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Mediatisation of Political Talk Shows on LRT TV Channel in Period of 2017-2018 The main purpose of this study is to measure the degree of mediatisation in political talk shows broadcasted by the national broadcaster (LRT TV channel). Although there have been discussions of mediatisation in Lithuania for several years, there were no real attempts to measure the degree of mediation in Lithuanian media. This study is the first attempt. The impact of television on public opinion is enormous. Private TV channels are heavily influenced by the demand from audience, as they are trying to create broadcasts that get the most interest from audience and in this way increase the revenues. The national broadcaster is in a different situation, as it is financed by the government and has one main task - to respond to the main defined principles: pluralism, universality and independence. In this master thesis it is used quantitative research and content analysis. Theoretical basis of the master thesis is derived from J. Strömbäck's theory of mediatisation phases. This theory is complemented by D. McQuail's main principles that are important for maintaining the confidence of the audience and the qualities that Herkman distinguishes, which are characterized by mediated policies. In order to measure the media coverage of the LRT channel, a special measurement tool was created as well as coding protocol that will encode specific broadcast values. This tool was created based on the experience of foreign research and adapted to the case of Lithuania. This allows us to make comparisons of the factors studied in different countries. The study distinguishes three main factors, the intensity of which allows to determine which phase of the mediation is the political talk show, broadcasted by LRT TV channel: intervention, framing and personalization. In the conclusions of the thesis it is analysed the values obtained by each factor separately, evaluated their dynamics between the analysed TV talk shows, compared them with similar studies carried out in the USA, Great Britain and Australia, analysed what determines the differences between the countries and what determines the dominant logic of LRT as well the future trends are also discussed. Identifying the current status quo of mediatisation enables opportunities to observe future developments, in different historical contexts, to expand the study both vertically and horizontally. Mediatisation studies are very important for the society as well as for the management of the national broadcaster, because an independent and democratic society has one of the key expectations - to know how their perception are constructed.

Mediatisation of Political Talk Shows on LRT TV Channel in Period of 2017-2018 The main purpose of this study is to measure the degree of mediatisation in political talk shows broadcasted by the national broadcaster (LRT TV channel). Although there have been discussions of mediatisation in Lithuania for several years, there were no real attempts to measure the degree of mediation in Lithuanian media. This study is the first attempt. The impact of television on public opinion is enormous. Private TV channels are heavily influenced by the demand from audience, as they are trying to create broadcasts that get the most interest from audience and in this way increase the revenues. The national broadcaster is in a different situation, as it is financed by the government and has one main task - to respond to the main defined principles: pluralism, universality and independence. In this master thesis it is used quantitative research and content analysis. Theoretical basis of the master thesis is derived from J. Strömbäck's theory of mediatisation phases. This theory is complemented by D. McQuail's main principles that are important for maintaining the confidence of the audience and the qualities that Herkman distinguishes, which are characterized by mediated policies. In order to measure the media coverage of the LRT channel, a special measurement tool was created as well as coding protocol that will encode specific broadcast values. This tool was created based on the experience of foreign research and adapted to the case of Lithuania. This allows us to make comparisons of the factors studied in different countries. The study distinguishes three main factors, the intensity of which allows to determine which phase of the mediation is the political talk show, broadcasted by LRT TV channel: intervention, framing and personalization. In the conclusions of the thesis it is analysed the values obtained by each factor separately, evaluated their dynamics between the analysed TV talk shows, compared them with similar studies carried out in the USA, Great Britain and Australia, analysed what determines the differences between the countries and what determines the dominant logic of LRT as well the future trends are also discussed. Identifying the current status quo of mediatisation enables opportunities to observe future developments, in different historical contexts, to expand the study both vertically and horizontally. Mediatisation studies are very important for the society as well as for the management of the national broadcaster, because an independent and democratic society has one of the key expectations - to know how their perception are constructed.

