Distance and Internet Banking
In: The Changing Geography of Banking and Finance, S. 109-130
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In: The Changing Geography of Banking and Finance, S. 109-130
In: Growth and change: a journal of urban and regional policy, Band 39, Heft 2, S. 341-367
ISSN: 1468-2257
ABSTRACT By reducing the cost of performing isolated economic activities in remote areas, information technology might serve as a substitute for urban agglomeration. The paper assesses this hypothesis using data on Italian households' usage of the Internet, e‐commerce, and e‐banking. The results do not support the argument that the Internet reduces the role of distance. Internet usage is much more frequent among urban consumers than among their non‐urban counterparts. The use of e‐commerce is basically unaffected by the size of the city where the household lives. Geographically remote consumers are discouraged from purchasing goods by the fact that they cannot inspect them beforehand. Leisure activities and cultural items (i.e., books, CDs, and tickets for museums and theaters) are the only goods and services for which e‐commerce is used more in isolated areas. Finally, e‐banking bears no relationship to city size. In choosing a bank, non‐urban customers give more importance to personal acquaintance than do urban clients, partly because bank account holders in remote areas are more likely to have taken out a loan from their bank.
In: IMF Working Paper, S. 1-28
SSRN
In: Regional science policy and practice: RSPP, Band 11, Heft 5, S. 775-787
ISSN: 1757-7802
AbstractMembers of a regional community may derive disutility from interacting with individuals of other regional groups. Such a "preference for similar people", also known as homophily, favours segregation across communities and possibly leads to political secession. In this paper, we balance the advantage of separation (which favours cultural identity in a homogeneous community) against its economic costs. Indeed, both the prominence of domestic markets when barriers to foreign exchanges are high, and the costs needed to administer a newly‐born nation can make secession very costly. We show that, when it occurs a substantial increase in openness to international exchanges—as has actually happened under the European common market—the costs of separation will fall and the bias for sameness will be likely to prevail, leading to secession.
In: Journal of Empirical Legal Studies, Band 16, Heft 3, S. 479-514
SSRN
In: Journal of Regional Science, Band 57, Heft 2, S. 319-341
SSRN
In: IZA journal of labor policy, Band 4, Heft 1
ISSN: 2193-9004
We investigate the effectiveness of European Structural Funds on employment, population and house prices in 325 Local Labor Markets (LLM) located in Southern Italy. We exploit the variability in disbursements between 2007 and 2013 and estimate the impact of the interventions by allowing for LLM-specific fixed features and LLM-specific time trends. We find that the ability of these funds to offset the negative consequences of the economic crisis seems to have been limited.
In: IZA journal of European Labor Studies, Band 4, Heft 1
ISSN: 2193-9012
We investigate the effectiveness of European Structural Funds on employment, population and house prices in 325 Local Labor Markets (LLM) located in Southern Italy. We exploit the variability in disbursements between 2007 and 2013 and estimate the impact of the interventions by allowing for LLM-specific fixed features and LLM-specific time trends. We find that the ability of these funds to offset the negative consequences of the economic crisis seems to have been limited.
BASE
In: Bank of Italy Temi di Discussione (Working Paper) No. 1029
SSRN
Working paper
In: http://www.izajolp.com/content/4/1/20
Abstract We investigate the effectiveness of European Structural Funds on employment, population and house prices in 325 Local Labor Markets (LLM) located in Southern Italy. We exploit the variability in disbursements between 2007 and 2013 and estimate the impact of the interventions by allowing for LLM-specific fixed features and LLM-specific time trends. We find that the ability of these funds to offset the negative consequences of the economic crisis seems to have been limited. Jel codes: J01, J23, J61.
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This paper investigates the interplay between cultural traditions and policy effectiveness. It explores the differential impact of a large development program (Cassa per il Mezzogiorno), implemented for four decades, starting in the 1950s, to stimulate convergence between Italy's South and the more developed North, on municipalities with different histories. Namely, we consider a sample of municipalities located on either side of the historical border of the Kingdom of Sicily, whose legacy is considered, from Putnam (1993) onwards, to be a prime-facie cause of Southern Italy's underdevelopment. Having been part of the Kingdom of Sicily is associated with a negative impact of development policies, but only when the allocation of development funds through the Cassa per il Mezzogiorno suffered from low quality of governance and was driven by political considerations rather than by efficiency ones.
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