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A deposit guarantee scheme is a crucial element of the financial safety network, which is currently undergoing a major reform in the European Union due to the process of the creation of the banking union. Therefore, it is important to present a variety of the possible target models, their adequacy in relation to the objectives set in the reform as well as to analyse the conditions which contributed to the choice of the one that is being implemented. What also needs to be addressed is the issue of the proposed model along with its potential to eliminate systemic dysfunctions, involving those addressed by the EU legislator as well as the moral hazard inherently present in the mere concept of a deposit guarantee scheme.

Problematic Internet use in relation to personality traits and early maladaptive patterns of net users
Abstract
This article deals with the phenomenon of Problematic Internet Use among adolescents and people in the stage of early adulthood. The concept based on the diathesis model of stress assumes the existence of factors conducive to the occurrence of this phenomenon. Such factors are postulated as personality traits and early maladaptive schemas that may be a threatening factor as relatively persistent over the course of life. An important point is that the Problematic Internet Use takes into account the preference of on-line contacts apart from the real ones, negative consequences, the aspect of compulsiveness and self-regulation of mood through the network.

The novel coronavirus pandemic has triggered an economic slowdown worldwide, aggravating those steadily accumulated inequalities in income and wealth redistribution. Western-type capitalism, international cooperation, and European integration have found themselves at risk. This article points out the resemblances and dissimilarities in policies combating the recessions of 2008 and 2020 on both sides of the Atlantic, focusing specifically on the EU and Canada. It assesses the rising popularity of the welfarestate concept applied both to individuals and entire businesses deemed essential for democracy, notably in the EU, for which the protection of citizens' well-being and solidarity values are at the core of bloc integration. Conceptually conflicting solutions for those crises reflect a profound shift in policy making, reinforcing state interventions vs the neoliberal approach and intensifying discussions on a universal basic income as a tool in redressing socio-economic inequalities. This paper highlights the need for a trans-disciplinary approach to benefi t policy making.

The aim of the paper is to present ramifi cations in the field of family law, inheritance law and tax law which arise from the lack of recognition of registered partnerships and same-sex marriages in certain European Union Member States, such as Poland. The lack of recognition is commonly perceived as discrimination on grounds of sexual orientation, but the emphasis is usually placed on its consequences concerning human rights. In this article, the author focused on discriminatory aspects in the area of family life and personal taxation. A lack of appropriate provisions in domestic law produces negative effects affecting taxation obligations for cross-border families that concluded their marriages or partnerships abroad but cannot benefi t from these institutions in certain EU Member States such as Poland. For the purpose of determining discriminatory aspects, the author analysed the domestic rules differentiating couples living in a marriage and couples not possessing the right to marry. Due to lack of case-law on tax and inheritance discrimination resulting from sexual orientation, relevant case-law of the Court of Justice of the European Union have been recalled, revealing possible violations of fundamental
freedoms, including free movement of persons.

The reviewed book by T. Piketty has become one of the bestsellers in the world, and soon after its publication appeared reviews expressing both positive (and even enthusiastic) opinions, as well as highly critical ones. The latter, to some extent, refer to the theory of K. Marx, whose works are used by the author in the title of the book and partly in research. The subject of this publication is creation, division and possession of capital (wealth, wealth) in the modern world economy, especially highly developed countries. The key research task undertaken by Piketty concerns changes in the creation and distribution of wealth and income from the 18th century to the present, as well as lessons from this for the society and the present and future. In this context, an important place is occupied by the problem of economic and social inequalities arising in the global process of capital multiplication, which remains in the hands of a small group of its owners. The need to counteract unfavorable phenomena is growing, which leads to the development of a social state, a new type of public policy and the use of strong instruments to redistribute income.