Mediatisation of Political Talk Shows on LRT TV Channel in Period of 2017-2018 The main purpose of this study is to measure the degree of mediatisation in political talk shows broadcasted by the national broadcaster (LRT TV channel). Although there have been discussions of mediatisation in Lithuania for several years, there were no real attempts to measure the degree of mediation in Lithuanian media. This study is the first attempt. The impact of television on public opinion is enormous. Private TV channels are heavily influenced by the demand from audience, as they are trying to create broadcasts that get the most interest from audience and in this way increase the revenues. The national broadcaster is in a different situation, as it is financed by the government and has one main task - to respond to the main defined principles: pluralism, universality and independence. In this master thesis it is used quantitative research and content analysis. Theoretical basis of the master thesis is derived from J. Strömbäck's theory of mediatisation phases. This theory is complemented by D. McQuail's main principles that are important for maintaining the confidence of the audience and the qualities that Herkman distinguishes, which are characterized by mediated policies. In order to measure the media coverage of the LRT channel, a special measurement tool was created as well as coding protocol that will encode specific broadcast values. This tool was created based on the experience of foreign research and adapted to the case of Lithuania. This allows us to make comparisons of the factors studied in different countries. The study distinguishes three main factors, the intensity of which allows to determine which phase of the mediation is the political talk show, broadcasted by LRT TV channel: intervention, framing and personalization. In the conclusions of the thesis it is analysed the values obtained by each factor separately, evaluated their dynamics between the analysed TV talk shows, compared them with similar studies carried out in the USA, Great Britain and Australia, analysed what determines the differences between the countries and what determines the dominant logic of LRT as well the future trends are also discussed. Identifying the current status quo of mediatisation enables opportunities to observe future developments, in different historical contexts, to expand the study both vertically and horizontally. Mediatisation studies are very important for the society as well as for the management of the national broadcaster, because an independent and democratic society has one of the key expectations - to know how their perception are constructed.

Linguistic Expressions Creating Negative Image of Refugees in DELFI News Portal The aim of this MA thesis is to analyze collocations of the token refugee, and nouns of negative connotation in a broader context, and find out what linguistic constructs are used to convey the negative image of refugees in the DELFI news portal. Also, to determine what traits of hate speech are used to form this negative image. The material of this study consists of corpora compiled by the author of this paper and is based on all articles published on the DELFI from 2011 to 2017 November that had the token refugee mentioned at least once. The total amount of words of the corpora is 2 963 152. The corpora is available at Vilnius university, Faculty of Philology, Institute of Applied Linguistics studies department. After analyzing the token's refugee grammatical forms, the use of feminine and masculine gender, and corpora's most common negative nouns, three collocations were discovered to be most commonly used: war refugees, refugee problem and refugee crisis. After carrying out the analysis of the most common words that go with these collocations, it was decided to concentrate only on those examples that portray refugees in a negative context. While analysing the data both quantitative (corpus linguistics) and qualitative methods were applied and 49 examples were examined. Given the results of the study, the following conclusions can be drawn. The negative image of refugees is constructed by comparing them with terrorists, portraying them as a mass or a group of people, avoiding to show them as individuals, and naming groups of them as objects that can be shared (sharing the burden of refugee crisis, the question of further sharing). The use of water metaphors (tide, flood, flow) create the impression that refugees pose an unstoppable and destructive effect. It was also discovered that refugees are often portrayed within negative themes, the presented information about them is half true or false, refugees are frequently named next to other negative phenomena of the time (terrorist attacks, economic migrants). Furthermore, refugees are portrayed as a threat and danger to society, and politicians, journalists, and columnists tend to use negatively connotated lexis that incite fear for safety (real danger, potential threat). These findings could be useful for linguists, sociologists, and journalists, and contribute to the improvement of the refugee image, taking notice in media's and country leaders' publicly used lexis.

