem se nahaja tudi v skoncentriranosti agencij na območju Združenih držav Amerike in zelo omejenem številu agencij, kar priča o oligopliji ter pomanjkanju konkurence. V zgodovini se je pojavilo veliko primerov, v katerih so bonitetne agencije storile hude napake in te napake so nosile posledice. Ugotovimo pa lahko tudi, da agencije niso znale niti pravočasno predvideti prihajajočih finančnih kriz in pred njimi posvariti. ; This research work deals with the problem of the lack of objectivity and a growing number of errors made by the credit rating agencies. Particular attention will be given to the three largest agencies in the world, namely: S&P, Moody's and Fitch, which together occupy more than 95% of the total credit market share. We will analyse this against several practical examples of past financial crises as well as defaulting of major US corporations such as Enron, Lehman Brothers, AIG and others. Misratings, whether too low or too high, have a significant impact on certain important parameters of a given country. The higher the rating a country gets, the lower its cost of borrowing will be, and vice versa. The lack of objectivity in the evaluation process occurs for several reasons. Most commonly, the reason is the profit motive of the agencies, which leads to a conflict of interest. Agencies in the vast majority operate on a business model following the "issuer pays" principle, which means that the client and payer of the ratings is the issuer of the security. Since the agencies get paid by someone whom they should objectively evaluate, this creates a conflict of interests, given the fact that they are essentially profitable institutions with enormously high earnings. Additional problem lies in the high concentration of agencies in the territory of the United States as well as in the limited number of operating agencies on a whole, reflecting the oligopoly of the markert and a severe lack of competition. There are a lot of historical examples in which credit rating agencies committed serious errors which carried consequences. We can also conclude, that the agencies have failed to accuretely anticipate and warn of the upcoming financial crises.