Linguistic Expressions Creating Negative Image of Refugees in DELFI News Portal The aim of this MA thesis is to analyze collocations of the token refugee, and nouns of negative connotation in a broader context, and find out what linguistic constructs are used to convey the negative image of refugees in the DELFI news portal. Also, to determine what traits of hate speech are used to form this negative image. The material of this study consists of corpora compiled by the author of this paper and is based on all articles published on the DELFI from 2011 to 2017 November that had the token refugee mentioned at least once. The total amount of words of the corpora is 2 963 152. The corpora is available at Vilnius university, Faculty of Philology, Institute of Applied Linguistics studies department. After analyzing the token's refugee grammatical forms, the use of feminine and masculine gender, and corpora's most common negative nouns, three collocations were discovered to be most commonly used: war refugees, refugee problem and refugee crisis. After carrying out the analysis of the most common words that go with these collocations, it was decided to concentrate only on those examples that portray refugees in a negative context. While analysing the data both quantitative (corpus linguistics) and qualitative methods were applied and 49 examples were examined. Given the results of the study, the following conclusions can be drawn. The negative image of refugees is constructed by comparing them with terrorists, portraying them as a mass or a group of people, avoiding to show them as individuals, and naming groups of them as objects that can be shared (sharing the burden of refugee crisis, the question of further sharing). The use of water metaphors (tide, flood, flow) create the impression that refugees pose an unstoppable and destructive effect. It was also discovered that refugees are often portrayed within negative themes, the presented information about them is half true or false, refugees are frequently named next to other negative phenomena of the time (terrorist attacks, economic migrants). Furthermore, refugees are portrayed as a threat and danger to society, and politicians, journalists, and columnists tend to use negatively connotated lexis that incite fear for safety (real danger, potential threat). These findings could be useful for linguists, sociologists, and journalists, and contribute to the improvement of the refugee image, taking notice in media's and country leaders' publicly used lexis.

Linguistic Expressions Creating Negative Image of Refugees in DELFI News Portal The aim of this MA thesis is to analyze collocations of the token refugee, and nouns of negative connotation in a broader context, and find out what linguistic constructs are used to convey the negative image of refugees in the DELFI news portal. Also, to determine what traits of hate speech are used to form this negative image. The material of this study consists of corpora compiled by the author of this paper and is based on all articles published on the DELFI from 2011 to 2017 November that had the token refugee mentioned at least once. The total amount of words of the corpora is 2 963 152. The corpora is available at Vilnius university, Faculty of Philology, Institute of Applied Linguistics studies department. After analyzing the token's refugee grammatical forms, the use of feminine and masculine gender, and corpora's most common negative nouns, three collocations were discovered to be most commonly used: war refugees, refugee problem and refugee crisis. After carrying out the analysis of the most common words that go with these collocations, it was decided to concentrate only on those examples that portray refugees in a negative context. While analysing the data both quantitative (corpus linguistics) and qualitative methods were applied and 49 examples were examined. Given the results of the study, the following conclusions can be drawn. The negative image of refugees is constructed by comparing them with terrorists, portraying them as a mass or a group of people, avoiding to show them as individuals, and naming groups of them as objects that can be shared (sharing the burden of refugee crisis, the question of further sharing). The use of water metaphors (tide, flood, flow) create the impression that refugees pose an unstoppable and destructive effect. It was also discovered that refugees are often portrayed within negative themes, the presented information about them is half true or false, refugees are frequently named next to other negative phenomena of the time (terrorist attacks, economic migrants). Furthermore, refugees are portrayed as a threat and danger to society, and politicians, journalists, and columnists tend to use negatively connotated lexis that incite fear for safety (real danger, potential threat). These findings could be useful for linguists, sociologists, and journalists, and contribute to the improvement of the refugee image, taking notice in media's and country leaders' publicly used lexis.

Linguistic Expressions Creating Negative Image of Refugees in DELFI News Portal The aim of this MA thesis is to analyze collocations of the token refugee, and nouns of negative connotation in a broader context, and find out what linguistic constructs are used to convey the negative image of refugees in the DELFI news portal. Also, to determine what traits of hate speech are used to form this negative image. The material of this study consists of corpora compiled by the author of this paper and is based on all articles published on the DELFI from 2011 to 2017 November that had the token refugee mentioned at least once. The total amount of words of the corpora is 2 963 152. The corpora is available at Vilnius university, Faculty of Philology, Institute of Applied Linguistics studies department. After analyzing the token's refugee grammatical forms, the use of feminine and masculine gender, and corpora's most common negative nouns, three collocations were discovered to be most commonly used: war refugees, refugee problem and refugee crisis. After carrying out the analysis of the most common words that go with these collocations, it was decided to concentrate only on those examples that portray refugees in a negative context. While analysing the data both quantitative (corpus linguistics) and qualitative methods were applied and 49 examples were examined. Given the results of the study, the following conclusions can be drawn. The negative image of refugees is constructed by comparing them with terrorists, portraying them as a mass or a group of people, avoiding to show them as individuals, and naming groups of them as objects that can be shared (sharing the burden of refugee crisis, the question of further sharing). The use of water metaphors (tide, flood, flow) create the impression that refugees pose an unstoppable and destructive effect. It was also discovered that refugees are often portrayed within negative themes, the presented information about them is half true or false, refugees are frequently named next to other negative phenomena of the time (terrorist attacks, economic migrants). Furthermore, refugees are portrayed as a threat and danger to society, and politicians, journalists, and columnists tend to use negatively connotated lexis that incite fear for safety (real danger, potential threat). These findings could be useful for linguists, sociologists, and journalists, and contribute to the improvement of the refugee image, taking notice in media's and country leaders' publicly used lexis.

The object of the research is industrial hemp (Cannabis sativa L.), which belongs to the Cannabaceae family. Hemp contains molecular components named cannabinoids, two of which have special qualities. Tetrahydrocannabinol (THC), which affects the human psyche, and Cannabidiol (CBD), which works to reduce its effects. Industrial hemp is characterized by its low amount of THC and high amount of CBD. The European Union allows for the cultivation of varieties of industrial hemp with a low (no more than 0,2 %) content of tetrahydrocannabinol. Seven hemp varieties collected from different regions of Lithuania were studied in this research. The aim of this research is to analyze the quantitative composition of cannabinoids found in the aerial parts of varieties of industrial hemp (Cannabis sativa L.) grown in Lithuania. To reach the aim, the following objectives were formulated: to collect the aerial parts of the industrial hemp (Cannabis sativa L.), to dry them, and to prepare samples for experimental analysis; using the gas chromatography method, to identify and qualitatively evaluate the variations in cannabinoid content in samples of industrial hemp collected from various regions of Lithuania; to determine the distribution of the quantity of these compounds in industrial hemp samples of different variety. The results of the research: using the gas chromatography method, based on retention time, three main cannabinoids were identified: cannabidiol, tetrahydrocannabinol, cannabigerol (CBD – 10.97 min., THC – 20.46 min., CBG – 20.70 min.). The overall distribution of these main cannabinoids, which were collected from samples of industrial hemp grass from different regions of Lithuania, varied from 51.81µg/ml to 734.45 µg/ml. The highest quantities of cannabidiol and cannabigerol were found in samples of the "Futura 75" variety of grass, which were collected from the village of Viešintai, district of Anykščiai, 678.31 ± 46.83µg/mland 36.87 ± 8.04 µg/mlrespectively. The lowest amount of cannabidiol was found in a sample of the "Felina 32" variety of grass (4.21 ± 4.78 µg/ml), which was harvested from the village of Upytė, district of Panevėžys. The lowest amount of cannabigerol was found to be in samples of the "Virtus Rugo" variety of grass (4.58 ± 2.37 µg/ml). The highest amount of tetrahydrocannabinol was found in female samples of industrial hemp collected from the village of Kadrėnai, district of Kupiškis, - 24.76 ± 4.47µg/ml, while the lowest quantity of this compound was found in a sample of the "Felina 32" – 0.43± 0.12 µg/ml

The object of the research is industrial hemp (Cannabis sativa L.), which belongs to the Cannabaceae family. Hemp contains molecular components named cannabinoids, two of which have special qualities. Tetrahydrocannabinol (THC), which affects the human psyche, and Cannabidiol (CBD), which works to reduce its effects. Industrial hemp is characterized by its low amount of THC and high amount of CBD. The European Union allows for the cultivation of varieties of industrial hemp with a low (no more than 0,2 %) content of tetrahydrocannabinol. Seven hemp varieties collected from different regions of Lithuania were studied in this research. The aim of this research is to analyze the quantitative composition of cannabinoids found in the aerial parts of varieties of industrial hemp (Cannabis sativa L.) grown in Lithuania. To reach the aim, the following objectives were formulated: to collect the aerial parts of the industrial hemp (Cannabis sativa L.), to dry them, and to prepare samples for experimental analysis; using the gas chromatography method, to identify and qualitatively evaluate the variations in cannabinoid content in samples of industrial hemp collected from various regions of Lithuania; to determine the distribution of the quantity of these compounds in industrial hemp samples of different variety. The results of the research: using the gas chromatography method, based on retention time, three main cannabinoids were identified: cannabidiol, tetrahydrocannabinol, cannabigerol (CBD – 10.97 min., THC – 20.46 min., CBG – 20.70 min.). The overall distribution of these main cannabinoids, which were collected from samples of industrial hemp grass from different regions of Lithuania, varied from 51.81µg/ml to 734.45 µg/ml. The highest quantities of cannabidiol and cannabigerol were found in samples of the "Futura 75" variety of grass, which were collected from the village of Viešintai, district of Anykščiai, 678.31 ± 46.83µg/mland 36.87 ± 8.04 µg/mlrespectively. The lowest amount of cannabidiol was found in a sample of the "Felina 32" variety of grass (4.21 ± 4.78 µg/ml), which was harvested from the village of Upytė, district of Panevėžys. The lowest amount of cannabigerol was found to be in samples of the "Virtus Rugo" variety of grass (4.58 ± 2.37 µg/ml). The highest amount of tetrahydrocannabinol was found in female samples of industrial hemp collected from the village of Kadrėnai, district of Kupiškis, - 24.76 ± 4.47µg/ml, while the lowest quantity of this compound was found in a sample of the "Felina 32" – 0.43± 0.12 µg/ml

In recent years, it was began to talk more about alcohol harm to human and society. It happened because of new data appearance, which have shown that Lithuania ranks in third place of alcohol consumption per capita in Europe. WHO warns that alcohol consumption is one the most important factor of health damage and one of the key elements of the risk of early death. This organization suggests to use alcohol limiting measures for country governments. All these measures are divided by their effectiveness and scientific validity. The main aim of this study was to analyze and evaluate alcohol control policy in Lithuania on municipal level. In the first chapter evidence-based policy making is analyzing. There are provided such policy conception, types of evidence and evidence-based policy limitations. In the second chapter, conception of alcohol control policy and effective measures of alcohol limitation are provided. Third chapter is intended to legal regulation of Lithuanian alcohol policy and applicable alcohol limitation measures. Equally, government and municipal authorities which implements alcohol control policy are described. The last chapter of this study consists of qualitative and quantitative researches. Their aim was to determine and analyze opinion of society and qualified specialists about alcohol availability limitation measures and their implementation on municipal level. After the analysis of public and local government representatives reviews the recommendations for alcohol control policy development there introduced. All in all, it turned out that alcohol control is well regulated in Lithuania. There are plenty of legislation of alcohol control, but the main one of them is Law on Alcohol Control of the Republic of Lithuania. In this law the main alcohol limitation measures which are implemented by a wide network of various institutions are described. Some of these measures are allocated to municipal authorities. Attitudes of public and qualified specialists' representatives to alcohol limitation measures are positive. However, on behalf of this research, it turned out that portion of these measures are not effective and should be improved. Public opinion was to pay more attention to educational activities on alcohol harm to make alcohol policy more effective. On the other hand, qualified specialists stated that retail trade in alcohol licensing procedures should be improved, fines for non-compliance of alcohol policy should be increased, the political will must be developed, supervision of alcohol control should be passed to Department of Narcotics, Tobacco and Alcohol Control and funding for institutions which implement alcohol control should be increased on purpose to make alcohol control policy more effective.

In recent years, it was began to talk more about alcohol harm to human and society. It happened because of new data appearance, which have shown that Lithuania ranks in third place of alcohol consumption per capita in Europe. WHO warns that alcohol consumption is one the most important factor of health damage and one of the key elements of the risk of early death. This organization suggests to use alcohol limiting measures for country governments. All these measures are divided by their effectiveness and scientific validity. The main aim of this study was to analyze and evaluate alcohol control policy in Lithuania on municipal level. In the first chapter evidence-based policy making is analyzing. There are provided such policy conception, types of evidence and evidence-based policy limitations. In the second chapter, conception of alcohol control policy and effective measures of alcohol limitation are provided. Third chapter is intended to legal regulation of Lithuanian alcohol policy and applicable alcohol limitation measures. Equally, government and municipal authorities which implements alcohol control policy are described. The last chapter of this study consists of qualitative and quantitative researches. Their aim was to determine and analyze opinion of society and qualified specialists about alcohol availability limitation measures and their implementation on municipal level. After the analysis of public and local government representatives reviews the recommendations for alcohol control policy development there introduced. All in all, it turned out that alcohol control is well regulated in Lithuania. There are plenty of legislation of alcohol control, but the main one of them is Law on Alcohol Control of the Republic of Lithuania. In this law the main alcohol limitation measures which are implemented by a wide network of various institutions are described. Some of these measures are allocated to municipal authorities. Attitudes of public and qualified specialists' representatives to alcohol limitation measures are positive. However, on behalf of this research, it turned out that portion of these measures are not effective and should be improved. Public opinion was to pay more attention to educational activities on alcohol harm to make alcohol policy more effective. On the other hand, qualified specialists stated that retail trade in alcohol licensing procedures should be improved, fines for non-compliance of alcohol policy should be increased, the political will must be developed, supervision of alcohol control should be passed to Department of Narcotics, Tobacco and Alcohol Control and funding for institutions which implement alcohol control should be increased on purpose to make alcohol control policy more effective.

In recent years, it was began to talk more about alcohol harm to human and society. It happened because of new data appearance, which have shown that Lithuania ranks in third place of alcohol consumption per capita in Europe. WHO warns that alcohol consumption is one the most important factor of health damage and one of the key elements of the risk of early death. This organization suggests to use alcohol limiting measures for country governments. All these measures are divided by their effectiveness and scientific validity. The main aim of this study was to analyze and evaluate alcohol control policy in Lithuania on municipal level. In the first chapter evidence-based policy making is analyzing. There are provided such policy conception, types of evidence and evidence-based policy limitations. In the second chapter, conception of alcohol control policy and effective measures of alcohol limitation are provided. Third chapter is intended to legal regulation of Lithuanian alcohol policy and applicable alcohol limitation measures. Equally, government and municipal authorities which implements alcohol control policy are described. The last chapter of this study consists of qualitative and quantitative researches. Their aim was to determine and analyze opinion of society and qualified specialists about alcohol availability limitation measures and their implementation on municipal level. After the analysis of public and local government representatives reviews the recommendations for alcohol control policy development there introduced. All in all, it turned out that alcohol control is well regulated in Lithuania. There are plenty of legislation of alcohol control, but the main one of them is Law on Alcohol Control of the Republic of Lithuania. In this law the main alcohol limitation measures which are implemented by a wide network of various institutions are described. Some of these measures are allocated to municipal authorities. Attitudes of public and qualified specialists' representatives to alcohol limitation measures are positive. However, on behalf of this research, it turned out that portion of these measures are not effective and should be improved. Public opinion was to pay more attention to educational activities on alcohol harm to make alcohol policy more effective. On the other hand, qualified specialists stated that retail trade in alcohol licensing procedures should be improved, fines for non-compliance of alcohol policy should be increased, the political will must be developed, supervision of alcohol control should be passed to Department of Narcotics, Tobacco and Alcohol Control and funding for institutions which implement alcohol control should be increased on purpose to make alcohol control policy more effective.

The scholastic problem is reliability of Lithuanian insurance market. Lithuanian insurance market is sensitive to changes in the external environment; therefore this threatens the financial stability of the insurance market. Lithuanian insurance market is in stagnation period, this is confirmed by lower indexes of insurance development. In order to evaluate the position of the country's life and nonlife insurance market more accurately, it was expedient to evaluate the quantitative influence of the main economics and social factors. Therefore, calculations presented in the paper have been done on the basis of available statistical data – indirect indexes. The subject of the research is indexes of Lithuanian insurance market. The aim of the research is to analyse the processes of Lithuanian insurance market. Conclusions and results of the work are: the analysis of external environment helps estimate the main forces that insurance market cannot control but that have influence on financial indexes. The results showed that the main factors that have influence on growth of life insurance are inflation level and disturbance in international financial markets, and the main factors that have influence on growth of non-life insurance are decreasing demand of new cars, high number of damages, changing situation in the building market and elemental forces. The stagnation in Lithuanian insurance market is due to economic and social conditions that are disclosed by statistics indexes. The global economy experienced a slowdown and rising inflation, which was mainly caused by the rapid rise in food and energy prices. Course of events was related to international financial market crisis. The dramatic crisis in the international financial markets and its global repercussions are major challenges to the liberal economic system, demanding a rapid reaction from government and far-reaching efforts. Fluctuations in stock quotations have a direct impact on the profitability of insurance undertakings as well as the pension funds managed by life insurance undertakings that invest at least part of their funds in shares. The main economic factor is increasing unemployment that was influenced by the economic decline and by the rapid decrease in the number of job vacancies. Economic issues pointed up limited availability of wage restraint; therefore rising prices and falling purchasing power force residents to procure only indispensable commodities and services. The working capital turnover as well as slackened off settlements between business subjects impeded business conditions. Therefore these factors show that unfavourable situation in financial markets had a direct impact on the slowdown in the rate of growth of unit-linked life and nonlife insurance.

The scholastic problem is reliability of Lithuanian insurance market. Lithuanian insurance market is sensitive to changes in the external environment; therefore this threatens the financial stability of the insurance market. Lithuanian insurance market is in stagnation period, this is confirmed by lower indexes of insurance development. In order to evaluate the position of the country's life and nonlife insurance market more accurately, it was expedient to evaluate the quantitative influence of the main economics and social factors. Therefore, calculations presented in the paper have been done on the basis of available statistical data – indirect indexes. The subject of the research is indexes of Lithuanian insurance market. The aim of the research is to analyse the processes of Lithuanian insurance market. Conclusions and results of the work are: the analysis of external environment helps estimate the main forces that insurance market cannot control but that have influence on financial indexes. The results showed that the main factors that have influence on growth of life insurance are inflation level and disturbance in international financial markets, and the main factors that have influence on growth of non-life insurance are decreasing demand of new cars, high number of damages, changing situation in the building market and elemental forces. The stagnation in Lithuanian insurance market is due to economic and social conditions that are disclosed by statistics indexes. The global economy experienced a slowdown and rising inflation, which was mainly caused by the rapid rise in food and energy prices. Course of events was related to international financial market crisis. The dramatic crisis in the international financial markets and its global repercussions are major challenges to the liberal economic system, demanding a rapid reaction from government and far-reaching efforts. Fluctuations in stock quotations have a direct impact on the profitability of insurance undertakings as well as the pension funds managed by life insurance undertakings that invest at least part of their funds in shares. The main economic factor is increasing unemployment that was influenced by the economic decline and by the rapid decrease in the number of job vacancies. Economic issues pointed up limited availability of wage restraint; therefore rising prices and falling purchasing power force residents to procure only indispensable commodities and services. The working capital turnover as well as slackened off settlements between business subjects impeded business conditions. Therefore these factors show that unfavourable situation in financial markets had a direct impact on the slowdown in the rate of growth of unit-linked life and nonlife insurance.

The scholastic problem is reliability of Lithuanian insurance market. Lithuanian insurance market is sensitive to changes in the external environment; therefore this threatens the financial stability of the insurance market. Lithuanian insurance market is in stagnation period, this is confirmed by lower indexes of insurance development. In order to evaluate the position of the country's life and nonlife insurance market more accurately, it was expedient to evaluate the quantitative influence of the main economics and social factors. Therefore, calculations presented in the paper have been done on the basis of available statistical data – indirect indexes. The subject of the research is indexes of Lithuanian insurance market. The aim of the research is to analyse the processes of Lithuanian insurance market. Conclusions and results of the work are: the analysis of external environment helps estimate the main forces that insurance market cannot control but that have influence on financial indexes. The results showed that the main factors that have influence on growth of life insurance are inflation level and disturbance in international financial markets, and the main factors that have influence on growth of non-life insurance are decreasing demand of new cars, high number of damages, changing situation in the building market and elemental forces. The stagnation in Lithuanian insurance market is due to economic and social conditions that are disclosed by statistics indexes. The global economy experienced a slowdown and rising inflation, which was mainly caused by the rapid rise in food and energy prices. Course of events was related to international financial market crisis. The dramatic crisis in the international financial markets and its global repercussions are major challenges to the liberal economic system, demanding a rapid reaction from government and far-reaching efforts. Fluctuations in stock quotations have a direct impact on the profitability of insurance undertakings as well as the pension funds managed by life insurance undertakings that invest at least part of their funds in shares. The main economic factor is increasing unemployment that was influenced by the economic decline and by the rapid decrease in the number of job vacancies. Economic issues pointed up limited availability of wage restraint; therefore rising prices and falling purchasing power force residents to procure only indispensable commodities and services. The working capital turnover as well as slackened off settlements between business subjects impeded business conditions. Therefore these factors show that unfavourable situation in financial markets had a direct impact on the slowdown in the rate of growth of unit-linked life and nonlife insurance.